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Tami Morgan

How to check if someone filed unemployment under my name - Washington ESD identity theft concern

I just got a weird letter from Washington ESD saying I have an active unemployment claim, but I've been working full time for the past year and never filed for benefits. I'm really worried someone might have stolen my identity and filed a fraudulent claim using my SSN. How can I check what's going on with Washington ESD? I tried logging into their website but it says I already have an account when I know I never created one. This is really freaking me out because I don't want this affecting my job or my taxes next year.

This is unfortunately becoming more common. You need to contact Washington ESD immediately to report identity theft. Call their fraud hotline and also file a report online. Don't wait on this - fraudulent claims can mess up your employment record and you might get tax documents for benefits you never received.

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Do you know the fraud hotline number? I tried the main Washington ESD number but couldn't get through to anyone.

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The fraud hotline is usually less busy than the main line. You can also report online through their secure portal.

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This is unfortunately becoming more common. You need to contact Washington ESD immediately to report potential identity theft. Log into your SecureAccess Washington (SAW) account at secure.esd.wa.gov and see if there's an active claim showing up that you didn't file. If there is, you'll need to dispute it right away.

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I tried logging in but it says my account is locked. I haven't used SAW in years since I've been continuously employed.

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That's actually a red flag - someone may have accessed your account. You'll need to call Washington ESD's fraud hotline at 800-246-9763 to report this.

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same thing happened to my brother last year!! someone filed under his name and he didnt find out until he got a 1099-G tax form. took months to sort out

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Oh no, what did he have to do to fix it? I'm so worried about tax season now.

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he had to file police report and submit tons of paperwork to washington esd. also had to deal with IRS because of the tax form issue

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happened to me last year, someone filed a claim using my info and I didn't find out until I got a 1099-G form for benefits I never received. took months to straighten out

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Oh no, did it affect your taxes? I'm worried about what happens if they already sent out payments.

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yeah had to file identity theft affidavit with IRS too since the fraudulent benefits showed up as income on my tax return

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I had this exact situation and honestly the hardest part was actually reaching someone at Washington ESD to report it. The phone lines are constantly busy and when you do get through, you often get disconnected. I found a service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made the whole process much less stressful.

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How does that work exactly? Is it legit?

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It's basically a callback service that gets you connected to Washington ESD agents without having to sit on hold for hours. Super helpful for urgent situations like identity theft.

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I used something similar when I had adjudication issues. Way better than spending my whole day trying to call.

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First step is definitely checking your SAW account, but since yours is locked you should try calling Washington ESD. Fair warning though - their phone lines are absolutely slammed and you might wait hours to get through. I've heard people having success with Claimyr (claimyr.com) - it's a service that helps you actually reach Washington ESD agents instead of getting stuck in phone hell. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Thanks for the tip! I really need to talk to someone at Washington ESD ASAP about this fraud situation.

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Never heard of Claimyr but honestly anything that helps get through to Washington ESD sounds worth trying. Their phone system is a nightmare.

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You should also file a police report for identity theft and contact the three credit bureaus to put fraud alerts on your credit reports. This isn't just about unemployment benefits - if someone has your SSN they could be doing other damage too.

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Good point, I hadn't thought about the broader identity theft implications. Should I freeze my credit reports too?

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Yes, freeze your credit with all three bureaus. It's free and will prevent new accounts from being opened in your name.

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Check your credit reports too! If someone has enough info to file unemployment under your name, they might try other things. You can get free reports from all three bureaus once a year.

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Good point, I should probably freeze my credit too just in case.

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Definitely freeze it. Also consider signing up for credit monitoring if you don't already have it.

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ugh this is my worst nightmare! how do these scammers even get our info to file fake claims?

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Data breaches are the main source. Criminals buy stolen personal info and use it to file unemployment claims in multiple states.

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Yeah it's a whole organized crime thing. They file in dozens of states using the same stolen identities.

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The Washington ESD system is so broken. This happens ALL the time and they make it impossible to reach anyone to fix it. I spent literally 6 hours on hold last week just to get hung up on.

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Tell me about it. The whole system needs an overhaul. Meanwhile honest people suffer while scammers run wild.

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This is exactly what I'm afraid of - spending forever trying to get help and making no progress.

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Check if you received any debit cards in the mail from Washington ESD too. Sometimes the first sign is getting a unemployment benefits debit card you never applied for.

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I haven't gotten any debit cards but I'll keep an eye out. What should I do if one shows up?

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Don't activate it! Call Washington ESD fraud line immediately and turn it over to them as evidence.

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Make sure to document everything - save copies of any letters you received, take screenshots of error messages when trying to log in, keep records of when you called and what happened. You'll need all this for the fraud investigation.

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Should I also file a police report even if I'm not sure how much damage was done yet?

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Yes, file the police report now. Washington ESD will likely require it for their fraud investigation, and it creates an official record of when you discovered the theft.

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The Washington ESD fraud department is actually pretty good once you get through to them. They have a whole process for identity theft cases. You'll need to fill out identity verification forms and provide documentation that you didn't file the claim.

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That's reassuring to hear. What kind of documentation do they typically want?

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Usually employment verification from your current job, copies of your ID, and sometimes a notarized affidavit. Each case is different though.

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happened to me too but turned out to be a mistake on their end, not fraud. someone with similar name/SSN got mixed up in their system. still took weeks to fix tho

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How did you figure out it was a mistake vs actual fraud?

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washington esd agent was able to see the original application and showed me the discrepancies in the info

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Whatever you do, don't ignore it. I know someone who thought it would just go away and ended up with major tax problems. The IRS thought he received unemployment income he never got and it was a nightmare to straighten out.

