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Omar Zaki

How to check if someone is using my identity for Washington ESD unemployment benefits

I got a weird tax document in the mail about unemployment benefits that I never applied for. I'm worried someone might be using my SSN to file for Washington ESD benefits. How can I check if there's a fraudulent claim under my name? I tried logging into the secure access website but it says an account already exists with my info. This is really scary - what steps should I take to protect myself and make sure no one is collecting benefits in my name?

This is unfortunately becoming more common. First thing you need to do is contact Washington ESD immediately to report suspected identity theft. You can file a fraud report online or call their fraud hotline. Also check your credit reports for any suspicious activity and consider freezing your credit.

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Thank you! Do you know what information I'll need when I call them about the fraud?

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You'll need your SSN, the tax documents you received, and any other documentation showing you didn't file for benefits. Make sure to keep records of all your communications with Washington ESD.

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same thing happened to my neighbor last year, someone filed a claim using her info and she didn't find out until tax season

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How did she get it resolved? I'm so stressed about this.

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took her a few months but Washington ESD eventually cleared it up, she had to file police reports and everything though

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You should also file a police report for identity theft and get a copy of that report. Washington ESD will likely ask for it when you dispute the fraudulent claim. Also sign up for credit monitoring if you haven't already - identity thieves often use stolen info for multiple types of fraud.

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Good point about the police report. Should I file it locally or does it matter which department?

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File it with your local police department where you live. They'll give you a case number and report that you can reference when dealing with Washington ESD and other agencies.

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I had trouble getting through to Washington ESD when this happened to me. Their phone lines are always busy and I kept getting disconnected. I ended up using Claimyr.com to get connected to an actual agent - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process so much easier than trying to call on my own.

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Never heard of that service before. Did it actually help you get through faster?

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Yeah it was a lifesaver. Instead of spending hours trying to call, they handled the waiting and connected me directly to someone who could help with my identity theft case.

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How much does something like that cost? I'm dealing with fraud too and can't get anyone on the phone.

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This is SO frustrating! The system is broken when criminals can just steal people's identities and file fake claims. Meanwhile legitimate claimants can't even get through to get help. Makes me so angry.

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I know right? And then WE have to jump through hoops to prove we didn't file fraudulent claims.

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It really is maddening. I just want to make sure this gets cleared up before it affects my taxes or credit.

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One more important step - make sure to notify the IRS about the fraudulent 1099-G form you received. You'll need to file Form 14039 (Identity Theft Affidavit) with them so they know the unemployment income wasn't actually yours.

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Oh wow I didn't even think about the tax implications. This is getting complicated fast.

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I know it seems overwhelming but taking these steps now will save you headaches later. Document everything and keep all your paperwork organized.

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check your mail carefully too, sometimes they send stuff to the fraudster's address but other notices might still come to you

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That's a good point. I'll keep an eye out for any other suspicious mail.

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Also worth mentioning - if you're having trouble accessing your legitimate Washington ESD account because someone created a fraudulent one, you'll need to work with their identity verification team to sort that out. They have specific procedures for these situations.

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How do I reach the identity verification team specifically? Is that different from the regular fraud hotline?

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It's the same fraud reporting process initially, but they'll escalate your case to the identity verification unit once they confirm fraud occurred.

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My sister went through this nightmare last year. Make sure to keep calling Washington ESD even if it's frustrating - the squeaky wheel gets the grease. She had to call multiple times before someone finally took her case seriously.

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That's discouraging but good to know. I'll keep trying to get through.

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That's exactly why I mentioned Claimyr earlier - takes the frustration out of trying to reach them repeatedly.

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Don't forget to check with other states too if you've lived elsewhere recently. Sometimes fraudsters file claims in multiple states using the same stolen identity.

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I haven't lived anywhere else but that's definitely something to keep in mind.

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This happened to my coworker and it took MONTHS to resolve. Washington ESD moves so slowly on these cases it's ridiculous. She had to keep following up constantly.

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Ugh that's what I'm afraid of. I need this resolved quickly.

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Unfortunately that seems to be the norm. The system just isn't set up to handle identity theft cases efficiently.

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Make copies of everything before you send anything to Washington ESD. They have a habit of losing paperwork and you'll want backup copies of all your documentation.

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Good advice, I'll make sure to copy everything first.

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Also sign up for account alerts with Washington ESD once you get your identity sorted out. That way you'll get notified immediately if someone tries to file another fraudulent claim in your name.

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That's smart, I'll definitely do that once this gets resolved.

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Whatever you do, don't ignore this hoping it will go away. Identity theft for unemployment benefits can really mess up your taxes and credit if you don't address it quickly.

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Oh I'm definitely not ignoring it! I'm going to start making calls first thing tomorrow morning.

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You might also want to check if your employer has been contacted about the fraudulent claim. Sometimes Washington ESD reaches out to verify employment and your HR department might have gotten confused calls.

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I'll check with HR tomorrow. Hopefully they haven't gotten any weird calls about me.

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The whole system is such a mess. Honest people get their identities stolen and then have to prove their innocence while actual fraudsters probably never face consequences.

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So true. The burden always falls on the victims to clean up the mess.

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It really is backwards. I'm the victim here but I'm the one who has to do all the work to fix it.

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Mei Liu

Just wanted to add that Claimyr has been super helpful for situations like this. When you need to actually talk to someone at Washington ESD about identity theft, their service can save you hours of frustration trying to get through.

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I'm seriously considering it at this point. The thought of spending days trying to call them is exhausting.

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I used them for a different issue and it was worth it. Sometimes you just need to talk to a real person to get things sorted out.

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Keep detailed records of every phone call, email, and piece of mail related to this fraud case. You'll need a paper trail if things get complicated later.

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Good point. I'll start a folder with everything related to this situation.

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Update us when you get this resolved! I'm curious how long the whole process takes and what steps end up being most important.

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I definitely will. Hoping it doesn't take too long but from what everyone is saying, I should prepare for a lengthy process.

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One last thing - make sure your address is up to date with all your accounts and the post office. Sometimes fraudsters try to redirect mail to cover their tracks.

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I'll double check all of that. Thanks everyone for all the helpful advice!

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I went through something similar last year and it was a nightmare to deal with. Here are the key steps that helped me get it resolved: 1) File the fraud report with Washington ESD immediately - don't wait, 2) File a police report for identity theft and get a case number, 3) Contact the IRS and file Form 14039, 4) Pull all three credit reports and look for other fraudulent activity, 5) Document EVERYTHING with dates and reference numbers. The whole process took me about 4 months to fully resolve, but acting quickly definitely helps. Also consider placing a fraud alert on your credit reports while you're dealing with this. Stay persistent - you'll get through this!

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