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Elijah Jackson

Should I take a lower paying job while on Washington ESD unemployment benefits?

I've been on unemployment for about 6 weeks now and I'm starting to get anxious about my job search. My previous job paid $28/hour and I'm getting about $740 a week in benefits. I just got offered a position that pays $18/hour which would be maybe $650 a week before taxes. I'm torn because I know Washington ESD requires you to accept suitable work, but this feels like a huge step backwards. Will they force me to take this job if I report it? I really don't want to mess up my benefits but I also can't afford to be without income much longer. Has anyone dealt with this situation before?

The 'suitable work' requirement is more complex than most people think. Generally, you're not required to accept work that pays significantly less than your previous wage, especially early in your claim. For the first few weeks, you can typically turn down jobs that pay less than 80% of your previous wage. After that, the percentage decreases gradually.

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That's really helpful! Do you know how long I have before they expect me to take lower paying work? I'm at 6 weeks now.

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Usually around 13-16 weeks is when they start expecting you to accept work at 70% of your previous wage. But document everything - keep records of all job offers and your reasons for declining.

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honestly i was in similar situation last year and turned down a job that paid $15 when i was making $25 before. never heard anything from Washington ESD about it but i made sure to keep applying to other jobs

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Did you report the job offer to them when you filed your weekly claim?

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no i didn't report it because i turned it down. figured it wasn't relevant since i didn't take it

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You should actually report job offers even if you turn them down. It shows you're actively looking and gives you a chance to explain why you declined it.

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I had a similar dilemma a few months ago but found a service called Claimyr that helped me get through to a Washington ESD agent to ask about this exact situation. They have a system that calls the unemployment office for you and gets you connected - saved me hours of trying to call myself. Check out claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds really useful. I've been trying to call Washington ESD for days but can never get through. What did they tell you about the job offer situation?

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The agent explained that I could decline the offer since it was more than 20% below my previous wage and I was still within my first 13 weeks of benefits. They said to document the offer and my reason for declining it.

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this is exactly why the unemployment system is broken. you get punished for being responsible and looking for work. if you turn down a crappy job they might cut your benefits but if you take it you lose money anyway

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I understand the frustration but the system is designed to be temporary assistance while you find comparable work. The suitable work standards are actually pretty reasonable if you understand them.

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REASONABLE?? try living on $740 a week when your rent is $1800 and then tell me about reasonable

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Here's what you need to know about suitable work in Washington: 1) Distance from home matters - you're not required to take work that's unreasonably far. 2) Wage requirements start at 80% of previous wage for first 13 weeks. 3) Your skills and experience are considered. 4) Working conditions should be comparable. Document everything and yes, report the offer even if you decline it.

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This is super helpful. The job is only 15 minutes from my house so distance isn't an issue. It's just the wage cut that's concerning me.

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what about benefits? sometimes a lower wage job with good benefits can be worth more than just looking at hourly rate

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Good point. This job does have health insurance which I'm paying for myself right now. Maybe I should calculate the total compensation package.

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Take the job! Any job is better than no job and you never know what opportunities might open up once you're working there. Plus unemployment won't last forever

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That's not necessarily good advice. If they take a job that pays significantly less, they might not qualify for benefits if they lose it later. Plus it could hurt their long-term earning potential.

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better than sitting around collecting benefits indefinitely

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They're not 'sitting around' - they're actively job searching which is required for benefits. And 6 weeks is hardly 'indefinitely'.

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I'm a little confused about the suitable work thing. Is it based on your last job or your highest paying job? I had a job that paid $30/hour but got laid off and took a temp job at $22/hour before filing for unemployment. Which wage do they use?

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It's based on your base period wages which determines your weekly benefit amount. So if your temp job was during your base period, that could affect both your benefit amount and the suitable work calculation.

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Oh no, I might have messed up then. The temp job was only for 3 weeks before I got laid off again.

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Here's what I learned from my experience: when you report a job offer on your weekly claim, there's a section where you can explain why you declined it. Be honest about the wage difference and they usually won't penalize you for turning down unsuitable work, especially early in your claim period.

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That makes me feel better. I was worried they'd automatically cut my benefits if I reported turning down any job offer.

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Nah, they're actually pretty reasonable about it. I turned down two jobs in my first month - one was too far away and one paid way too little. Never had any issues with my benefits.

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Just be careful about the job search requirements too. You need to be making at least 3 job search contacts per week and if you're turning down offers, make sure you're still actively applying to other positions that match your qualifications better.

