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Malik Robinson

Washington ESD unemployment calculation - is it based on gross or net income?

I'm trying to figure out how Washington ESD calculates my unemployment benefits. When they ask for wage information, are they looking at my gross income or net income? I made about $52,000 gross last year but after taxes and deductions it was more like $38,000 take home. I want to make sure I'm reporting the right numbers when I file my claim. Does anyone know which one Washington ESD uses for their benefit calculations?

Washington ESD uses your gross wages, not net. They look at what you earned before taxes and deductions. The benefit calculation is based on your highest earning quarter in your base period, using gross wages reported by your employers.

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Thanks! That makes sense. So I should be using the gross amounts from my W-2 forms then?

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Exactly. Washington ESD gets wage reports directly from employers showing gross wages, so that's what they use for calculations.

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yeah its definitely gross income. i was confused about this too when i first applied. they dont care about your take home pay, just what you earned before deductions

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Good to know I'm not the only one who was confused about this!

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The gross wage thing threw me off too initially. But it makes sense - Washington ESD needs a consistent way to calculate benefits, and gross wages are what employers report on their quarterly reports. If you're having trouble getting through to verify your wage information, I actually found this service called Claimyr (claimyr.com) that helps you get connected to Washington ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that service before. Does it actually work for getting through to Washington ESD?

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Yeah it worked for me. I was stuck trying to call for days and this got me through to someone who could explain my benefit calculation.

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Just to add some detail - Washington ESD looks at your wages from your 'base period' which is typically the first four of the last five completed calendar quarters before you filed. They use the gross wages from your highest earning quarter to determine your weekly benefit amount.

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That's really helpful. So if I filed in January 2025, they'd look at my wages from Q1 2024 through Q4 2024?

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Exactly right. And they'd use whichever quarter had your highest gross earnings to calculate your weekly benefit.

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Wait, I thought it was based on all four quarters combined, not just the highest one?

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You need wages in at least two quarters to qualify, but the weekly benefit amount is calculated using your highest quarter's gross wages.

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UGH this whole system is so confusing!! Why can't they just use simple numbers that normal people understand?? I've been trying to figure out my benefit amount for weeks and keep getting different answers from different sources.

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I understand the frustration. The good news is once you know it's gross wages, the calculation is actually pretty straightforward.

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I guess... I just wish Washington ESD made this stuff clearer on their website.

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The gross vs net thing is standard across all unemployment programs. Makes sense when you think about it - net pay varies too much based on individual tax situations, dependents, etc. Gross wages give them a consistent baseline.

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That's a good point. I hadn't thought about how much net pay can vary between people.

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i made the mistake of using net income when i first calculated what i thought my benefits would be. was way off! always use gross for washington esd stuff

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How far off were you? I'm trying to budget and want to get a realistic estimate.

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pretty far off since my net was like 75% of gross after all deductions. benefit ended up being higher than i expected which was nice

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Just went through this process myself. One thing to note is that if you had multiple jobs, Washington ESD combines the gross wages from all employers in each quarter. So if you worked two part-time jobs, they add those gross wages together.

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That's good to know. I did have a side gig for part of last year so I'll need to include those wages too.

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Yep, as long as those employers paid into the unemployment system, those wages count toward your benefit calculation.

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The Washington ESD website has a benefit calculator tool that can give you an estimate if you plug in your gross quarterly wages. It's not perfect but gives you a ballpark figure.

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I'll have to check that out. Do you remember where on their site it was?

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I think it was under the 'File a Claim' section, but their website reorganizes stuff pretty frequently.

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Had to deal with a wage dispute last year and learned way more about this than I wanted to. Washington ESD gets quarterly wage reports directly from employers showing gross wages, so there's usually no discrepancy. But if there is, you can request a wage investigation.

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How long does a wage investigation take? I think one of my previous employers might have under-reported my wages.

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Mine took about 3 weeks, but I had to provide pay stubs and other documentation to support my claim.

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This might be obvious but make sure you're looking at the right tax year when gathering your wage information. I accidentally used 2023 wages when I should have been looking at 2024 for my base period.

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Good catch! I'll double-check my base period dates to make sure I'm using the right quarters.

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For anyone still struggling to get answers from Washington ESD directly, I had success using Claimyr to get through to an actual person. The phone lines are usually swamped but this service helped me connect with someone who could walk me through the benefit calculation process.

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Is that service free? I'm hesitant to pay for something that should be free from Washington ESD.

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I think there's a cost but it was worth it for me since I was wasting hours trying to get through on my own. Check out claimyr.com if you want to see what they offer.

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The gross wage calculation also applies to your weekly claim certifications. If you work part-time while collecting benefits, you report your gross earnings for that week, not what you took home after taxes.

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That's really important to know. I was planning to do some part-time work and would have reported it wrong.

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Yeah, reporting net instead of gross could cause problems with your ongoing benefits. Always gross wages for Washington ESD purposes.

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can confirm - its gross all the way. learned this the hard way when i was doing my weekly claims and put the wrong amount. had to call and correct it

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Did you get in trouble for the mistake or were they understanding about it?

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they were fine about it once i explained it was an honest mistake. just had to provide the correct gross wage info

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One more tip - keep copies of your pay stubs and W-2s handy when you're dealing with Washington ESD. Even though they get wage reports from employers, sometimes there are discrepancies and you'll need your own documentation to resolve them.

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Great advice. I'll make sure to organize all my wage documents before I file my claim.

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Yeah, I learned that lesson too. Always better to have the paperwork ready than to scramble for it later.

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Just want to echo what everyone else said - it's definitely gross wages. Washington ESD is pretty consistent about this across all their programs and calculations. Once you understand that, most of the benefit calculation makes sense.

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Thanks everyone for all the helpful responses! This cleared up a lot of confusion for me.

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Actually used Claimyr myself a few months ago when I needed to talk to someone about my wage base period. The service got me connected pretty quickly and the Washington ESD rep was able to explain exactly how they calculated my benefits using my gross quarterly wages. Worth checking out if you need to speak with someone directly.

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How quickly did they get you connected? I've been trying to call Washington ESD for days.

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I think it was within a few hours. Way better than the endless busy signals I was getting before.

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This thread has been super helpful! I was making the same mistake thinking it was net income. Glad I found this before filing my claim and getting everything wrong from the start.

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Same here! Better to get it right the first time than have to correct mistakes later.

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