PFMLA payment timing with Chime - when should deposits hit?

congrats on getting approved! with chime i usually get mine on tuesday mornings, sometimes late monday night. but i've heard it can depend on when u submitted your weekly claim

I don't have Chime but with my credit union I get PFML deposits on Wednesdays. I think ESD processes them in batches based on when you file the weekly certification. It's not like regular unemployment where everyone files on the same schedule.

Just to clarify - PFMLA payments are handled by the Paid Family and Medical Leave division, which is part of ESD but operates differently than regular unemployment. Once approved, payment processing typically takes 1-3 business days after your weekly certification is received and approved. With Chime's early direct deposit feature, you'll likely see it 1-2 days before traditional banks. The important thing is to submit your weekly certification consistently and make sure you're completing all sections correctly. Many payment delays happen because of incomplete certifications or verification issues.

PFMLA payment timing varies a lot more than regular UI. With Chime specifically, I've found payments typically post 1-2 business days after ESD processes them, which is usually 2-3 days after submitting your weekly certification. Most of my payments hit on Tuesdays or Wednesdays. The challenge is that PFMLA sometimes requires additional verification that can delay processing without warning. The ESD portal doesn't always show these delays clearly, and you might not know there's an issue until your payment is late. If you see a payment is "processing" but doesn't hit your Chime account within 48 hours, that's when you should try calling the PFMLA customer service line at 833-717-2273. Getting through can be nearly impossible though.

My experience is that ESD is COMPLETELY RANDOM with PFMLA!!!! I've been on it since January and sometimes I get paid Monday, sometimes Thursday, no rhyme or reason!!!! I submit on the same day every week!!!! Chime usually posts 2 days early but NOT ALWAYS with government benefits!!!! So frustrating!!!!!

I think everyone's confusing PFML with regular unemployment. They're totally different systems! PFML doesn't work like UI where you file weekly claims on a set schedule. With PFML, you establish a claim for your qualifying event (birth, medical condition, etc.) and then you submit certifications for specific periods. The payment timing depends on when you submit for each period and how quickly your healthcare provider verifies if needed. I'm on PFML right now and I get deposits to my Chime usually 4-5 days after submitting certification forms. So if I submit on Thursday, I usually see money by Tuesday or Wednesday.

btw make sure you have notifications turned on in chime app. it'll tell u right when the deposit hits ur account. helped me a lot with planning

Has anyone noticed that sometimes the PFML payments show as pending for a day in Chime before they're available? Happened to my partner a couple times.

To summarize what others have said and add some clarity: 1. PFML payment timing depends on when you submit your certification 2. ESD typically processes within 2-3 business days of receiving your certification 3. Chime usually deposits 1-2 days earlier than traditional banks 4. Most Chime users report Tuesday/Wednesday deposits for PFML 5. The first payment often takes longer than subsequent ones Based on the patterns I've seen with both my own claim and helping others, I'd suggest submitting your certifications on the same day each week to establish a somewhat predictable payment pattern.

I've been on PFMLA with Chime for about 6 months now and here's what I've noticed: the timing is way more consistent than people make it seem, but you have to understand the actual processing schedule. ESD processes PFMLA certifications in batches on Tuesday, Thursday, and Saturday mornings. If you submit your certification by Monday night, it gets processed Tuesday and hits Chime Wednesday morning. Submit by Wednesday night, processed Thursday, hits Friday morning. Submit by Friday night, processed Saturday, hits Monday morning. The key is submitting consistently on the same day each week - I always do mine Sunday nights and get paid every Wednesday like clockwork. The people getting random payment days are probably submitting their certifications on different days of the week. Also heads up - your first few payments might be slower while they verify everything is set up correctly, but once you're in the system it's pretty reliable.

I've been on PFMLA with Chime for about 3 months and want to add something that might help - if your payment doesn't hit when expected, check your ESD account online before panicking. Sometimes there are small issues with your certification that put it in "pending review" status, but the website doesn't always send you an alert about it. I've had this happen twice where I thought ESD was just being slow, but actually they needed me to clarify something on my form. Once I fixed it, payment came through normally. Also, keep screenshots of your submitted certifications with timestamps - it's saved me when I had to prove I submitted on time during a payment dispute.

