What day of the week does Washington ESD unemployment pay - confused about payment schedule

That makes sense! I bank with a smaller credit union so maybe that's why mine sometimes comes Thursday morning.

Yeah I have Chase and mine always comes Wednesday morning without fail

Good to know about the Sunday deadline. I always file mine Sunday evening just to be safe.

Wait, what happens if you file late? Do you lose that week completely?

You can still file late but it might delay your payment and you'll need to explain why you filed late when you do submit it.

Interesting, I've never heard of that service. Does it actually work for getting through to Washington ESD?

Yeah it worked for me when I had an adjudication issue that was delaying my payments. Much better than trying to call at 8am and getting a busy signal.

How much does something like that cost though? I'm already struggling financially.

Oh wow, I didn't know holidays affected the schedule. That's really good to know for planning purposes.

Yes, any federal holiday that falls on Monday or Tuesday will delay the processing by one business day typically.

I totally get the stress. The first few weeks were rough until I figured out the pattern. Wednesday mornings are pretty reliable if you file on time.

same here, the uncertainty is the worst part about this whole process

From what I understand, most Washington ESD benefit types follow the same payment schedule. Standby claims, regular UI, it's all processed on the same cycle.

I'm on standby status and yes, same schedule for me. Tuesday processing, Wednesday deposit.

I'd wait until Thursday afternoon personally. Sometimes banks are slower, especially smaller ones or credit unions.

If you do need to call Washington ESD about a missing payment, that's exactly when Claimyr comes in handy. Instead of spending hours trying to get through, it handles the calling for you.

I had to wait until Friday once, turned out there was an issue with my weekly claim that I didn't know about

That's reassuring to hear it's been consistent for you. I think I was just overthinking it.

BOA is usually pretty fast with direct deposits in my experience too

What's adjudication? I keep seeing that word but I'm not sure what it means.

Adjudication is when Washington ESD needs to investigate something about your claim - like if there's a question about why you lost your job or if you're able and available for work. It can take weeks to resolve.

My claim went into adjudication and it took 5 weeks to get resolved. Payments were completely stopped during that time.

Great idea! I didn't think to look at the payment history to see the pattern. I'll check that out.

The payment history is super helpful for tracking everything. I use it to make sure all my weekly claims went through properly too.

Good point! I should double-check that my direct deposit info is still current.

How do you update banking info if it's wrong? Do you have to call or can you do it online?

You can update it through your online account on the Washington ESD website, but it takes a few days to process.

Yes! The holiday schedules are the worst. I wish they'd publish a calendar or something showing the adjusted dates.

They should definitely communicate better about holiday schedule changes. I've been caught off guard multiple times.

Perfect summary, thank you! That's exactly what I needed to know for my budgeting.

This should be pinned somewhere, it's the clearest explanation I've seen

No, as long as you file by the Sunday deadline, it doesn't matter if you file Saturday or Sunday. The processing schedule is the same.

I always file Saturday night just to get it out of the way. Same payment schedule.

That could be your bank changing their processing schedule, or there might be issues with some of your weekly claims that are causing delays.

If it's becoming inconsistent, you might want to call Washington ESD to check if there are any flags on your account. That's another situation where Claimyr could help you actually get through to someone.

I had the same thing happen and it turned out I had made an error on my job search log that was causing random delays

Same here! I feel much more confident about the timing now. Thanks everyone for sharing your experiences.

Glad this helped! The uncertainty is definitely one of the most stressful parts of being on unemployment.

I might try that if I run into issues. The phone system is so frustrating when you actually need help.

Yeah, I've wasted so many hours trying to get through to Washington ESD. A service that actually works sounds worth it.

Perfect summary! I'm definitely going to check my payment history tonight to confirm the pattern.

This has been one of the most useful threads I've read on here. Really appreciate everyone sharing their experiences.

Thank you! And thanks to everyone who contributed - this has been incredibly helpful.

Seriously, this community is great for helping each other navigate the Washington ESD system.