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Ellie Lopez

How to check if someone filed unemployment under my name - Washington ESD identity theft?

I'm really worried that someone might have filed for unemployment benefits using my identity. I never filed a claim myself but I heard from a coworker that this has been happening to people. How can I check with Washington ESD if there's a claim under my name? I tried logging into the SecureAccess Washington site but I don't have an account set up. Should I be concerned about this affecting my taxes or credit? Has anyone else dealt with this kind of identity theft situation?

This is unfortunately pretty common - unemployment identity theft spiked during the pandemic and hasn't fully gone away. You need to contact Washington ESD immediately to report suspected fraud. Check your credit reports too since they might have used your info for other things.

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Thanks for the quick response. Should I try calling Washington ESD first or is there an online fraud reporting form?

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There's both - you can report fraud online through their website but calling might get faster action. The fraud hotline is separate from regular UI customer service.

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You definitely need to check this ASAP. Log into the Washington ESD website at esd.wa.gov and create a SecureAccess Washington account if you don't have one. Once you're in, you can see if there are any active or past claims under your SSN. If someone did file fraudulently, you'll see claim activity that you didn't initiate.

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Thanks! I'll try setting up the account tonight. What should I look for specifically once I'm logged in?

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Check the 'Claim Summary' section and look at payment history. If you see any benefit payments or claim dates that you didn't file for, that's a red flag.

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happened to my coworker last year. someone filed a claim using her name and ssn, she only found out when her employer got a notice about the claim. took months to straighten out

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Oh no, months?? Did it affect her job or credit score at all?

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her job was fine since her employer knew it was fraud, but she had to put fraud alerts on her credit and file police reports. real pain

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This happened to my sister last year. She found out when she got a 1099-G tax form for unemployment benefits she never received. Definitely check your account like the previous poster said, but also be prepared to file a fraud report if you find unauthorized activity.

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Oh no, I hadn't thought about the tax implications. Did your sister have trouble sorting it out with the IRS?

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It took a while but Washington ESD was actually pretty helpful once she proved her identity. She had to file Form 14039 with the IRS too.

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If you're having trouble getting through to Washington ESD about this (their phone lines are always jammed), you might want to check out Claimyr at claimyr.com. They can help you get connected to an actual ESD agent faster than trying to call yourself. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. This kind of identity theft issue really needs to be addressed quickly with a real person.

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I've never heard of that service. Is it legitimate? I'm already worried about scams.

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Yeah it's legit, they just help you navigate the phone system to reach an actual ESD representative. For something this serious you really need to talk to someone at the agency directly.

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I used Claimyr when I had my own ESD issues and it worked great. Much better than spending hours on hold.

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DEFINITELY check this out immediately!!! I work in HR and we've seen this happening more and more. Someone files a fake claim using your SSN and personal info, then they get the benefits sent to their own bank account or debit card. You won't know until you either try to file your own legitimate claim or get tax documents.

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That's terrifying. How do they even get enough personal information to file a claim?

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Data breaches, social media, phishing scams - there are lots of ways. The important thing is catching it early before it affects your taxes or credit score.

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same thing happened to me but with a different state. took forever to sort out

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How did you find out about it?

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got a tax form in the mail for benefits i never applied for. was a nightmare dealing with it

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You need to act fast on this. First, try to access the Washington ESD online system to see if there's actually an account in your name. If you can't log in or there's an existing account, that confirms the fraud. Then file a fraud report with Washington ESD and also file a police report for identity theft.

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When I try to create an account on the Washington ESD website, it says my SSN is already associated with an account. That's definitely not mine.

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That confirms it - someone has filed claims using your identity. Don't try to access that account, just go straight to reporting fraud. You'll need that police report number for the Washington ESD investigation.

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Just wanted to add - if you do find fraudulent activity on your account, Washington ESD has a specific fraud reporting process. You'll need to fill out an identity theft affidavit and provide documentation proving your identity. The sooner you report it, the easier it is to resolve.

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What kind of documentation do they typically want?

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Usually driver's license, Social Security card, and sometimes pay stubs or tax returns to verify your employment history doesn't match what the fraudster claimed.

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I had this exact same problem trying to reach Washington ESD about fraudulent claims. The regular customer service lines were useless - kept getting disconnected or put on hold for hours. Finally used this service called Claimyr (claimyr.com) that actually got me through to a real person who could help with the fraud report. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that before. Did they charge you a lot to get through?

