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Fatima Al-Sayed

Washington ESD unemployment qualification requirements - need help understanding eligibility

I've been working part-time for the last 18 months at a retail job but my hours got cut to almost nothing last week. I'm trying to figure out if I qualify for unemployment benefits through Washington ESD but the website is confusing me. Do I need to have worked full-time to qualify? What about the base period they keep mentioning? I made about $18,000 total last year but it was spread across different quarters. Can someone explain the basic requirements in simple terms?

To qualify for Washington ESD unemployment benefits, you need to meet several requirements. First, you must have earned wages in at least two quarters of your base period (which is usually the first 4 of the last 5 completed calendar quarters before you file). You also need to have earned at least $3,850 total during your base period, with at least $1,925 in your highest quarter. Since you worked 14 months total, you should meet the work history requirement. You also need to be unemployed through no fault of your own, be able and available for work, and actively seek work.

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Thank you! That helps clarify things. Since the restaurant closed permanently, that should count as not my fault right? And what does actively seeking work mean exactly?

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Yes, a permanent business closure definitely qualifies as not your fault. For job search requirements, you'll need to make at least 3 job search contacts per week and keep a log of your activities. Washington ESD provides details on what counts as valid job search activities.

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You don't need to have worked full-time to qualify for Washington ESD unemployment. The main requirements are: 1) You must have earned at least $7,000 during your base period, 2) You must have worked in at least two quarters of your base period, and 3) Your weekly earnings in your highest quarter must be at least 1.5 times your weekly earnings in your lowest earning quarter. Your base period is typically the first four of the last five completed calendar quarters before you file your claim.

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Thanks! So if I made $18,000 total last year, I should meet that first requirement. How do I figure out the quarters part though?

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You'll need to look at your pay stubs or W-2 to see how much you earned in each quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec). As long as you worked in at least two different quarters and meet that 1.5x requirement, you should be good.

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The Washington ESD website has a tool to help you estimate your benefits but honestly it's pretty clunky. You also need to be able and available for work, actively looking for work, and you can't have quit without good cause or been fired for misconduct.

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I didn't quit - my hours just got reduced to like 4 hours a week which isn't enough to live on. Does that count as being laid off?

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Yes, significant reduction in hours can qualify you for partial unemployment benefits. You should definitely apply.

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the wage thing is confusing but basically if you made decent money the past year you should be fine. i qualified with way less work history than you have

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That's reassuring to hear, thanks!

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I had trouble getting through to Washington ESD when I was trying to understand my eligibility too. If you need to talk to someone directly about your specific situation, I found this service called Claimyr that helps you get through to actual ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helped me get my questions answered when I couldn't get through on my own.

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Interesting, I'll check that out. The phone lines seem impossible to get through on.

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I've heard of Claimyr but never tried it. Does it actually work for getting through to Washington ESD?

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Yeah it worked for me. I was able to talk to an agent within a reasonable time instead of calling for hours and getting nowhere.

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Don't forget about the able and available requirement! You have to be physically and mentally able to work, available for work, and not have any restrictions that would prevent you from accepting suitable work. This trips up some people who think they can collect while they're not really looking or available.

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Good point, I am definitely able and available to work. Just want to make sure I understand all the requirements before I apply.

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what if you have transportation issues? does that affect the able and available thing?

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Transportation issues can potentially affect your availability depending on how severe they are. You need to be able to get to work within a reasonable distance. Washington ESD looks at each situation individually.

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I think there's also a waiting week requirement where you don't get paid for the first week, but I'm not sure if that's still in effect. The rules seem to change a lot.

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The waiting week was eliminated in 2021, so there's no unpaid waiting period anymore. You can receive benefits starting with your first eligible week.

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Oh good to know, thanks for the correction!

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Make sure you apply as soon as possible after becoming unemployed. There can be delays in processing claims and you want to get your application in right away. Also gather all your employment information before you start the online application.

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What kind of employment information do I need to have ready?

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You'll need dates of employment, employer names and addresses, wages earned, and reason for separation for each job in the past 18 months. Having your last pay stub and W-2s handy helps too.

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The online application through SecureAccess Washington isn't too bad once you get started. Just be prepared for it to take some time to complete thoroughly.

