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Selena Bautista

What day do you get your unemployment benefits from Washington ESD?

I just got approved for unemployment last week and I'm wondering when I'll actually receive my first payment. I filed my weekly claim on Sunday and it says 'paid' but I don't see anything in my bank account yet. Does Washington ESD pay on specific days of the week? I have direct deposit set up but I'm not sure how long it takes to process.

Usually takes 2-3 business days after your claim shows 'paid' status. Most people get theirs Tuesday or Wednesday if you file Sunday.

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Thanks! I was getting worried it was lost somewhere in the system.

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yeah same timeline for me, always comes wednesday morning

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Washington ESD processes payments Monday through Friday. If your claim status shows 'paid' on Sunday when you file, you should see the deposit by Wednesday at the latest. The timing can vary slightly depending on your bank's processing schedule.

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What if it's been longer than that? My claim has shown paid since last Tuesday but still nothing in my account.

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That's definitely unusual. You might need to contact Washington ESD to check if there's an issue with your payment method or if there's a hold on your account.

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Ugh I've been trying to call for days but can't get through. The phone lines are always busy.

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If you're having trouble reaching Washington ESD by phone, I had success using Claimyr (claimyr.com) to get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. It automatically redials and holds your place in line so you don't have to sit there hitting redial all day.

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Really? How much does something like that cost?

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It's worth checking out their site for details. I was just relieved to finally talk to someone about my payment issue instead of getting hung up on constantly.

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Never heard of this but might be worth trying. I've wasted so many hours trying to get through to Washington ESD.

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The payment schedule hasn't changed much over the years. Washington ESD typically processes on Monday/Tuesday and most banks show the deposit by Wednesday. Some credit unions are faster and you might see it Tuesday night.

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Yep, I have a credit union and always get mine Tuesday evening

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Good to know! I have Chase so probably Wednesday for me.

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just make sure you file by sunday night or youll have to wait another week, learned that the hard way

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What time on Sunday is the cutoff?

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i think its like 11:59 pm but i always do mine saturday just to be safe

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The weekly claim filing window is actually Sunday 12:01 AM through Saturday 11:59 PM. So you have all week to file, but most people do it Sunday to get paid faster.

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Pro tip: check your claim status Monday morning. If it doesn't say 'paid' by then, there might be an issue that needs to be resolved before you'll get your money.

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What would cause it to not show paid?

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Could be anything - job search requirements not met, identity verification needed, work reporting issues. Washington ESD is pretty strict about following all the rules.

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Been getting unemployment for 8 months now and it's like clockwork. File Sunday, see 'paid' status Monday, money in account Wednesday morning. Only had one delay when I forgot to log my job searches properly.

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How many job searches do you have to log each week?

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Three per week minimum, and they have to be legitimate job applications or contacts with employers.

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They actually verify those? I thought it was just honor system.

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Oh they definitely audit people randomly. Friend of mine got audited and had to provide proof of every job contact for the past 6 weeks.

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Washington ESD payment timing is one thing that actually works pretty well compared to their phone system. At least the money comes when they say it will.

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True that! Getting through to talk to someone is a nightmare but the payments are reliable.

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That's exactly why I ended up using Claimyr when I had an issue. The payment system works fine but when you need to actually speak to someone it's impossible.

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Does anyone know if there are different payment days for different types of benefits? I'm on standby status and wondering if that affects when I get paid.

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Standby payments follow the same schedule as regular UI benefits. The only difference might be if you're waiting for employer confirmation of your standby status.

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Good to know, thanks! My employer already confirmed everything so should be the same timeline.

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I remember during the pandemic it was taking forever to get payments but now it's back to normal. Usually 2-3 days max from filing to receiving the money.

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Yeah those were rough times. Took weeks sometimes to get paid back then.

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Glad I didn't have to deal with that chaos! Sounds like timing is much more predictable now.

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PSA: if you don't receive your payment within a week of filing, definitely call Washington ESD. Something is probably wrong and it won't fix itself.

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Easier said than done with their phone system!

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This is where services like Claimyr really help. I wasted three days trying to get through on my own before using their system to actually reach an agent.

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What kind of issues usually cause payment delays?

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Most common ones I've seen are identity verification holds, job search requirement issues, or problems with work/wage reporting.

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For anyone wondering, you can check your payment status online at secure.esd.wa.gov without having to call. The website actually works pretty well for basic status checking.

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Yeah I've been checking there every day since I filed. Shows 'paid' but wanted to know when to expect the actual deposit.

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The website is good for status but useless if you actually need help with an issue. That's when you need to talk to a real person.

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Washington ESD sends payments Mon-Fri so if you file late in the week you might not see it until the following Wednesday. That's why everyone says file on Sunday.

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What if Sunday is a holiday?

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System still processes on holidays, it's automated. Only thing that might delay it is if Monday is a bank holiday.

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Been on unemployment twice in the past 5 years and the payment timing has been consistent both times. File Sunday, get paid Wednesday. Only exception was when I had to verify my identity which delayed everything by about 2 weeks.

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How did you handle the identity verification? Did you have to mail documents?

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Had to upload documents through their secure portal and then wait for manual review. Took forever but eventually went through.

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Identity verification issues are another good reason to be able to reach Washington ESD by phone. Sometimes talking to an agent can speed up the process if you have questions about what documents they need.

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Quick question - does the payment come from Washington ESD directly or through some third party processor? Trying to figure out what to look for in my bank account.

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Direct deposits show up as 'WA ST ESD' or similar on your bank statement. If you get a debit card instead, that's through a different processor.

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Perfect, thanks! I have direct deposit set up so I'll watch for that.

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