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Yeah I'm logging all my applications in WorkSourceWA. I've applied to about 25 jobs so far and had 4 interviews including this one.

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That's a good application to interview ratio. Shows you're being strategic about where you apply.

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Whatever you decide, don't let anyone pressure you into taking a job that's going to hurt your career trajectory. 6 weeks is still pretty early in your job search. I was on unemployment for 4 months before I found something that was actually a step up from my previous position.

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That's encouraging to hear. I keep feeling like I should just take anything that's offered but you're right about career trajectory.

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Exactly. Taking a big step backwards now might mean years of trying to get back to where you were before.

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I used Claimyr last month when I had questions about a job offer situation. Really easy to use and got me connected to an agent in about 30 minutes instead of spending all day calling. The agent was able to look at my specific case and give me guidance based on my benefit amount and job history.

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I'm definitely going to check that out. I really need to talk to someone who can look at my specific situation.

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Same here - I tried calling Washington ESD directly for weeks and could never get through. Claimyr got me connected the same day I tried it.

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Here's a thought - could you negotiate with the employer? Maybe they have room to come up to $20-22/hour or offer some other compensation like flexible schedule or professional development opportunities?

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I hadn't thought about negotiating. The recruiter made it sound like the wage was pretty fixed but maybe I should try.

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Always worth asking! Worst they can say is no and you're not worse off than you are now.

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Keep in mind that if you do take this job and it doesn't work out, you might not qualify for unemployment again if you quit or get fired. Make sure you really think through the decision before accepting.

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Good point. I hadn't thought about what would happen if this job doesn't work out.

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Yeah, if you quit without good cause or get fired for misconduct, you won't be eligible for benefits. But if you get laid off again, you'd probably qualify.

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I'm going through something similar right now. Been on unemployment for 8 weeks and getting pressure from family to take any job. But I calculated that after taxes and commute costs, some of these lower paying jobs would barely net me more than my unemployment benefits.

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Exactly! When you factor in commute costs, work clothes, etc., sometimes the net difference isn't worth it.

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Don't forget about the opportunity cost too. If you're working 40 hours a week at a low-paying job, that's 40 hours you can't spend looking for a better position.

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Used to work for WorkSource and can tell you that the suitable work determination is pretty individualized. They look at your work history, education, skills, local job market, and how long you've been unemployed. If you're early in your claim period and this job is significantly below your previous wage, you'd probably be fine declining it.

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That's really reassuring coming from someone who worked in the system. I feel like I'm overthinking this but don't want to mess up my benefits.

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The key is documentation. Keep records of all your job search activities, offers received, and reasons for decisions. Shows you're taking the process seriously.

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One more thing to consider - is this job in your field or completely different? Sometimes taking something in a different field can make it harder to get back into your original career path.

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It's in the same field but a much more junior role than what I was doing before. Kind of like going backwards 5 years in my career.

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Yeah, that's tough. Might be worth holding out a bit longer for something more appropriate to your experience level.

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My advice? Take some time to really calculate the total financial impact. Include health benefits, retirement contributions, commute costs, work expenses, and taxes. Then factor in the career impact. If the numbers don't make sense, you're probably justified in declining the offer.

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I'm going to sit down tonight and crunch all those numbers. I think seeing it laid out clearly will help me make the right decision.

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Smart approach. Sometimes what looks like a tough decision becomes clearer when you see all the numbers.

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Whatever you decide, don't beat yourself up about it. Job searching is stressful enough without second-guessing every decision. Trust your instincts and remember that 6 weeks is really not that long in the grand scheme of things.

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Thank you for saying that. I've been feeling so much pressure to just take anything that's offered.

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The pressure is real but remember that unemployment benefits exist for exactly this reason - to give you time to find appropriate work rather than having to take the first thing that comes along.

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Just wanted to add - if you do decide to decline this offer, make sure you have a solid plan for continuing your job search. Keep applying, networking, maybe consider some professional development activities to make yourself more marketable.

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Definitely. I've been thinking about taking an online certification course while I'm job searching. Might make me more competitive for the roles I really want.

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That's a great idea! Many employers value candidates who use unemployment time productively to improve their skills.

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Final thought - if you're really unsure, you could always ask the employer for a few days to consider the offer. That gives you time to maybe connect with a Washington ESD agent through Claimyr or another service to get official guidance on your specific situation.

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That's a good compromise. I'll ask for a couple days to think it over and try to get some official guidance in the meantime.

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Perfect plan. Having official guidance will give you confidence in whatever decision you make.

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