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GalacticGuru

How much you get for unemployment in Washington - confused about benefit amounts

Hi everyone, I'm trying to figure out how much money I'll actually get from Washington ESD unemployment benefits. I've been working as a server at a restaurant for about 2 years making around $35k annually but my hours were really inconsistent. Some weeks I'd make $800, other weeks only $300. I got laid off last month and finally filed my claim but I'm confused about how they calculate the weekly benefit amount. The website mentions something about base period wages but it's not clear to me. Does anyone know the actual formula they use? I need to know if it'll be enough to cover my rent and bills while I look for another job.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter during your base period. They take your total wages from that quarter and divide by 26 to get your weekly benefit. The maximum is currently $999 per week and minimum is $295. Since you were making $35k annually, you're probably looking at somewhere between $400-600 per week depending on how your wages were distributed across quarters.

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Thanks! That helps a lot. So if my best quarter was around $10k, I'd get about $385 per week? That's actually better than I expected.

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Wait, I thought it was based on all four quarters in your base period, not just the highest one? I'm confused now.

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No, it's specifically your highest quarter. The other quarters matter for qualifying but the benefit calculation uses just the highest earning quarter.

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the restaurant industry is brutal for unemployment calculations because of the inconsistent hours. I was in the same boat last year - my wages were all over the place. Make sure you report any tips you claimed on your taxes because that counts toward your base period wages too.

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Oh shoot, I didn't think about tips. I claimed most of them but not all. Will that affect my benefit amount?

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only what you reported on your taxes counts toward your base period wages. cash tips you didn't claim won't be included in the calculation unfortunately

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If you're having trouble getting through to Washington ESD to verify your benefit amount, I recently discovered this service called Claimyr that helps you actually reach a live agent. They have a system that gets you through the phone queues - check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ. It was a lifesaver when I needed to discuss my benefit calculation with an actual person.

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Is that service legit? I've been trying to call Washington ESD for weeks to get clarification on my benefits but can never get through.

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Yeah it's real. I was skeptical at first but it actually worked. Way better than sitting on hold for hours just to get disconnected.

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I used Claimyr too after seeing it mentioned here. Definitely worth it if you need to talk to someone at Washington ESD about your specific situation.

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Don't forget you have to pay taxes on unemployment benefits! It's not like getting a regular paycheck where taxes are automatically taken out. You can choose to have 10% withheld or you'll owe it when you file your tax return. Just something to keep in mind when budgeting.

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Ugh I totally forgot about taxes. So if I get $400 per week, I should probably budget like it's only $360 after taxes?

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That's a good way to think about it. Better to be safe and have extra money than to owe a big tax bill next year.

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I'm still confused about the base period thing. When exactly do they look at your wages? Is it the last 4 quarters or something else? I filed my claim in January 2025 so what period would they use for me?

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For a claim filed in January 2025, your base period would be October 2023 through September 2024. They use the first four of the last five completed quarters.

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Ok that makes sense. I was thinking it was more recent than that. Thanks for clarifying!

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The whole system is so confusing. I've been on unemployment twice and I still don't fully understand how they calculate everything. At least the weekly claim process is pretty straightforward once you get approved.

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Yeah I'm dreading having to do the weekly claims every week. How long does that usually take?

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Only takes like 5-10 minutes once you get used to it. Just answer the same questions about job search activities and any work you did that week.

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MAKE SURE YOU KEEP TRACK OF ALL YOUR JOB SEARCH ACTIVITIES! Washington ESD requires you to do 3 job search activities per week and they can audit you at any time. I got selected for an audit and had to provide documentation for every single activity I claimed.

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What counts as a job search activity? Is applying for jobs online enough?

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Applying for jobs, networking events, career fairs, job interviews, creating/updating your resume, WorkSourceWA workshops. They have a whole list on their website.

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I keep a spreadsheet with dates, company names, job titles, and what I did for each activity. Better safe than sorry.

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one thing that caught me off guard was that unemployment benefits can affect other benefits like food stamps. the income counts toward your household income so you might lose some SNAP benefits once you start receiving UI payments.

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Oh wow I hadn't thought of that. I should probably contact DSHS to let them know about the unemployment benefits.

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definitely do that. better to report it upfront than have to deal with an overpayment issue later

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If you end up needing to appeal any decisions about your benefit amount, don't wait too long. You only have 30 days from the date of the determination letter to file an appeal. I learned that the hard way when I missed the deadline on my first claim.

