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Amelia Cartwright

What happens if your unemployment runs out - Washington ESD benefits ending soon

My regular unemployment benefits are about to expire next month and I'm starting to panic. I've been on UI for about 24 weeks now and Washington ESD says I only have 2 weeks left of benefits. I'm still actively job searching but haven't found anything yet. What exactly happens when your benefits run out? Do I automatically get extended benefits or do I have to reapply for something? I've heard conflicting information about what comes next and I'm really stressed about this.

When your regular unemployment benefits exhaust, Washington ESD will automatically check if you qualify for Extended Benefits (EB). This depends on the state's unemployment rate. If EB isn't available, you might qualify for a new benefit year if you've worked enough since your original claim started. You don't need to do anything - they'll send you a letter explaining your options.

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Thank you! Do you know what the unemployment rate needs to be for Extended Benefits to kick in? I haven't gotten any letters yet about what happens next.

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Extended Benefits trigger when the state's unemployment rate is above certain thresholds. Washington ESD will notify you automatically if you qualify. Keep filing your weekly claims until you hear otherwise.

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I went through this exact same situation last year. My benefits ran out and I was terrified but Washington ESD automatically enrolled me in Extended Benefits for another 13 weeks. The payments were the same amount as my regular UI. Just keep doing your weekly claims and job search requirements.

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That's reassuring! Did you have to do anything different for the extended benefits or was it seamless?

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It was pretty seamless. I got a letter about 2 weeks before my regular benefits ended explaining that I qualified for EB. Same weekly claim process, same job search requirements.

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If you're having trouble getting through to Washington ESD to check on your benefit status, I recently discovered Claimyr (claimyr.com). They help you get through to an actual agent without waiting on hold for hours. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helpful when you need to talk to someone about your benefit year ending.

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Is that legit? I've been trying to call Washington ESD for weeks about my claim status but can never get through.

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Yeah it's legitimate. They basically handle the calling process for you so you don't have to sit on hold. I used it last month when I had questions about my adjudication.

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I might have to try that if I can't get answers about what happens when my benefits end. The phone system is so frustrating.

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Important thing to remember - even if Extended Benefits aren't available, you can still apply for other assistance programs like SNAP or temporary assistance while you continue job searching. Don't let your benefits ending be the end of the world. There are other safety nets available.

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Good point. I should probably look into what other programs might be available. Do you know if Washington state has other unemployment-related programs?

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Washington has WorkFirst (TANF) and other programs through DSHS. Also look into local food banks and utility assistance programs if money gets tight.

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whatever you do dont stop filing your weekly claims!! even if your benefits pause or end you need to keep filing to maintain your claim status. i made that mistake and it was a nightmare to get everything sorted out again

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Really? I thought if benefits ended you would stop filing. Why do you need to keep filing if there's nothing to pay out?

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This is correct. Even if you're not receiving payments, continuing to file maintains your claim and keeps you in the system for when Extended Benefits or other programs become available.

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The whole system is so confusing. I wish Washington ESD would just send clear information about what happens when benefits end instead of making everyone guess and panic.

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They do send letters but sometimes they're not very clear or they come late. I agree the communication could be better.

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Exactly! I shouldn't have to come to Reddit to figure out what happens to my benefits.

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One more thing - if Extended Benefits aren't available and you don't qualify for a new benefit year, you can also check if you qualify for Pandemic Emergency Unemployment Compensation if there are any federal extensions available. These federal programs come and go based on economic conditions and congressional action.

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Are there any federal programs currently available? I thought most of the pandemic stuff ended.

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You're right, most pandemic programs ended. I was just mentioning it in case any new federal extensions get created. Your best bet right now is Extended Benefits if Washington's unemployment rate qualifies.

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Check your benefit year ending date in your Washington ESD account. Sometimes people think their benefits are ending but they actually qualify for a new benefit year if they worked enough hours since their original claim.

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How do I check that? I haven't worked at all since I filed my original claim so I don't think I'd qualify for a new benefit year.

