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Saleem Vaziri

Washington ESD unemployment benefits exhausted - what happens when my claim runs out?

My regular unemployment benefits are about to run out in two weeks and I'm starting to panic. I've been on Washington ESD benefits for about 24 weeks now and still haven't found work despite applying everywhere. What exactly happens when my benefits are exhausted? Do I automatically get extended? Is there some kind of emergency assistance? I can't afford to have no income at all. Has anyone been through this situation recently?

Unfortunately there's no automatic extension anymore. The federal pandemic programs ended a while back so once your regular UI runs out, that's it unless you qualify for a new claim.

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So I just get nothing? That seems impossible, there has to be something available for people who still can't find work.

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You might qualify for other assistance programs like SNAP or TANF, but not more unemployment benefits unless you worked enough to start a new claim.

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You should check if you have enough work history to file a new claim. Sometimes people can establish a new benefit year if they worked part-time or temporary jobs during their unemployment period. Log into your Washington ESD account and see if there's an option to file a new application.

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I did work a few temp jobs but only made maybe $2000 total. Is that enough to qualify for a new claim?

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You need to have earned at least $3,850 in your base period to qualify for minimum benefits. Check your wage history on your account to see if you meet the requirements.

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The base period calculation is confusing though. I tried to figure mine out and got lost in all the quarters and dates.

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I went through this exact situation last year. When my benefits exhausted, I spent weeks trying to get through to Washington ESD to understand my options. The phone lines are impossible and the online messaging never got responses. I finally used this service called Claimyr (claimyr.com) that connects you directly to agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Within an hour I was talking to someone who explained everything about filing a new claim.

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That sounds too good to be true. How much does it cost? I'm already broke.

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It's worth checking out their site for pricing details. For me it was cheaper than missing more potential benefits by not understanding the system.

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I used Claimyr too when I had adjudication issues. Super easy to use and actually gets you connected instead of sitting on hold for hours.

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THIS IS SO FRUSTRATING!!! The system is designed to screw people over. I've been trying to call Washington ESD for three weeks about my exhausted benefits and can't get through to anyone. How are we supposed to survive with no help?

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I feel your pain. The lack of communication from Washington ESD is ridiculous. Have you tried calling right at 8am when they open?

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Yes! I've tried everything - calling at 8am, calling during lunch, calling late afternoon. Either busy signal or I get disconnected after waiting forever.

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This is exactly why I mentioned Claimyr above. The regular phone system is broken but they have a way to bypass all that nonsense.

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Check with WorkSource Washington too. They have programs for extended job search assistance and sometimes emergency help while you're looking for work. Not unemployment benefits but other support services.

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Good idea, I forgot about WorkSource. Do they have financial assistance or is it just job placement help?

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Mostly job placement and training programs, but they can connect you to other resources for emergency assistance with utilities and stuff.

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wait so if i worked during my unemployment claim that might help me get more benefits? i did some gig work deliveries and reported it all on my weekly claims

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Yes, if you earned enough during your benefit year you might qualify for a new claim. Gig work counts as wages if you got 1099s for it.

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how do i know if i earned enough? is there a calculator somewhere on the washington esd website?

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Look at your quarterly wage reports in your account. You need at least $3,850 in wages during your base period to qualify for minimum benefits.

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The timing matters too. You can't file a new claim until your current benefit year ends, even if your benefits are exhausted. There's a difference between benefit exhaustion and benefit year ending.

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What's the difference? This is all so confusing.

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Benefit exhaustion means you used up all your money but your claim year might still be active. You can only file a new claim after your benefit year expires, which is 52 weeks from when you first filed.

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Unless you have a valid new claim with sufficient wages, then you can file during your benefit year. The rules are complicated.

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Don't forget to apply for other assistance immediately. SNAP, housing assistance, utility help - there are programs out there but they all have waiting periods. Start applying now before your benefits actually end.

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Where do I apply for these programs? Through DSHS?

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Yes, DSHS for SNAP and TANF. For housing and utilities check with your county's community action program and local nonprofits.

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I'm in the same boat and it's terrifying. Been unemployed for 6 months, benefits run out next week, and I still haven't found anything. The job market is brutal right now.

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At least I'm not alone in this. What kind of work are you looking for?

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Office admin stuff mostly but everything wants experience with software I don't know or pays way too little to survive on.

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Have you looked into the training programs through WorkSource? They can pay for you to learn new software skills while you're job searching.

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Here's what you need to do step by step: 1) Check your wage history to see if you qualify for a new claim 2) If not, apply for other assistance programs immediately 3) Contact WorkSource for additional support 4) Keep filing weekly claims until your benefit year actually ends in case any adjustments are made to your account

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Should I keep filing weekly claims even if my benefits are exhausted? I thought there was no point.