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Good to know. Hopefully I won't need to appeal anything but I'll keep that in mind.

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What happens if you do miss the 30 day deadline? Are you just out of luck?

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You can still file a late appeal but you have to show good cause for why you missed the deadline. It's much harder to get approved.

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For anyone else reading this who's in the restaurant industry - make sure you understand the difference between being laid off and being fired. If you were let go for performance reasons, that could affect your eligibility. Being laid off due to lack of work is usually not an issue.

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In my case it was clearly a layoff - they had to reduce staff because business was slow. Should be fine.

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Yeah that sounds like a straightforward layoff. You shouldn't have any issues with eligibility.

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Another thing to remember is that if you do any part-time work while on unemployment, you have to report it on your weekly claim. They'll reduce your benefit amount based on how much you earned, but you can still receive partial benefits in most cases.

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That's good to know. I might pick up some catering gigs while I'm looking for a full-time job.

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Just make sure you report every penny you earn, even cash payments. They cross-reference with tax records so it's not worth trying to hide anything.

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The monetary determination letter you get from Washington ESD will show your exact weekly benefit amount and how they calculated it. Keep that letter safe because you'll need it for various things like rental assistance applications or other benefits.

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When do they usually send that letter? I filed my claim about a week ago but haven't received it yet.

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Usually takes 1-2 weeks to get the monetary determination. If your claim is in adjudication it might take longer.

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One more tip - set up direct deposit if you can. Paper checks take forever to arrive and can get lost in the mail. Direct deposit usually shows up within 1-2 business days of your weekly claim being processed.

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I think I set that up when I filed my claim but I should double check. Thanks for the reminder!

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Yes definitely do direct deposit. I waited 3 weeks for my first paper check and it never came. Had to request a replacement.

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just remember that unemployment is temporary. use the time to really think about what kind of job you want next and maybe learn some new skills. WorkSourceWA has free training programs that might be worth looking into.

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That's a good point. I've been thinking about getting out of the restaurant industry anyway. Maybe this is a good opportunity to make a change.

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exactly! I used my unemployment time to get certified in something new and ended up in a much better career path

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This thread has been really helpful. I wish Washington ESD's website explained things this clearly. It's all so confusing when you're trying to figure it out on your own.

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I agree! Everyone here has been super helpful. Makes me feel less stressed about the whole situation.

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That's what this community is for. We've all been through the unemployment process and know how overwhelming it can be.

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REMINDER: Keep copies of everything! Every letter, every email, every document. If something goes wrong with your claim, you'll need proof of everything. I learned this lesson the hard way during an overpayment dispute.

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Good advice. I'll start a folder for all my unemployment paperwork.

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Smart move. Digital copies are good too in case the physical ones get lost or damaged.

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For anyone still having trouble reaching Washington ESD by phone, I'll mention Claimyr one more time. It really does work and saved me hours of frustration. Sometimes you just need to talk to a real person to get your questions answered properly.

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I second this recommendation. Used it last month and finally got through to someone who could help me with my claim issue.

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I might have to try that if I run into any problems. Thanks for sharing!

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Hope everything works out for you OP. The unemployment process is stressful but once you get through the initial setup, it's pretty manageable. Just stay on top of your weekly claims and job search requirements.

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Thank you! This thread has given me a lot more confidence about navigating the whole process. Really appreciate everyone's help.

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You're welcome! Feel free to come back if you have more questions. Good luck with your job search!

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Just to wrap up the benefit calculation discussion - remember that your weekly benefit amount is set when your claim is established and won't change during your benefit year, even if you get a part-time job or your circumstances change. The only thing that changes is whether you're eligible for the full amount each week based on your weekly claim answers.

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That's a really important point. So I don't have to worry about them recalculating my benefits if I do some freelance work?

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Exactly. Your weekly benefit amount stays the same, but you might get a reduced payment or no payment for weeks when you earn too much. The base amount doesn't change though.

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One last thing - if you're worried about making ends meet while waiting for your first payment, look into local food banks and emergency assistance programs. Many cities have resources specifically for people who are between jobs. No shame in getting help when you need it.

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That's really thoughtful advice. I'm hoping I won't need it but it's good to know those resources exist.

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211 is a great resource too - just dial 2-1-1 and they can connect you with local assistance programs

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