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Log into your eServices account and look at your claim details. If you haven't worked since filing, then you're right - you wouldn't qualify for a new benefit year.

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I'm in the same boat as you OP. My benefits end in 3 weeks and I'm terrified. Been applying to jobs every week but this market is brutal. At least knowing about Extended Benefits makes me feel a little better.

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It's so stressful! How many jobs are you applying to per week? I'm doing about 3 which is the minimum but wondering if I should do more.

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I'm doing 4-5 per week. The job search log requirement is minimum 3 but I figure more applications can't hurt. Still nothing though.

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If you need to speak with someone at Washington ESD about your benefit year ending, definitely try Claimyr. I used it twice when I had complex questions about my claim status and it saved me hours of trying to get through on the phone. Way better than the callback system they have.

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How much does that cost? I'm already broke from being unemployed for months.

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It's worth checking out their site for current info. For me it was worth it to actually talk to a human about my specific situation rather than guessing what would happen to my benefits.

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The Washington ESD website has a section about benefit exhaustion but it's buried in their FAQ section. Basically they'll automatically review your eligibility for Extended Benefits and send you a determination letter. If you don't qualify for EB, they'll check if you can establish a new benefit year.

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I'll try to find that FAQ section. Do you remember what it's called or where exactly it is on their site?

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I think it's under the 'Benefit Information' section but their website organization is pretty confusing. Try searching for 'benefit exhaustion' or 'Extended Benefits'.

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Don't panic yet! Extended Benefits are pretty common and Washington usually qualifies. I went through this in 2019 and got an extra 20 weeks of benefits. Just keep doing everything you're supposed to do and wait for their letter.

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20 weeks sounds amazing! Was that during a recession or something? I'm hoping Washington's unemployment rate is high enough to trigger EB now.

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Yeah it was during an economic downturn. The number of weeks depends on the unemployment rate - higher rate means more weeks of Extended Benefits.

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Make sure you're documenting all your job search activities properly. Even if your benefits end temporarily, having good records will help if you need to prove you were actively seeking work during any gap period.

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Good point. I've been keeping records in the WorkSourceWA system but should probably have my own backup records too.

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Update us when you hear from Washington ESD about your benefit exhaustion! I'm curious what they tell you since I might be in the same situation in a few months.

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Will do! Hopefully I'll have good news to share about Extended Benefits being available.

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The waiting is the worst part. Washington ESD should really send out information earlier about what happens when benefits end instead of making people stressed out about it.

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Agreed! The whole system could use better communication. People shouldn't have to guess what happens to their benefits.

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If all else fails and you don't qualify for Extended Benefits, remember that you can reapply for unemployment later if you do find work and then lose it again. Your benefit history doesn't disappear.

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That's good to know. I'm hoping to find a job before my benefits end but good to know there are options if I need unemployment again in the future.

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One last thing about Claimyr - if you do need to call Washington ESD about your benefit year ending, they can help you get through to the right department. I found that the regular customer service line sometimes transfers you around but Claimyr helped me reach someone who could actually answer my specific questions about benefit exhaustion.

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That's really helpful. I might try that if I don't get clear information in the next week or two about what happens when my benefits end.

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Bottom line - don't stress too much about this. Washington ESD has processes in place for when benefits exhaust. They'll automatically check your eligibility for extensions and notify you of your options. Just keep filing your weekly claims and job searching while you wait for their determination.

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Thank you everyone for all the helpful information! I feel much less panicked about this now. I'll keep filing my weekly claims and wait to hear from Washington ESD about my options.

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Good luck OP! Hopefully Extended Benefits will be available and you'll have more time to find the right job instead of having to take just anything out of desperation.

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Thanks! That's exactly what I'm hoping for - more time to find something that's actually a good fit rather than just any job.

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Keep us posted on what happens! This thread has been really informative about benefit exhaustion and I'm sure other people will find it helpful too.

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Definitely will update when I hear something. Glad this discussion helped others who might be in the same situation.

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