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Yes, keep filing until your benefit year ends. Sometimes there are adjustments or additional benefits that get added to accounts, and you have to be filing to receive them.

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this is good advice, i stopped filing when mine ran out and later found out i missed some payments because of wage adjustments

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The whole system is a mess. I know someone who had their benefits exhausted, then weeks later Washington ESD found an error and owed them more money, but they had stopped filing weekly claims so they missed out on those payments.

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Seriously? So I need to keep doing the weekly claims even with zero benefits just in case?

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That's what I've heard from multiple people. The system is unpredictable and they don't always notify you about adjustments.

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I want to circle back to the Claimyr thing because it really did save me when I was in this exact situation. The uncertainty is the worst part - not knowing what options you have or what paperwork you need. Having an actual conversation with a Washington ESD agent cleared up everything in 20 minutes that I'd been stressing about for weeks.

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Ok you've convinced me to at least look at their website. The regular phone system has been completely useless.

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Same here, going to check out that video demo. I've wasted so many hours on hold just to get disconnected.

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Has anyone tried the online messaging system? I sent a message about my exhausted benefits two weeks ago and haven't heard anything back.

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The messaging system is basically worthless. I've never gotten a response to any message I've sent through the website.

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I got a response once after 3 weeks and it was just telling me to call the phone number. Completely unhelpful.

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This is exactly why services like Claimyr exist. The official communication channels are broken.

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Make sure you understand the difference between regular UI and any extended benefits that might be available during high unemployment periods. Right now there aren't any federal extensions, but that could change if unemployment rates get high enough.

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How would I know if extended benefits become available? Would Washington ESD notify me automatically?

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They should notify you, but don't count on it. You'd probably hear about it on the news first. Extended benefits are tied to state unemployment rates and federal legislation.

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I'm a week behind you - my benefits exhaust in three weeks. This thread is giving me anxiety but at least I know what to expect now. Going to start applying for other assistance programs tomorrow.

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Good luck! At least we're not going into this blind. I'm going to follow the advice here and check my wage history first thing Monday.

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Yeah, and I'm definitely going to look into that Claimyr service if I can't get through to Washington ESD the normal way.

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Don't forget about job search requirements either. Even if your benefits are exhausted, if you're still in your benefit year you might need to keep doing job searches in case any adjustments are made to your account. Better safe than sorry.

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I've been doing job searches anyway since I actually need a job, but good point about keeping records just in case.

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Exactly right. Keep your job search log updated until your benefit year officially ends, even with exhausted benefits.

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the worst part is not knowing whats going to happen until it actually happens. i wish washington esd would send out clear information about what to expect when benefits are about to run out

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Right? Like a simple email explaining your options would save everyone so much stress and confusion.

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They do have information on their website about benefit exhaustion, but it's buried and hard to understand. The communication could definitely be better.

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I went through this last summer. The key is to act quickly once you know your benefits are ending. Don't wait until the last payment to start figuring out your next steps. Apply for everything you might qualify for as soon as possible.

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What other programs did you end up qualifying for? I have no idea what's even available.

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I got SNAP benefits and some utility assistance through the county. Also did a training program through WorkSource that helped me get better job skills. It took a few months but I eventually found work.

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This is great advice. The sooner you apply for assistance programs, the sooner you can get help. Some have long waiting lists.

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One thing to watch out for - if you do qualify for a new unemployment claim, the weekly benefit amount might be different from your previous claim. It's calculated based on your recent wages, which might be lower if you were mostly unemployed.

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So even if I qualify for a new claim, I might get less money than before?

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Possibly, yes. If your qualifying wages are lower than your previous claim, your weekly benefit amount will be lower too. But something is better than nothing.

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Final thought for anyone reading this thread - don't let the complexity of the system overwhelm you into inaction. Whether it's using Claimyr to get clear answers from Washington ESD, applying for other assistance programs, or checking into training opportunities, taking some action is better than just hoping things work out. The system is confusing but there are people and resources that can help you navigate it.

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Thank you for all the advice everyone. I feel much less panicked now that I have a plan of action. Going to start making calls and applications Monday morning.

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Same here. This thread has been more helpful than anything I found on the official Washington ESD website.

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One more resource that helped me - the Washington State Department of Social and Health Services (DSHS) has a benefits calculator on their website where you can see what assistance programs you might qualify for based on your income and family size. It's called the Washington Connection and it pre-screens you for multiple programs at once instead of having to apply to each one separately. Really saved me time when my UI ran out last year.

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This is super helpful! I had no idea there was a pre-screening tool that could check multiple programs at once. That sounds way more efficient than trying to figure out what I might qualify for on my own. Going to check out Washington Connection along with everything else mentioned here. Thanks for sharing!

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