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That's exactly what I'm worried about. How long does it usually take to resolve these things?

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From what I've seen, anywhere from a few weeks to several months depending on how complicated the case is and how quickly you can reach the right people.

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Just to follow up on the Claimyr thing I mentioned earlier - I used them when I had my identity theft issue and they got me through to a fraud specialist within a couple hours instead of days of trying myself. Really worth it when you're dealing with something urgent like this.

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I think I'm going to try that. This is too stressful to deal with on my own and I can't afford to wait weeks.

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yeah my brother couldve saved so much time if he knew about stuff like that

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Also check if your employer got any verification requests from Washington ESD about your employment. Sometimes that's the first sign something fishy is going on.

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Good idea, I'll ask HR tomorrow if they've received anything weird.

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Yeah, and let them know what's happening so they're not surprised if Washington ESD contacts them during the investigation.

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Make sure you keep detailed records of everything - dates you called, who you talked to, reference numbers, etc. Identity theft cases can drag on and you'll need that paper trail.

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Great advice, I'll start a file right now with all the details and that letter I received.

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I work in HR and we've had several employees deal with this. The key is acting fast - the longer fraudulent claims stay active, the harder they are to reverse. Don't wait!

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Definitely not waiting. I'm going to try calling Washington ESD first thing tomorrow morning.

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If you can't get through on the phone, seriously consider using Claimyr. Time is critical with fraud cases and you need to reach someone at Washington ESD quickly.

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Also check with your employer's HR department. Sometimes they get notices about unemployment claims filed by current employees and might have additional information.

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Good idea, I'll check with HR tomorrow. They might have gotten something from Washington ESD too.

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Don't forget to check if the fraudsters filed in other states too. It's common for them to hit multiple state unemployment systems with the same stolen identity.

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Oh wow, I hadn't thought of that. How would I check other states?

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You'd have to check each state's unemployment website individually. Start with neighboring states and any state you've lived in before.

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Make sure to change all your important passwords too, especially if you think someone might have gotten access to your personal info. Banking, email, social media - everything.

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Already started doing that. Also going to set up two-factor authentication on everything.

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whatever you do don't ignore it hoping it goes away. had a friend who did that and ended up owing the IRS money for fraudulent benefits he never got

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Definitely not ignoring it! This thread has convinced me I need to take immediate action.

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The Washington ESD website has a specific section for reporting fraud. You can submit a report online as well as calling. Sometimes the online reporting gets faster response than the phone lines.

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I'll try both - online report and phone calls. Thanks for all the help everyone!

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One more thing - if you have direct deposit set up with Washington ESD from years ago, change those bank account details immediately. Fraudsters sometimes try to redirect payments to their own accounts.

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I don't think I have any banking info with Washington ESD but I'll double check when I get into my account.

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This whole situation is exactly why I monitor my credit reports religiously. Everyone should be checking them regularly for suspicious activity.

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Agreed! You can get free credit reports from annualcreditreport.com once a year from each bureau.

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Update us on how it goes! I'm sure other people will face this same situation and your experience could help them.

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Will do! Hopefully I can get through to Washington ESD quickly and get this resolved. Thanks everyone for the advice and support.

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Good luck! Identity theft is such a pain to deal with but you're taking all the right steps.

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The fact that this is so common just shows how broken the Washington ESD system is. They need to do better identity verification before allowing claims to be filed.

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Exactly. It's way too easy for scammers to file fraudulent claims and way too hard for victims to get help.

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The pandemic made everything worse because they had to process claims so quickly. Security took a backseat to speed.

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One more thing - if you do end up getting a 1099-G tax form for benefits you never received, don't panic. You can dispute it with the IRS, but make sure you have all your fraud documentation ready.

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Is there a specific IRS form for disputing fraudulent unemployment income?

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I think it's Form 14039 for identity theft, but double-check with a tax professional or the IRS website.

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Just wanted to add that when I used Claimyr to reach Washington ESD about my fraud case, the agent was able to see exactly what information was used to file the fake claim. Having that detail really helped with my police report and made the whole investigation go smoother.

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That's really helpful to know. I'm definitely going to try to get through to someone this week.

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update us when you get it sorted out! always curious how these cases turn out

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Will do! Hopefully it's just a system error and not actual fraud, but either way I need to get it fixed ASAP.

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This is scary stuff. Makes me want to check if anyone has filed under my name too. Is there a way to check proactively?

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You can try creating an account on the Washington ESD website. If it says you already have one when you know you don't, that's a red flag.

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Good idea, I'll try that this weekend.

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Thanks everyone for all the advice. I'm going to start with filing the police report and trying to reach Washington ESD fraud department. Really appreciate all the help - this seemed overwhelming at first but now I have a plan.

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Good luck! Don't get discouraged if it takes a while to resolve. Just keep documenting everything and following up regularly.

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You've got this! The key is just getting to the right person at Washington ESD who can actually help you.

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One last tip - if Washington ESD asks you to mail documents, send everything certified mail with return receipt. That way you have proof they received your fraud report and supporting documents.

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Great point, I wouldn't have thought of that. Thanks!

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Hope you get this sorted out quickly. Identity theft is such a violation and then dealing with government bureaucracy on top of it just makes everything worse.

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Yeah, it's been really stressful. But everyone here has been super helpful so I feel more confident about handling it now.

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Keep us posted on how the Claimyr thing works out if you try it. Always looking for better ways to actually reach Washington ESD when you need help with something urgent.

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Will definitely update if I use it. Fingers crossed I can get through to someone soon.

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