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It was worth it compared to the hours I wasted trying to call myself. The fraud department is especially hard to reach and this actually worked.

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I'm always skeptical of third-party services but if the Washington ESD phones are impossible to get through, might be worth it for something this serious.

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THE WASHINGTON ESD FRAUD DEPARTMENT IS A JOKE! I've been dealing with this for 8 months and they STILL haven't resolved my case. My identity was stolen and used to file claims in three different states. Washington ESD acts like it's my fault somehow.

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Eight months?! That's terrifying. Have you been able to work while this is being investigated?

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Yeah I kept my job but the stress is unreal. The fraudster even filed appeals when the fake claims got denied. It's like they know the system better than the employees do.

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OP, make sure you document everything - save all the letters you received, take screenshots of any online accounts or messages, and keep records of every phone call or interaction with Washington ESD. You'll need this paper trail for the investigation.

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Good point. I only got the one letter so far but I'll start keeping everything organized.

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Also check if the fraudster filed claims for multiple weeks. Sometimes you don't get notified about every fraudulent weekly claim, just the initial filing.

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This is becoming such a huge problem. I read that Washington state had thousands of fraudulent claims during the pandemic and they're still dealing with the aftermath. Even if you think you're safe, it's worth checking periodically just to be sure.

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Yeah the numbers were insane. I think they said billions in fraudulent payments statewide.

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Exactly. And a lot of it was organized crime, not just individual scammers. They had people's info from data breaches and filed thousands of fake claims.

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wait, how did they even get your social security number in the first place? did you have a data breach at work or something?

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I have no idea honestly. Could have been from anywhere - data breaches happen all the time and we don't always hear about them.

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Could be from old tax returns, medical records, previous employers, credit applications - SSNs are everywhere unfortunately.

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This is exactly why I never give out my SSN for anything. Too many scammers out there these days.

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I mean, you have to give it for employment, taxes, banking, medical stuff... it's not really optional for most things.

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true but I try to limit it as much as possible. still scary that it happened to you though

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One more thing to watch out for - if someone filed fraudulently under your name, they might have also changed your address with ESD so you wouldn't get the mail notifications. When you log into your account, double-check that all your personal information is correct.

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Good point! I hadn't thought about them changing my address. That would explain why I might not have gotten any notices.

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Exactly. They're pretty sophisticated about covering their tracks. Make sure to verify everything in your profile.

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One more thing - check with your employer's HR department. Sometimes Washington ESD contacts employers when claims are filed by their current employees. If they got a notice and didn't tell you, that's another piece of evidence for your fraud report.

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Oh wow, I didn't think of that. I'll check with HR tomorrow morning.

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HR might have just ignored it thinking you filed legitimately, so don't worry if they didn't mention it. Just good to know either way.

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also freeze your credit reports with all three bureaus if you haven't already. if they got your ssn for unemployment fraud they might try other stuff too

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Already done that thankfully. Had them frozen after the Equifax breach years ago.

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If you do find fraud, also consider putting a fraud alert on your credit reports with all three bureaus. This kind of identity theft often extends beyond just unemployment benefits.

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Should I do that even if I don't find any fraudulent claims?

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It's not a bad idea if you're already concerned about identity theft. Better safe than sorry.

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Just want to follow up on the Claimyr thing - I know some people are skeptical but when you're dealing with fraud, time matters. Waiting weeks to get through to Washington ESD can make things worse. At least with a service like that you can report it quickly and get the investigation started.

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I'm starting to think you might be right. I've been trying to call the fraud line all morning and can't even get into the queue.

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Same experience here - used Claimyr last month when my claim was stuck in adjudication. Got through same day instead of waiting weeks.

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File a complaint with the Attorney General's office too. They track unemployment fraud trends and it helps them build cases against the organized rings doing this stuff.

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Good idea. Is that the Washington State AG or federal?

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Washington State AG has a specific fraud reporting system. Federal might be worth it too if it crosses state lines.

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this happened to like half the people at my company during covid. the scammers were just mass filing claims with stolen employee data from some breach. most people didn't find out until tax time when they got 1099s for unemployment they never received

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Ugh, so I might not even know the full extent of this until next tax season?

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hopefully not, but yeah keep an eye on any tax documents you get. washington esd should send 1099s for any benefits paid out under your name

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One thing that might help - if you can get through to Washington ESD, ask them to put a fraud alert on your SSN in their system. This should prevent any new claims from being filed automatically and flag them for manual review.

