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Ethan Taylor

How does unemployment work in Washington - completely lost and need help understanding the process

I just got laid off from my warehouse job after 2 years and I'm totally confused about how unemployment works here in Washington. I've never filed for benefits before and honestly don't even know where to start. Do I just go to the Washington ESD website? What information do I need? How long does it take to get approved? And how much money can I actually expect to get? I'm really stressed about paying my rent next month and could use some guidance from people who've been through this before.

First step is filing your initial claim on the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, and dates worked. The system will calculate your weekly benefit amount based on your earnings during your base period.

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Thanks! What exactly is a base period? And do I need to wait until my last day of work to file?

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Base period is usually the first 4 of the last 5 completed calendar quarters before you file. You can file your claim the same day you're laid off - don't wait!

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After you file your initial claim, you'll need to file weekly claims every week to keep getting benefits. You'll also have to do job search activities - I think it's 3 job contacts per week now. Make sure you keep a log of your job searches because Washington ESD can audit you.

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What counts as a job contact? Just applying online or do I need to actually talk to someone?

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Online applications count, but they prefer you mix it up with networking, attending job fairs, or calling employers directly. Check WorkSourceWA too - they have good resources.

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The job search requirements are annoying but take them seriously. I got a warning letter once for not having enough qualifying contacts.

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I was in the same boat last year when I got laid off. The whole process seemed overwhelming at first but it's really not that bad once you get started. One thing that helped me was using Claimyr to actually talk to someone at Washington ESD when I had questions. Their phone lines are always busy but Claimyr (claimyr.com) can get you through to an agent without waiting on hold for hours. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds really helpful! Did you have to pay for that service or is it free?

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It's not free but honestly worth it when you need to talk to someone at Washington ESD and can't get through the regular way. Saved me so much frustration.

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Never heard of Claimyr but might check it out. I've been trying to call Washington ESD for 3 days about my claim status with no luck.

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Be prepared for potential delays! My claim went into adjudication for like 6 weeks because there was some issue with my separation from my employer. Washington ESD has to investigate any potential issues before approving benefits. During adjudication you can't get paid even if you're filing your weekly claims.

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Oh no, 6 weeks?? What kind of issues cause adjudication? I was laid off due to lack of work so hopefully that's straightforward.

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Lack of work should be fine. Adjudication usually happens when there's questions about why you left your job, like if you quit or were fired for misconduct.

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Exactly right. Since you were laid off due to lack of work, your claim should process normally without adjudication issues.

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Mei Lin

ugh the whole unemployment system is such a nightmare. took me 3 months to get my first payment last time because they kept asking for more documentation. and don't even get me started on trying to reach anyone by phone - its impossible!!

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3 months?! That's terrifying. What kind of documentation did they want from you?

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Mei Lin

they wanted pay stubs, separation notice, bank statements, proof of identity... just kept asking for more stuff every few weeks

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That's unusual. Most people get approved within 2-3 weeks if there are no complications. Sounds like you had some specific issue with your claim.

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For what it's worth, the maximum weekly benefit in Washington is $999 right now, but most people get way less than that. It's based on your previous earnings. I was making about $4,000 a month and my weekly benefit was around $580.

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That's actually more than I expected! I was making about $3,200 a month so hopefully I'll get something decent.

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Yeah you should be in a similar range. The formula is complicated but generally higher earnings = higher benefits up to the maximum.

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Make sure you report ANY work you do while on unemployment, even if it's just a few hours. I made the mistake of not reporting a small side job and got hit with an overpayment notice for $2,800. Now I have to pay it all back.

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Wow that's expensive! Can you appeal overpayment notices or are you stuck paying it?

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You can appeal but you better have good documentation. I didn't keep good records so I'm basically screwed.

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Always appeal overpayment notices if you think they're wrong. You have 30 days from the notice date to file an appeal with Washington ESD.

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One thing to remember is that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return. I always have them withhold 10% to avoid a big tax bill later.

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Good point! I hadn't thought about taxes. Is there an option to set up the withholding when you file your initial claim?

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Yes, there's a checkbox during the application process. You can also change it later if you want to start or stop withholding.

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Don't forget about the waiting week! You won't get paid for your first week of unemployment even if your claim is approved. It's just how the system works in Washington.

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So if I file this week, I won't see any money for two weeks? That's going to be rough.

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Right, the first week is unpaid and then there's usually a processing delay. Plan accordingly!

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Actually they eliminated the waiting week during COVID and I don't think they brought it back. Double check that.

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I'm going through the same thing right now and found that calling Washington ESD through Claimyr was a game changer. I was getting nowhere with the regular phone system but got connected to an agent in like 15 minutes through their service. The agent was able to explain exactly what was happening with my claim and what I needed to do next.

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Multiple people have mentioned Claimyr now. Seems like it might be worth trying if I run into issues.

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I was skeptical about paying for something like that but honestly it saved me weeks of frustration trying to get through to Washington ESD.

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Pro tip: create your account on the Washington ESD website early in the morning or late at night. The system gets overloaded during business hours and crashes a lot.

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Thanks for the tip! I'll try logging on tonight or early tomorrow morning.

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Yeah I learned that the hard way after trying for hours during the day and getting error messages.

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Also make sure you understand the difference between being 'able and available' for work versus being on standby. If your employer puts you on temporary layoff with a specific return date, you might be eligible for standby benefits which work differently than regular UI.

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My layoff is permanent - they closed our whole department. So I think I'd be filing for regular unemployment, not standby.

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Yeah permanent layoff means regular UI. Standby is only for temporary layoffs with expected recall dates.

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whatever you do dont give up if your claim gets denied or stuck somewhere in the system. I almost gave up after 2 months of problems but finally got it sorted out and got all my back pay

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Good to know there's hope if things go wrong! Did you have to appeal or just keep calling?

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had to appeal the denial and it took another month but finally got approved. worth fighting for

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The WorkSourceWA website is also really helpful for job searching. They have tools to track your job search activities which makes it easier to meet the requirements.

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I'll check that out! Anything that makes the job search requirements easier sounds good to me.

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They also have career counseling and training programs if you're interested in learning new skills while you're looking for work.

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One more thing - if you worked in multiple states, make sure you file in the state where you earned the most wages. Don't automatically assume you should file in Washington just because you live here now.

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I've only worked in Washington for the past few years so that shouldn't be an issue for me.

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Good luck with your claim! The system can be frustrating but most people do get approved eventually. Just make sure you file your weekly claims on time every week even if your initial claim is still processing.

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Thanks everyone for all the helpful advice! I feel much more confident about starting the process now.

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Yeah this thread was super helpful. I'm also newly unemployed and was feeling totally lost. Going to try Claimyr if I have trouble getting through to Washington ESD.

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Glad it helped you too! We're both starting this journey at the same time.

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Definitely recommend Claimyr if you run into any roadblocks. Made a huge difference for me when I was stuck.

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