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How long did it take you to complete the application?

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About 45 minutes for me, but I had all my information organized beforehand. Could take longer if you have to look up employer details or dates.

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Just wanted to mention that if you're having trouble getting through to Washington ESD to ask questions about your eligibility, I recently discovered this service called Claimyr (claimyr.com) that helps you actually reach a live agent. They have this demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of trying to call.

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That sounds helpful! I was dreading having to call and wait on hold forever.

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Never heard of that but honestly anything that helps get through to ESD is worth trying at this point.

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Just a heads up that even if you qualify initially, you'll need to file weekly claims to continue receiving benefits. And you have to report any work or income during those weeks, even if it's just a few hours.

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Good to know about the weekly claims. I assume they explain that process after you're approved?

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Yes, Washington ESD will send you information about filing weekly claims once your initial claim is processed. You typically file online every week.

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Make sure you understand the work search requirements too. In Washington you need to complete at least 3 work search activities per week and keep a log. This includes things like applying for jobs, attending job fairs, or networking activities. Don't wait to start your job search until after you file - document everything from the beginning.

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Do I need to start the job search stuff before I even apply for benefits?

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You should start as soon as you become unemployed or underemployed. The work search requirement begins with your first week of claiming benefits, but it's smart to start tracking your activities right away.

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ugh the whole system is so confusing, i wish they would just make it clearer what you need to qualify

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seriously, why can't they just have a simple checklist instead of all this complicated language

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I agree the language could be clearer. The basic checklist is: worked recently, earned enough wages, lost job through no fault of your own, able and available to work, and actively seeking work.

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ugh the whole system is so complicated!! i've been trying to figure this out for weeks and every time i think i understand something i find another requirement i didn't know about

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I feel you! The Washington ESD website is not user-friendly at all. But once you get through the initial application it gets easier.

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really hope so because right now i'm just confused and stressed about money

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One thing to keep in mind is that even if you qualify, there's usually a waiting week where you won't receive benefits for your first week of unemployment. Also, if you're still working reduced hours, you need to report ALL earnings when you file your weekly claims - they'll calculate partial benefits based on what you earn.

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So I can still get some unemployment even if I'm working a few hours? That would really help.

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Yes, as long as your weekly earnings are less than your weekly benefit amount plus $5. Washington has partial unemployment benefits for exactly this situation.

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One thing to be aware of is that if you quit your job, it's much harder to qualify. Since your restaurant closed, you should be fine, but just mentioning it for others reading this thread.

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Yeah I definitely didn't quit, the whole business shut down permanently. Thanks for mentioning that though.

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what if you quit for a good reason like harassment or unsafe conditions?

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There are some good cause reasons for quitting that can still qualify you for benefits, but you'd need to prove the circumstances to Washington ESD. It's more complicated than being laid off.

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Don't stress too much about qualifying - if you worked steadily for over a year and the business closed, you almost certainly meet the requirements. The hardest part is usually just getting through the application process and any follow-up questions they might have.

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That's reassuring, thank you. I was worried I might not have worked long enough.

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14 months of work history is definitely enough if you were making decent wages. You should be good to go.

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Don't forget you also need to be a US citizen or authorized to work in the US, and you need to have been separated from work through no fault of your own. Sounds like your situation with hour reduction should qualify.

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Yeah I'm a citizen and this definitely wasn't my choice. Thanks for mentioning that though.

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The Washington ESD adjudication process can take forever if there are any questions about your eligibility. I'd recommend applying as soon as possible and making sure all your information is accurate and complete.

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What happens during adjudication? Should I be worried about that?

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It's just where they review your claim to make sure you meet all the requirements. It can take a few weeks but as long as your information is correct you should be fine.

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Pro tip: when you file your claim, be very detailed about why your employment ended. Write 'Business permanently closed' or something similar rather than just 'laid off' so it's crystal clear it wasn't your fault.

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Great advice, I'll make sure to be specific about the reason.

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yes this is important! i put down vague information and had to do a phone interview to clarify everything

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Also worth noting that your weekly benefit amount will be calculated based on your earnings during your base period. Higher earnings = higher weekly benefits, up to the state maximum.

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Is there a way to estimate what I might get per week?

