When do unemployment checks get deposited - Washington ESD payment timing?

Thanks! So filing Sunday should mean Wednesday or Thursday deposit most likely?

Exactly. Wednesday is most common for Sunday filers, but Thursday happens too depending on bank processing times.

I have Chase, not sure if they're fast or slow with ACH

Chase is usually pretty standard, nothing special but not slow either

Interesting, how does that help with deposit timing though?

Well if your payment is late or missing, you can actually talk to someone at Washington ESD to find out what's going on instead of just waiting and wondering.

That sounds useful, I've been trying to call Washington ESD for weeks about a delayed payment

This is super helpful! So there's actually a pattern to it

What about when there's a federal holiday? Does that push everything back?

Yes, federal holidays delay ACH processing so expect an extra day or two delay after holidays like Martin Luther King Day, Presidents Day, etc.

I feel you, it's stressful when you're already struggling financially

the system is just old and clunky, probably hasn't been updated in years

How would I know if my claim went into adjudication?

You'd see it in your Washington ESD account under claim status. It would say 'adjudication in progress' or something similar.

Mine said that for 3 weeks and I had no idea what it meant!

What bank do you have? Maybe that makes a difference

BECU credit union. They're usually fast with direct deposits

How did you get through to them? I can never reach anyone

I used that Claimyr service someone mentioned earlier. Worked way better than trying to call myself.

What's Claimyr exactly? Is it legit?

That actually sounds really helpful, the wait times are insane

How much does it cost though?

I'd rather pay something than waste hours on hold honestly, my time is worth more than that

Really? That's interesting, I'll try filing earlier this week

I don't think the time matters that much, it's more about what day you file

right?? even a simple email would be nice

You can set up text alerts in your Washington ESD account for payment notifications, though they're not always reliable

Wow you really kept track! That's actually really helpful data

see this is exactly the kind of info Washington ESD should provide but doesn't

Good luck getting through to them though

That's why services like Claimyr exist - because the regular phone system is so hard to navigate

No, the payment amount doesn't affect processing time. It's all handled the same way through the ACH system.

Thanks, I wasn't sure if larger amounts took longer to process

Good to know! I was thinking about switching banks

Yeah they have to do a test deposit first, it's a whole process

This is exactly why I ended up using Claimyr. Got connected within 30 minutes instead of wasting my whole day

I might have to look into that, this is getting ridiculous

Federal holidays always delay ACH processing. It's not just Washington ESD, it's the entire banking system.

they should warn people about that ahead of time though

Thanks everyone for all the info! This has been really helpful

Hope your payments start coming more consistently!

What kind of issues usually come up?

Things like job search requirements not being met, questions about work refusal, or needing to verify your identity. Small stuff but it can hold up payments.

This happened to me - had to upload additional documents and didn't know until I logged in to check

welcome to government bureaucracy lol

At least we're getting the benefits, could be worse

That's a really good point about checking for flags! I didn't realize small things like work search discrepancies could cause delays. I'll definitely start checking my account more regularly after filing. Do you usually see any notification when there's a flag, or do you just have to look for it?

Usually there's no notification - you have to actively check your account status page. Sometimes there will be a yellow warning icon or it'll say "pending review" next to your claim. The most common flags I've seen are work search verification, earnings reporting questions, or if you traveled out of state during your claim week. It's annoying that they don't send alerts about these issues!