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Giovanni Moretti

Is unemployment good - Washington ESD benefits worth applying for?

I've been working for 8 years straight and just got laid off from my warehouse job. My coworker said I should file for unemployment but honestly I'm not sure if it's worth the hassle. Is unemployment good enough to live on? I've heard horror stories about Washington ESD being impossible to deal with and taking forever to get approved. Should I just focus on finding a new job instead of dealing with all the paperwork and requirements? Really need some honest opinions from people who've actually been through this process.

Unemployment is absolutely worth applying for if you qualify. In Washington, the maximum weekly benefit is around $999 right now, which isn't great but it's something. The key is to file immediately - don't wait thinking you'll find a job quickly. Even if you do find work fast, you'll have benefits available for the time you were unemployed.

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That's more than I expected actually. Do you know how long the process usually takes to get approved?

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If there are no issues with your claim, it typically takes 2-3 weeks. But if they need to verify anything or there's an adjudication issue, it can take much longer.

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File ASAP! I made the mistake of waiting two weeks thinking I'd find something quick and I lost out on those benefits. Washington ESD only pays from the week you file, not from when you were actually laid off.

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Oh wow, I didn't know that. I've already been unemployed for a week so I better get on this.

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The process can be frustrating but it's definitely worth it. You'll need to file weekly claims and do job searches, but the money helps a lot while you're looking. One thing that saved me a ton of time was using Claimyr to actually get through to a real person at Washington ESD when I had questions. Their system automatically calls for you and connects you when an agent picks up. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Never heard of that service before. Does it actually work? I've been trying to call Washington ESD for days with no luck.

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Yeah it worked great for me. I was stuck in adjudication for weeks and couldn't get through on the phone. Claimyr got me connected in about 20 minutes and I was able to resolve my issue the same day.

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unemployment is a lifesaver honestly. yeah the system sucks and washington esd is a pain but the money keeps you afloat. i was out of work for 4 months last year and without UI i would have been homeless

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4 months sounds scary. How hard was it to keep up with all the requirements?

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not too bad once you get used to it. filing weekly claims takes like 5 minutes and you just have to document your job searches. the worst part is when they randomly audit you and want proof of everything

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The job search requirements are no joke though. You need to make 3 job contacts per week and keep detailed records. If you don't do this properly, they can disqualify you and make you pay back everything. Make sure you understand all the rules before you start.

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What counts as a job contact? Does applying online count or do you have to actually talk to someone?

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Online applications count as long as you keep the confirmation emails or screenshots. You can also attend job fairs, networking events, or contact employers directly. Just document everything with dates and details.

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I'm in the same boat as OP - just got laid off last week. Already filed my claim but it's showing 'pending' and I'm getting anxious. How long should I wait before I start worrying?

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Pending is normal for the first week or two. If it goes longer than that or changes to 'adjudication' then you might want to call them.

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Thanks, that makes me feel better. I was starting to panic thinking I did something wrong on the application.

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YES file immediately!! I waited thinking it wasn't worth it and regretted it so much. Even with all the hoops you have to jump through, it's free money while you look for work. The amount depends on what you were making but it's calculated automatically when you file.

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Do you remember roughly what percentage of your regular pay it was?

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It was about 60% of what I was making, which was way better than nothing. Plus you get it for up to 26 weeks if you can't find work.

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The system is definitely flawed but unemployment benefits are there for a reason. You paid into this through your taxes, so you're entitled to use it when you need it. Don't feel guilty about filing.

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I never thought about it that way. You're right, I've been paying into this system for years.

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One more thing about getting help - if you do run into issues with your claim, definitely try that Claimyr service I mentioned earlier. Washington ESD's phone lines are absolutely brutal and you can waste entire days trying to get through. I wish I had known about it sooner.

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Is there a cost for using that service? Sounds almost too good to be true.

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There is a fee but it's worth it when you consider how much time it saves. Way cheaper than taking unpaid time off work to sit on hold all day.

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File your claim TODAY. Seriously. I cannot stress this enough. Every day you wait is money you're losing. The worst case scenario is you find a job quickly and stop filing weekly claims. Best case, you have income while you search.

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Alright, you've all convinced me. I'm going to file as soon as I get home tonight.