I've been using Chime with PFMLA for about 4 months now and the timing has been pretty consistent for me. What I've found is that it really depends on when you submit your weekly certification - if I submit on Sunday evening, I typically see the deposit hit my Chime account by Tuesday afternoon or Wednesday morning. The key is being consistent with your submission day. Also, make sure you're completing every section of the certification properly because any missing info can delay processing by several days. One tip that's helped me: set up a recurring reminder on your phone to submit at the same time each week. It takes the guesswork out of when you'll get paid and makes budgeting much easier when you're already dealing with reduced income.

I've been dealing with PFMLA and Chime for the past 8 months and wanted to share what I've learned about the payment timing. The most important thing is establishing a routine - I submit my certifications every Sunday night before 11 PM and consistently get deposits on Wednesday mornings around 6-7 AM. One thing I haven't seen mentioned here is that holiday weeks can throw off the schedule. If Monday is a federal holiday, ESD's processing gets pushed back a day, so your Wednesday deposit might not hit until Thursday. Also, if you're doing intermittent leave (like a few days a week), make sure you're accurately reporting your work days vs leave days on the certification - any discrepancies can trigger a manual review that delays payment by 5-7 business days. My advice: pick a consistent day/time to submit, keep detailed records of your submissions and deposits to track your personal pattern, and always submit early in the week if possible to avoid weekend processing delays. The system is actually pretty predictable once you figure out the rhythm.

I've been on PFMLA with Chime for about 2 months and can confirm what others are saying about consistency being key. I submit every Sunday around 8 PM and get my deposits Wednesday mornings between 5-6 AM like clockwork. The first payment took almost a week, but after that it's been super reliable. One thing that really helped me was calling ESD's PFMLA line (833-717-2273) during my first week to confirm my direct deposit info was set up correctly. The wait time was brutal (over 2 hours), but it gave me peace of mind that everything was configured properly on their end. Also, if you're planning bills around these payments, I'd recommend giving yourself a 1-day buffer just in case. Even though mine comes Wednesday mornings consistently, I schedule my automatic payments for Thursday to avoid any potential overdraft issues. Better safe than sorry when you're already dealing with reduced income stress!

I've been on PFMLA with Chime for about 5 months now and wanted to add my experience to help with your planning. I found that the key is definitely consistency with submission timing - I submit every Sunday by 10 PM and get deposits on Wednesday mornings around 6 AM almost without fail. One thing I learned the hard way is to double-check your certification before submitting. I had one payment delayed by a full week because I accidentally left a field blank that I thought was optional. Now I go through each section twice before hitting submit. Also, regarding Chime's early deposit with government benefits - it's not always 2 days early like with regular paychecks. With PFMLA, it's usually 1 day early at most. So if ESD processes on Tuesday, traditional banks might see it Wednesday, but Chime gets it Tuesday evening/Wednesday morning. Hope this helps with your budgeting! The uncertainty is definitely stressful at first, but once you establish that routine it becomes much more predictable.

I'm new to PFMLA and just got my approval letter yesterday! Reading through everyone's experiences here is so reassuring - I was really worried about the unpredictable timing since I need to plan my reduced income carefully. It sounds like the Sunday night submission routine that several people mentioned is the way to go. Quick question for those who've been doing this for a while - when you submit your certification on Sunday nights, are you submitting for the week that just ended, or the upcoming week? I want to make sure I understand the timing correctly so I don't mess up my first few submissions. Also, has anyone had issues with Chime flagging these government deposits as suspicious? I've heard some people have problems with unusual deposit sources getting temporarily held. Thanks for all the detailed info everyone has shared - this thread is incredibly helpful for someone just starting out!

I've been on PFMLA with Chime for about 7 months now and wanted to share my experience since I see you're just getting started! The consistency advice everyone's giving is spot on - I submit every Sunday evening around 9 PM and get my deposits Wednesday mornings like clockwork. One thing that really helped me in the beginning was setting up a simple spreadsheet to track my submission dates and deposit dates for the first month or two. It helped me see the pattern clearly and gave me confidence in the timing. Now I don't even think about it - just submit Sunday night and know Wednesday morning I'll have my payment. Also, don't stress too much about the reduced income adjustment period. It's tough at first, but once you get into a rhythm with the predictable payment schedule, budgeting becomes much more manageable. The key is just being consistent with that Sunday night submission routine that so many people have mentioned. You've got this!