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Angel Campbell

Washington ESD unemployment benefit calculation for $1,000 weekly wages - how much will I get?

I've been working at a tech company making about $1,000 per week gross and there might be layoffs coming next month. Trying to figure out what my Washington ESD unemployment benefits would be if I get laid off. I know there's some formula they use but can't find clear info on their website. Anyone know how much I'd get weekly? I have about 18 months of work history at this wage level.

Washington ESD uses your highest earning quarter from the past 18 months. With $1000/week you're looking at around $13,000 per quarter. The weekly benefit formula is roughly 3.85% of your highest quarter divided by 13 weeks, but there's a cap.

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So that would be around $385 per week? That seems lower than I expected.

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Yeah, the maximum weekly benefit in Washington is currently $999 but most people don't hit that cap. Your calculation sounds about right.

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i make similar and got $394/week when i was laid off last year. took forever to get approved though, was stuck in adjudication for like 6 weeks

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Six weeks?? Why did it take so long? That's terrifying.

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they had to verify my employment history or something. couldn't get through to anyone at esd to check on it

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The benefit calculation is based on your base period wages. Washington ESD looks at the first 4 of the last 5 completed quarters before you file. With consistent $1000/week earnings, you should qualify for close to the maximum weekly benefit amount.

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Wait, I thought the previous person said there was a cap that most people don't hit?

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You need about $67,000 in your highest quarter to hit the max. At $1000/week that's $13,000 per quarter, so you'd be well below the maximum.

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The math doesn't seem to add up between what different people are saying here...

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If you're struggling to get through to Washington ESD when you need to file or check your claim status, I had success using Claimyr (claimyr.com). They have this system that calls repeatedly until they get you connected to an actual agent. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, I've never heard of that service. Does it actually work?

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Yeah it got me through after 2 hours of them calling. Way better than me sitting there redialing all day.

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THE SYSTEM IS BROKEN!! I've been trying to get my claim sorted for MONTHS and they just keep giving me the runaround. $1000/week and you'll be lucky to see $300 after they find some excuse to deny or delay your claim.

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What happened with your claim? That sounds awful.

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They said I quit voluntarily when I was clearly laid off. Had to appeal and it's been 4 months with no resolution.

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Did you get documentation from your employer about the layoff? That's usually required to avoid quit vs laid off issues.

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just a heads up the job search requirements are pretty strict now. you have to log 3 job search activities per week and they actually check

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What counts as a job search activity?

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applying for jobs, going to job fairs, networking events, even some online training courses. has to be documented in WorkSourceWA

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One thing to keep in mind - you'll also need to factor in taxes. Washington doesn't tax unemployment benefits but federal taxes still apply. You can have 10% withheld automatically or pay quarterly.

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Good point, I hadn't thought about the tax implications.

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yeah learned that the hard way, owed like $2000 in taxes the next year

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My brother makes about the same and got $384/week when his company downsized. But it took 3 weeks to get his first payment because of some verification process.

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That's consistent with what others are saying about the $380-390 range.

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To be more specific about the calculation: Washington ESD takes your two highest earning quarters from your base period, adds them together, then divides by 2 to get your average quarterly wages. Your weekly benefit is roughly 3.85% of that average divided by 13.

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So if I made $13,000 each quarter consistently, that would be $13,000 average, divided by 13 = $1,000, times 3.85% = about $38.50? That seems way too low.

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Sorry, I misstated that. It's 3.85% of your average quarterly wages, not divided by 13 again. So $13,000 × 0.0385 = about $500 per week.

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That still doesn't match what people are actually getting though. Something's off with this formula.

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i think the actual formula is more complicated than anyone here is saying. there's also minimum and maximum amounts that affect the calculation

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This is getting confusing with all the different explanations.

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When I needed to get clarification on my benefit calculation, I used Claimyr again to get through to someone at Washington ESD who could explain it properly. Much easier than trying to decipher their website or wait on hold for hours.

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How much does that service cost?

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I don't remember the exact cost but it was worth it to actually talk to someone who could give me accurate information about my specific situation.

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From what I remember when I filed, the weekly benefit amount is calculated as the average of your two highest quarters divided by 26, but there might be some other factors involved.

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OK so that would be $13,000 ÷ 26 = $500 per week, which is closer to what one person calculated earlier.

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Yeah but like I said there might be other factors. Best to get an official calculation from Washington ESD.

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whatever the amount is, just make sure you file your weekly claims on time every week or you'll lose benefits for those weeks

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Good reminder, I'll definitely keep that in mind.

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My experience was similar to others - made about $1000/week and got $389 weekly benefit. The calculation seemed fair but getting approved took almost a month.

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Why did it take so long to get approved? Was it stuck in adjudication?

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Yeah, they had to verify some employment dates with my previous employer. Really stressful waiting period.

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pro tip: start gathering all your employment documentation now (pay stubs, tax forms, etc) so you have everything ready if you do need to file

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That's smart, I should probably get organized now rather than scrambling later.

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The uncertainty is the worst part. When I was facing layoffs I stressed about money constantly. Even knowing the rough benefit amount, there's always delays and complications with Washington ESD.

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Yeah, that's exactly what I'm worried about. The financial stress of not knowing.

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start applying for jobs now even if you haven't been laid off yet. job market is tough and UI benefits don't last forever

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Based on everyone's real experiences here, sounds like you'd get somewhere in the $350-400 range weekly. Not great but better than nothing.

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Yeah, that seems to be the consensus. Thanks everyone for sharing your experiences.

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One more thing - if your company offers severance, that might affect when you can start collecting unemployment benefits. Something to ask about if layoffs happen.

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Good point, I'll need to check on that if it comes up.

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yeah severance can delay benefits but usually it's worth taking if offered

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The whole system is designed to be confusing and make you give up. Hang in there and don't let them discourage you from getting the benefits you're entitled to.

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Thanks, I'll definitely keep fighting if I need to use the system.

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Final thought - if you do end up needing to file and have trouble reaching Washington ESD for any reason, that Claimyr service I mentioned earlier really does work. Saved me hours of frustration trying to get through on my own.

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I'll definitely keep that in mind. Hopefully I won't need it but good to know the option exists.

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