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Good! Make sure you have your social security card and ID ready. The online application is pretty straightforward.

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unemployment saved my family when I got laid off in 2023. Yeah you have to deal with bureaucracy but it's absolutely worth it. The peace of mind knowing you have some income coming in is huge.

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How long did it take you to find work? Did unemployment give you enough time to be picky about jobs?

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Took me about 3 months to find something decent. Without unemployment I would have had to take the first minimum wage job I could find. Having that buffer let me hold out for something better.

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Just remember that unemployment isn't free money - you'll owe taxes on it at the end of the year. You can have them withhold taxes from each payment or pay quarterly estimates. Don't get caught off guard come tax season.

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Oh I didn't think about taxes. Is it a significant amount?

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It's taxed as regular income, so whatever your normal tax rate is. I'd recommend having them withhold 10-15% just to be safe.

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The biggest thing is being honest on your application and following all the rules. Washington ESD takes fraud seriously and they will audit claims. But if you're legitimately unemployed through no fault of your own, you deserve these benefits.

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What kind of things do they consider fraud? I want to make sure I don't accidentally do something wrong.

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Main things are working while claiming benefits without reporting it, lying about job searches, or not being available for work. As long as you're honest and follow the requirements you'll be fine.

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Update on my claim - it just got approved! Already received my first payment. For anyone on the fence about filing, definitely do it. The process was way easier than I expected.

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That's awesome! How long did it take from when you filed?

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About 2 weeks total. I was worried for nothing.

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I used to think unemployment was just for lazy people but after getting laid off myself I realized how wrong I was. It's insurance that we all pay into for situations exactly like this. There's no shame in using it when you need it.

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Exactly! It's literally called unemployment insurance for a reason. We pay premiums through our paychecks.

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For anyone reading this thread later - I mentioned Claimyr earlier and just wanted to add that they also help with other Washington ESD issues beyond just getting through on the phone. If you're dealing with adjudication delays or appeal processes, they can connect you with agents who specialize in those areas too.

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That's really helpful to know. I'm dealing with an overpayment issue right now and can't get anyone on the phone to explain it.

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Overpayment issues definitely need to be resolved quickly. That's exactly the kind of situation where being able to talk to an actual person makes all the difference.

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Bottom line - unemployment is good if you need it. It's not enough to live comfortably on but it'll keep you from going broke while job hunting. File immediately, follow the rules, and don't feel guilty about using a system you've been paying into your whole working life.

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Thanks everyone for all the advice. I filed my claim tonight and already feel better knowing I have this safety net while I look for work.

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Great choice! Make sure to file your weekly claims on time and keep good records of your job search activities. You've got this!

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good luck OP! unemployment definitely helped me when I needed it most. the washington esd system has its problems but the benefits are real and they help a lot of people get back on their feet

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Thank you! Feeling much more confident about this whole situation now.

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One last tip - if you end up in a situation where Washington ESD is taking forever to process something or you're stuck in adjudication hell, don't just sit there waiting. Use every resource available including services like Claimyr to get through to someone who can actually help. Time is money when you're unemployed.

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This is solid advice. I wasted weeks just hoping my issue would resolve itself automatically. Sometimes you have to be proactive and get on the phone with them.

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I'll definitely keep that in mind. Hopefully my claim goes smoothly but good to know there are options if I run into problems.

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Just wanted to add my experience as someone who went through this process recently. I was laid off from my manufacturing job in February and initially hesitated to file because I thought I'd find work quickly. Big mistake! I ended up being unemployed for 3 months and lost out on those first two weeks of benefits. The weekly amount I received was about $650, which wasn't amazing but it covered my rent and basic expenses. The job search requirements aren't too bad - I mostly applied online and attended a couple job fairs. The hardest part was actually getting approved initially because there was some confusion about my separation date, but once that got sorted out, the weekly filing process was pretty straightforward. My advice: file immediately, keep detailed records of everything, and don't let pride get in the way of using a system you've been paying into. It's there for exactly this situation.

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Thanks for sharing your experience! $650 a week actually sounds pretty decent for covering basic expenses. I'm curious - when you had that confusion about your separation date, how long did it take to get it resolved? I'm worried about running into similar issues since my layoff situation was a bit complicated (company downsized our whole department over a few days).

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