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Kai Rivera

How much unemployment will I get if I make $1,000 a week Washington ESD calculation

I've been working at a tech company making about $1,000 per week gross and there's talk of layoffs coming soon. I'm trying to figure out what my Washington ESD unemployment benefits would be if I get laid off. I know it's based on your wages but I can't find a clear calculator anywhere. Does anyone know how much weekly unemployment I'd qualify for with this income level? I'm the main breadwinner so really need to plan ahead.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period (first 4 of the last 5 completed quarters). With $1000/week that's about $52k annually. Your maximum weekly benefit would likely be around $790-830 depending on your exact base period wages. You can check your account on eServices once you file.

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Thanks! That's higher than I expected. Do they look at gross or net income for the calculation?

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They use gross wages reported by your employer. Net doesn't matter for benefit calculations.

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i make about the same and got $812 per week when i was laid off last year. took forever to get through to someone at washington esd to verify though, their phone lines are always busy

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How long did it take you to reach someone? I'm worried about getting through if I need to call.

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literally hours every day for like 2 weeks. finally got through using some callback service

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Was it Claimyr? I used claimyr.com to get through to Washington ESD when I couldn't reach them myself. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works - basically calls for you and gets you connected to an actual agent.

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The maximum weekly benefit amount in Washington for 2025 is $999, but you need to earn enough in your base period to qualify for that max. With $1000/week you should be close to the maximum assuming you worked the full base period.

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Wait I thought the max was lower than that? When did it go up to $999?

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It gets adjusted annually based on the state average wage. $999 is the current max for 2025.

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Good to know! I've been at this job for over 2 years so should have a full base period of wages.

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dont count on getting that much right away though. my claim went into adjudication for 6 weeks even though it was a straightforward layoff. washington esd is slow as hell

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Oh no, what causes adjudication delays? I thought layoffs were pretty straightforward.

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they investigate everything now. even had to verify my identity twice

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You can estimate it roughly as 60% of your average weekly wage, but Washington ESD uses a specific formula. Your actual amount depends on wages in all quarters of your base period, not just your current weekly pay.

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This is important - if you got raises recently your base period might have lower wages than your current $1000/week

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That's a good point. I did get a promotion about 8 months ago that bumped me from $850 to $1000 per week.

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Check your Social Security statement or ask HR for your quarterly wage history. That's what Washington ESD will use to calculate your benefits, not your current pay rate.

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Smart idea. I'll request my wage history from payroll to see what my base period looks like.

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You can also check your base period wages after you file your initial claim through the eServices portal.

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just remember you have to do weekly claims and job searches to keep getting paid. dont slack on the job search requirements or they'll cut you off

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How many job searches do you need to do per week?

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i think its 3 per week but check the current requirements when you file

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when i finally got through to washington esd they were actually really helpful explaining the benefit calculation. the hard part is just reaching them in the first place

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That's why I used Claimyr when I needed to talk to them. Worth it to avoid sitting on hold for hours.

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Never heard of that service. Does it actually work?

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Worked for me. They call Washington ESD for you and connect you when an agent picks up. Saved me probably 10+ hours of trying to get through myself.

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With tech layoffs happening everywhere you might want to file right away when it happens. Don't wait thinking you'll find something quickly - benefits are backdated to when you file, not when you became unemployed.

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Good advice. I'll file immediately if the layoff happens.

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yeah dont make that mistake, i waited 2 weeks and lost those benefits forever

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Also remember unemployment is taxable income. You can have taxes withheld or pay quarterly estimated taxes to avoid a big bill next year.

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Oh right, I forgot about taxes. Do most people have them withheld or pay later?

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I'd recommend having 10% withheld if you're in a higher tax bracket. It's optional but saves hassle later.

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the washington esd website has a benefit calculator but its not very user friendly. your hr department might have better estimates if they've dealt with layoffs before

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I'll ask HR if they have any info about typical benefit amounts for our pay levels.

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The calculator on Washington ESD's site works but you need your exact quarterly wages. Generic estimates based on weekly pay aren't as accurate.

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been on unemployment twice and both times got about 75% of what the initial estimate was. not sure why but the actual amount was always lower than expected

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That might be because of the waiting week or if you had periods of part-time work that affected your base period wages.

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maybe, both times were confusing and hard to get answers from washington esd about the calculations

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If you do get laid off, apply online through eServices first thing Monday morning. The system is usually more stable early in the week.

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Thanks for the tip! Is there a best time of day to apply?

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Early morning or late evening tend to have fewer people online so the system runs faster.

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with your income level you'll probably get close to the max benefit. just be prepared for the process to take longer than you expect, especially if they need to verify anything about your employment

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What kind of verification do they typically need for tech workers?

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sometimes they verify your reason for separation or your identity. its random but can add weeks to the process

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One more tip - if you do need to contact Washington ESD for any reason and can't get through their regular lines, services like Claimyr can be a lifesaver. I was stuck in adjudication limbo until I could actually talk to someone who resolved it in 5 minutes.

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How much does something like that cost?

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Don't remember the exact cost but it was totally worth it compared to the stress of trying to reach them myself for weeks.

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good luck with everything! layoffs suck but washington unemployment benefits are pretty decent compared to other states. you should be fine financially while job hunting

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Thanks for the encouragement! Hopefully it doesn't come to that but good to be prepared.

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tech market is tough right now but benefits will give you time to find something good instead of taking the first offer

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make sure you understand the job search requirements before you start collecting. they've gotten stricter about enforcement and you don't want your benefits stopped for not doing enough searches

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Where can I find the current job search requirements?

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should be on the washington esd website under job search requirements. they email you the details after you file too

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Bottom line - with $1000/week gross you're looking at probably $750-850 per week in unemployment benefits assuming you have sufficient base period wages. The exact amount depends on your wage history over the past 15 months.

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That range is really helpful for planning. Thanks everyone for all the detailed info!

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Just remember to file immediately if it happens and don't wait. Good luck!

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Just to add another perspective - I was laid off from a similar tech role making $950/week and ended up getting $780/week in benefits. The key thing that helped me was having all my employment documentation ready when I filed (last pay stub, layoff letter, etc). Also definitely recommend setting up direct deposit right away since paper checks can take forever to arrive. The whole process was smoother than I expected once I got through the initial application.

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