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Anastasia Romanov

When are unemployment checks deposited in Washington ESD system?

I just filed my weekly claim on Sunday night and I'm wondering when I should expect my unemployment payment to hit my account. This is my third week claiming and the timing seems inconsistent. Sometimes it's Tuesday, sometimes Wednesday. Does Washington ESD have a set schedule for when they deposit unemployment benefits? I have direct deposit set up through my bank.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. If you filed Sunday night, you should see it by Wednesday at the latest, assuming there are no holidays or issues with your claim.

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Thanks! That matches what I've been seeing mostly. Just wanted to make sure I wasn't missing something.

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mine usually hits tuesday morning but last week it was wednesday, probably just depends on bank processing times too

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The exact day can vary depending on your bank's processing schedule and whether there are any verification holds on your claim. Most people see deposits Tuesday or Wednesday after filing Sunday.

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Good to know it's normal for there to be some variation. I was starting to worry something was wrong with my claim.

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Yeah I've noticed the same thing - usually Tuesday but sometimes Wednesday. Never had any issues though.

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If you're having trouble getting through to Washington ESD to check on payment timing or claim status, I found claimyr.com really helpful. They have a service that helps you actually reach an agent by phone. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made it so much easier than trying to call repeatedly.

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Interesting, I'll check that out. I haven't needed to call yet but good to know there's an option if I do.

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Is that legit? Seems too good to be true with how impossible it is to reach anyone at Washington ESD.

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It's definitely real - I used it when I had an adjudication issue last month. Way better than spending hours redialing.

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I've been claiming for 2 months now and here's what I've noticed: if you file your weekly claim on Sunday, payment usually comes Tuesday. If you file Monday, it's usually Wednesday. Weekend filings seem to process faster.

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That's really helpful! I always file Sunday night so that explains why I mostly see Tuesday deposits.

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Same experience here. Sunday filing = Tuesday payment most of the time.

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Just remember that if there's a federal holiday during the week, everything gets pushed back a day. That might explain some of the inconsistency you're seeing.

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Oh right, I didn't think about holidays affecting it. That probably explains why it was later a few weeks ago.

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Yes, bank holidays will definitely delay the deposit by a day or two.

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does anyone know if the time you file matters? like if i file at midnight sunday vs 6pm sunday?

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From what I understand, as long as you file between Sunday and Saturday of your claim week, the processing starts the same time. The exact hour doesn't matter much.

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ok cool thanks, was wondering if filing earlier got you paid faster

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Washington ESD's payment schedule is: Sunday-Monday filings typically deposit Tuesday-Wednesday. Later in the week filings might not deposit until Thursday or Friday. They batch process everything.

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That makes sense. Batch processing would explain why there's a pattern but still some variation.

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Yeah I learned this the hard way when I filed late one week and had to wait until Friday for my payment.

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If your deposit is ever more than 5 business days late, that's when you should call Washington ESD to check if there's an issue with your claim status.

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Good to know what the threshold is for when to actually worry about it.

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And if you need to call, definitely try claimyr.com - saves so much time compared to the regular callback system.

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My bank (Chase) usually shows pending deposits the day before they actually hit, so I can see my unemployment payment coming Tuesday morning even though it won't be available until Wednesday.

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That's smart to check for pending deposits. I use Wells Fargo and they do the same thing.

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Yeah most banks show pending ACH deposits now which is helpful for budgeting.

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Been on unemployment for 6 months now and Tuesday deposits are by far the most common if you file Sunday night. Maybe 80% of the time it's Tuesday, 20% Wednesday.

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That percentage sounds about right from my limited experience so far.

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Sorry you've been out of work that long. Hope things turn around soon.

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Thanks, still looking but the unemployment benefits have been a lifesaver.

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Question - do you get an email or text when Washington ESD processes your payment? I never get notifications.

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They don't automatically send payment notifications. You have to log into your account to check payment history or set up alerts through your bank.

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Ah ok, I thought I was missing something. Thanks for clarifying.

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The Washington ESD website has a payment calendar buried somewhere in their resources section that shows their processing schedule, but it's hard to find.

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I'll try to look for that, sounds like it would be really helpful to have.

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If you find it, please share the link! That would be useful for everyone.

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i been waiting 4 days for my payment and starting to panic... filed sunday and its now thursday with nothing

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That's definitely longer than normal. You should check your claim status online to see if there are any issues flagged.

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This is exactly the kind of situation where claimyr.com is helpful - you can actually get through to ask Washington ESD what's causing the delay.

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thanks ill check my account and maybe try that service if i cant figure it out

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For anyone wondering about the technical side - Washington ESD uses ACH transfers which typically take 1-2 business days once initiated. So if they process Sunday night filings on Monday, you'd see the deposit Tuesday.

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That explains the timing really well. The ACH system makes sense for the 1-2 day delay.

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Yeah ACH is pretty standard for government payments. Faster than checks but not instant like wire transfers.

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Pro tip: if you're tight on money, some banks let you access direct deposits a day early for a small fee. Might be worth it in a pinch.

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I've seen those early direct deposit offers from my bank. Good point that it could help with timing.

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Some credit unions do this for free too if you have an account with them.

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The key thing is consistency - if your payments are always coming on the same day of the week, that's normal. It's when the timing suddenly changes that you might have an issue to investigate.

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That's a good way to think about it. Mine have been pretty consistent so I won't worry about the day-to-day variation.

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Exactly. Consistency is the best indicator that everything is processing normally.

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Thanks for asking this question OP! I was wondering the same thing but hadn't gotten around to posting about it.

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No problem! Glad it helped others too. This thread has been really informative.

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Same here, lots of good info about the payment timing.

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One last thing - if you ever switch banks while on unemployment, make sure to update your direct deposit info with Washington ESD right away. Payments to closed accounts can cause major delays.

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Good reminder! I can imagine that would cause a lot of problems if you forgot to update it.

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Yeah I've heard horror stories about people having to wait weeks to get that sorted out.

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Overall Washington ESD has been pretty reliable with payment timing in my experience. It's the phone support that's impossible, not the payments themselves.

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That's been my experience too. Payments have been consistent, just wasn't sure about the exact schedule.

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Which is why services like claimyr.com are so valuable for when you do need to talk to someone at Washington ESD.

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True, having a way to actually reach them when needed is huge.

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