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Washington ESD has a benefit calculator on their website, but it's pretty basic. Generally it's about 3.85% of your total base period wages divided by 26 weeks.

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Just apply online through the secure access washington portal. The application will walk you through all the eligibility questions and you'll know pretty quickly if you qualify based on your work history.

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Good point, I should probably just start the application and see what happens rather than overthinking it.

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If you run into any issues with your claim or need to speak with Washington ESD, definitely consider trying Claimyr. I used it when my claim got stuck in adjudication and was able to get through to an agent who helped resolve the issue. Way better than spending hours on hold.

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I'm seeing a few mentions of Claimyr in this thread. Seems like it might be worth looking into if I have problems.

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I haven't tried it myself but my friend used Claimyr when she needed to talk to someone about her job search requirements. Said it saved her a lot of frustration.

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If you run into issues with your application or need to speak to someone at Washington ESD about your specific situation, I really recommend trying Claimyr. I was stuck in adjudication for weeks and couldn't get through on the phone until I used their service. Way better than spending all day redialing.

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How much does something like that cost though?

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It's worth it when you consider how much time and frustration it saves. Plus if you're having benefit issues, getting them resolved quickly pays for itself.

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The monetary determination letter you get after filing will show exactly how much you earned in each quarter and what your weekly benefit amount will be. That's when you'll know for sure that you qualified and how much you'll receive.

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How long does it usually take to get that determination letter?

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Usually within a week or two of filing your initial claim, assuming there are no complications or additional verification needed.

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Good luck with your application! Sounds like you should definitely qualify based on what you've described. The restaurant closure makes it pretty straightforward since it's clearly not your fault.

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Thank you everyone for all the helpful information! I feel much more confident about applying now.

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You're welcome! Hope everything goes smoothly with your claim.

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Just remember to keep track of all your job search activities from day one. Even if your claim takes a while to process, you'll need to show you've been actively looking for work during that time.

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Will do, thanks for the reminder about keeping records.

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WorkSource WA has good resources for job searching too if you need ideas for where to look.

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This thread has been really helpful! I'm in a similar situation and wasn't sure about the requirements either. Thanks everyone for the detailed explanations.

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Same here, learned a lot from reading through all the responses.

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Glad this information was helpful for multiple people. Always good to understand your rights and requirements when it comes to unemployment benefits.

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ok so it sounds like with $18k last year i should qualify, especially since my hours got cut. gonna try to apply this weekend when i have time to focus on it

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Good plan! Make sure you have your Social Security number, employment history for the last 18 months, and bank account info ready before you start.

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Don't forget about the identity verification process too. Washington ESD requires ID.me verification now which can add time to getting your benefits started.

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What's ID.me? Is that something I need to set up separately?

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It's an identity verification service. You'll be prompted to complete it during the application process. Have your driver's license or state ID ready.

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The whole process can seem overwhelming but honestly once you get your first payment it feels worth all the hassle. Washington's benefits are decent compared to other states.

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That's encouraging to hear. I really need something to help bridge the gap until I can find more work.

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Make sure you understand that unemployment is temporary assistance while you look for work. The maximum is usually 26 weeks unless there are extended benefits available.

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Right, I'm definitely planning to keep looking for better work. This would just help me survive while I search.

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One last tip - set up direct deposit when you apply. Getting a debit card in the mail takes longer and can delay your first payment.

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Good to know! I'll make sure to do that. Thanks everyone for all the helpful info.

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You're welcome! The key things to remember: earn at least $7k in base period, work in 2+ quarters, able and available for work, actively job searching, and separated through no fault of your own. Your hour reduction should definitely qualify.

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Perfect summary. I feel much more confident about applying now.

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Hope it goes smoothly for you! Washington ESD can be slow but they do eventually get things processed. Just be patient with the system.

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Thanks! Fingers crossed it all works out.

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And remember, if you need help reaching ESD for any reason during the process, Claimyr is there as a backup option. Sometimes talking to a real person can clear up confusion faster than trying to figure things out online.

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I'll keep that in mind. Really appreciate everyone taking the time to help explain everything!

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Good luck with your application! The Washington unemployment system isn't perfect but it does help a lot of people get through tough times.

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Thank you! I'm feeling much more prepared to tackle this now.

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