Washington ESD unemployment benefits ending soon - what happens if my unemployment runs out?

So that's it? Just nothing after 26 weeks? That seems really harsh especially with how hard it is to find work right now.

I know it's tough, but that's how the system works. You might qualify for other state assistance programs though - SNAP, TANF, housing assistance, etc.

I am registered with WorkSource but honestly their job listings seem pretty limited. Should I be doing more than just the minimum 3 job searches per week?

Absolutely! The 3 job searches is just the minimum to keep your benefits. You should be applying everywhere you can. Also look into temp agencies - sometimes temp work leads to permanent positions.

How long did it take you to find work after your benefits ended? I'm so scared of being completely broke.

It took me about 2 months after my UI ended, but I had applied for other assistance which helped bridge the gap. Don't wait until the last minute to apply for other programs.

I checked and it shows I have about $1,800 left which at my weekly benefit amount is about 3 weeks. So yeah, I'm almost done.

Have you tried calling Washington ESD to ask about any programs you might not know about? I know their phone lines are always busy but sometimes they have info that's not on the website.

I've tried calling so many times but can never get through. It's incredibly frustrating.

Is that legitimate? I'm skeptical of anything that costs money when I'm about to lose my benefits.

I understand the skepticism, but it's legit. They just help you navigate the phone system to reach an actual person. When you're facing benefit exhaustion, sometimes talking to a real agent can reveal options you didn't know existed.

I've never applied for SNAP before. Is it difficult to qualify?

If you're unemployed with no income, you'll likely qualify. The income limits are pretty reasonable and they consider your situation. Apply online at washingtonconnection.org

It really is scary. I never thought I'd be in this position and now I'm facing the reality of having no income at all.

I get that it's frustrating, but the system was designed as temporary assistance while you look for work. 26 weeks is actually more generous than some states offer.

That's a good idea. I'm in King County - do you know if they have programs like that?

King County has several programs. Check with the United Way of King County - they can point you toward emergency assistance programs. Also look into 211 (dial 2-1-1) for local resources.

I've thought about it but I'm worried about how that would affect my remaining unemployment benefits. Can I work part-time and still collect?

Yes, you can work part-time and still collect reduced benefits as long as you report all earnings. Washington ESD deducts a portion of what you earn from your weekly benefit amount.

I haven't really looked into that. Do you know what kind of programs are available?

Washington state has the Worker Retraining Program that provides extended benefits while you're in approved training. You have to apply through WorkSource and get approved for specific programs.

Oh wow, I hadn't even thought about health insurance. This is getting overwhelming.

I know it's a lot to think about, but better to know about these programs now so you can apply before you need them. Washington Apple Health has pretty good coverage for low-income individuals.

I keep a basic log but maybe I should be more detailed. What exactly should I be documenting?

Company name, position, date applied, method of application, and any follow-up. Keep emails, confirmation numbers, anything that proves you actually applied.

What kind of programs did you find out about?

They told me about some state assistance programs I hadn't heard of and helped clarify my options for continuing education that might extend benefits. Worth a call if you can get through.

That might be my reality too. It's hard to admit but I might need to ask family for help.

There's no shame in asking for help when you need it. Family is there for tough times like this.

That's encouraging. I have been avoiding some jobs thinking I wouldn't get them, but maybe I should just apply anyway.

Exactly! The worst they can do is say no, and you never know what might happen. Plus it counts toward your job search requirement.

I never thought about that. I'm not religious but if they help people regardless that could be worth looking into.

Most community organizations focus on helping people in need rather than religious requirements. Salvation Army, Catholic Community Services, Jewish Family Service - they all help people regardless of faith.

You're right. I need to stop procrastinating and start applying for everything I might qualify for. Thanks everyone for all the advice.

Good luck! It's a tough situation but there are resources available if you know where to look.

That's smart. I'll start keeping better records of everything moving forward.