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That sounds really important. Is that something they do automatically when you report fraud or do you have to specifically request it?

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You have to ask for it specifically. Not all the customer service reps know about it, so you might need to escalate to a supervisor.

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Really sorry this happened to you. Identity theft is such a violation and the bureaucracy makes it so much worse. Stay persistent with Washington ESD - don't let them blow you off or make you feel like it's not serious.

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Thanks for the support. It's definitely stressful not knowing how much damage was done or how long this will take to resolve.

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question - do you know if the fraudulent claim actually got paid out? sometimes they file the claims but washington esd catches it before any money goes out

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The letter I got wasn't clear about that. It mentioned weekly claim certifications but didn't say if payments were issued.

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that's something to ask when you report it. if no money went out it might be easier to resolve

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Make sure you get case numbers for everything - the police report, the Washington ESD fraud investigation, any credit monitoring you set up. You'll need to reference these numbers in future communications.

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Good point. I'll start a spreadsheet to track all of this.

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I work in HR and we see this more than people realize. The scammers often target people who are currently employed because there's less scrutiny on those claims initially. Definitely report it to your employer too so they're aware.

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That makes sense unfortunately. I'll talk to my manager about it tomorrow.

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Your employer might also have resources through their benefits or legal team to help employees dealing with identity theft.

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this is why i never trust anything that comes in the mail anymore. too many scams and fraudulent letters going around

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I thought it might be a scam at first but when I checked Washington ESD's website, it confirmed someone really did file a claim with my info.

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OP, just wanted to check back - were you able to get through to report the fraud yet? If you're still having trouble with the phone lines, that Claimyr service really did help me get to the right department faster than trying on my own.

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Still working on it. I might try that service you mentioned if I can't get through by tomorrow. This is too important to keep waiting.

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I used them too for a different issue and it worked well. Sometimes you just need to pay to get past the broken phone system.

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Update us when you check your account! Hopefully there's nothing there, but if there is, don't panic. Washington ESD has dealt with so many of these cases that they have a pretty streamlined process for resolving them now.

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I will definitely update once I get logged in and check everything. Thanks everyone for all the helpful advice!

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Just to reiterate what others have said - time is really important here. If there is fraudulent activity, the longer it goes unreported, the more complicated it becomes to unravel. Especially when tax season comes around.

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I'm checking tonight for sure. This thread has me pretty worried but at least I know what to look for now.

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Pro tip: if you can't remember if you've ever had a SecureAccess Washington account before, try the 'forgot password' option first with your email. Sometimes people create accounts and forget about them.

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Good idea! I'll try that first before creating a new account.

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whatever you do dont ignore it if you find something. i made that mistake and it made everything worse

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Definitely won't ignore it. This thread has convinced me I need to take this seriously.

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Last bit of advice - when you're checking your account, look not just for current claims but also for any closed claims from the past couple years. Sometimes fraud victims don't notice older fraudulent activity until they're specifically looking for it.

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How far back should I check? Is there a limit on how old fraudulent claims can be?

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I'd check back at least 2-3 years if the system lets you. There's no real limit on when you can report fraud, but the sooner the better.

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If you do end up needing to call Washington ESD about fraud, definitely consider using that Claimyr service someone mentioned earlier. Identity theft cases often require talking to a supervisor or specialist, and those are even harder to reach than regular customer service.

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I'm keeping that in mind as a backup plan if I can't resolve things online.

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Hope everything works out okay for you! Identity theft is such a violation but Washington ESD has gotten much better at handling these cases compared to a few years ago.

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Thanks for all the support everyone. I feel much more prepared to deal with this now.

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One final thought - if you don't find any fraudulent activity but you're still concerned, you can always call ESD just to put a note on your account to watch for suspicious activity. Prevention is better than dealing with fraud after it happens.

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That's a great idea. I might do that even if my account looks clean just for peace of mind.

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Good luck checking your account tonight! Hopefully it's all clear and you can stop worrying about this.

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Fingers crossed! I'll definitely post an update once I know more.

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Really glad you asked about this instead of just ignoring your concerns. Too many people stick their head in the sand with potential identity theft and it always makes things worse in the long run.

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Yeah, my gut was telling me something might be wrong. Better to check and be paranoid than ignore it and regret it later!

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Keep us posted on what you find! And remember, if there is fraud, it's not your fault and it is fixable. Just takes some time and paperwork.

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Will do! Thanks again everyone for taking the time to help me figure this out.

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