when does unemployment get deposited Washington ESD payment schedule

Thanks! So it's not instant like some other things. Good to know I should expect it midweek.

Yeah definitely not instant, the state has to process everything first before releasing funds.

I have a credit union, wonder if that makes a difference in processing time.

Credit unions are usually pretty quick with deposits in my experience. You'll probably get it on the earlier side.

Never heard of that service before. Did you have to pay for it or give them personal info?

They focus on just helping you get through the phone system, not asking for personal details. Was worth it for me since I'd been trying to call for weeks.

Interesting, might have to check that out if I need to call Washington ESD again. Their phone system is terrible.

Oh no! How did you figure out it was wrong? Did Washington ESD notify you somehow?

I had to log into my account and check the payment history. It showed 'returned' for all my payments. That's when I realized the bank info was wrong.

Different states have different processing systems. Washington's isn't the fastest but it's pretty reliable once you understand the timing.

I guess reliable is better than fast and broken. Still frustrating when you need the money though.

Yes, bank holidays will delay it. If Tuesday is a holiday, you'd probably see deposits Wednesday or Thursday instead.

Makes sense. I'll keep that in mind around holiday weeks.

Good point, didn't think about holidays affecting it.

That's reassuring to hear it's consistent. I was worried it might be random timing.

Chase is usually pretty fast with ACH deposits. Tuesday afternoon sounds about right for them.

Pending usually means there's an issue that needs to be resolved. Could be something with your job search requirements or they need to verify something.

Ugh, I did my job searches and logged them. Wonder what the issue could be.

This is exactly the kind of situation where calling Washington ESD helps. That Claimyr service I mentioned earlier is great for getting through to someone who can tell you exactly what the pending issue is.

4 days is longer than usual. I'd check your payment history in your Washington ESD account to see if there's an issue.

It just says 'paid' but no money in my account. My bank says they haven't received anything.

Sounds like the same issue I had with wrong bank info. Double check your direct deposit details.

That's a good idea! I've been checking my account like 5 times a day waiting for it.

Yeah it's much less stressful when you just get a text notification. Most banks have this feature in their app.

Yeah I'm definitely going to have to adjust my budget planning. Good to know what to expect going forward.

The routine definitely helps with planning. I schedule my bill payments around knowing when the unemployment comes in.

As long as you file by the deadline (usually Saturday night), the time doesn't really matter. They batch process everything together.

Good to know, I was wondering if filing early gave you any advantage.

How did they notify you that verification was needed? Email or through the account?

Both. Got an email and there was a message in my Washington ESD account inbox. Had to upload documents through the portal.

I haven't noticed that personally, but it's possible during high-volume periods they might adjust their processing schedule slightly.

Makes sense. I thought I noticed some variation around Christmas time but wasn't sure.

You can file late but it might delay your payment. Washington ESD processes in batches so late filings might not make it into the current week's batch.

Good to know. I'll make sure to file on time going forward.

Usually starts counting the next business day after you file. So if you file Sunday, Monday would be day 1.

Thanks for clarifying! That helps me plan better.

I can't imagine waiting for checks in the mail. Direct deposit seems so much more reliable.

Yeah definitely. Plus no risk of checks getting stolen from your mailbox or anything like that.

Seems like several people have had good experiences with that. Might be worth remembering if I run into issues.

Yeah, it's nice to have options when the regular phone system isn't working. The wait times can be brutal otherwise.

Perfect, thanks everyone for all the helpful info! I'll stop obsessively checking my bank account now that I know what to expect.

Good luck! Once you get into the routine it becomes much less stressful.