How much will I get for unemployment in Washington - WBA calculation help?
I just got laid off from my retail job last week and I'm trying to figure out how much my weekly benefit amount (WBA) will be through Washington ESD. I was making about $18/hour working around 35-40 hours per week for the past year and a half. I've never filed for unemployment before so I have no idea how they calculate this stuff. Does anyone know roughly what I might expect? I'm trying to budget for rent and bills while I look for another job.
52 comments


Nolan Carter
Washington ESD calculates your weekly benefit amount based on your earnings from the highest quarter in your base period (usually the first 4 of the last 5 completed quarters). They take that quarter's earnings and divide by 26 to get your WBA. The maximum WBA for 2025 is $999 per week, but most people get way less than that.
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Daniel White
•So they don't look at my most recent pay? That seems weird. What if I got a raise recently?
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Nolan Carter
•Nope, they use completed quarters only. So if you got a raise in the last few months it probably won't count toward your benefit calculation unfortunately.
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Natalia Stone
With your hours and pay rate you're probably looking at maybe $400-600 per week depending on how consistent your hours were. I made similar money and got around $520/week when I filed last year.
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Daniel White
•That would actually help a lot! Did you have any trouble getting through to them when you applied?
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Natalia Stone
•Yeah the phone system is brutal. Took me forever to get someone on the line to ask questions about my claim.
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Tasia Synder
If you need to reach Washington ESD by phone, I'd recommend checking out Claimyr (claimyr.com). They have this service that calls for you and gets you connected to an actual agent. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration when I had questions about my benefit amount calculation.
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Selena Bautista
•Is that legit? Never heard of paying someone to make phone calls for me.
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Tasia Synder
•Yeah it's real. I was skeptical too but it actually worked. Way better than sitting on hold for 3+ hours just to get disconnected.
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Mohamed Anderson
Just a heads up - you need to file your weekly claims every week even while they're calculating your benefit amount. Don't wait for them to tell you how much you'll get or you might miss weeks.
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Daniel White
•Good point! I haven't even applied yet. Should I do that today or wait until Monday?
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Mohamed Anderson
•File as soon as you can. You can apply online 24/7 but your benefit year starts the week you file, so don't delay.
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Ellie Perry
The whole system is so confusing! I thought unemployment was like 60% of your pay but apparently that's not how Washington ESD calculates it at all. They use some weird formula with quarters and base periods that makes no sense.
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Nolan Carter
•It's not 60% of your recent pay, it's based on your highest earning quarter divided by 26. Totally different calculation method.
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Ellie Perry
•Why can't they just make it simple? Every other state seems to do it differently too.
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Landon Morgan
Don't forget you'll also need to do job search activities. Washington ESD requires 3 job search contacts per week to keep getting benefits. Make sure you keep track of everything in WorkSourceWA.
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Daniel White
•3 per week doesn't sound too bad. Is WorkSourceWA different from the regular ESD website?
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Landon Morgan
•Yeah WorkSourceWA is separate. You'll need accounts on both systems unfortunately. The job search requirements are pretty strict so don't skip it.
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Teresa Boyd
ugh the phone system is THE WORST. I've been trying to call for two weeks about my claim status and can never get through. Always just busy signals or they hang up on you after waiting forever
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Tasia Synder
•That's exactly why I used Claimyr. They handle all the calling and waiting for you. Worth every penny to avoid that phone hell.
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Teresa Boyd
•might have to check that out because this is ridiculous. I need answers about my benefit amount but can't reach anyone.
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Nolan Carter
To give you a rough estimate OP - if you made around $2,800-3,200 per month consistently, your highest quarter was probably around $8,400-9,600. Divide that by 26 and you're looking at $323-369 per week before taxes. But this is just an estimate.
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Daniel White
•That seems low compared to what the other person said. My hours varied a lot between busy and slow seasons.
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Nolan Carter
•If you had a really good quarter during busy season you could get more. The variation in retail hours actually helps some people because one high quarter boosts the whole calculation.
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Natalia Stone
Also remember they'll take out federal taxes if you choose that option. I always do because otherwise you get hit with a big tax bill next year. The withholding is like 10% I think.
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Daniel White
•Good thinking. I'd rather have less each week than owe money later.
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Ellie Perry
•Wait they tax unemployment benefits? That's so messed up, you're already struggling financially.
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Mohamed Anderson
One more thing - if your claim gets stuck in adjudication (which happens a lot), that's when you really need to call Washington ESD. The automated system won't tell you what's holding it up and you need to talk to a human to resolve it.
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Daniel White
•What causes adjudication? I'm worried my claim will get delayed.
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Mohamed Anderson
•Could be anything - they might want to verify your reason for separation, check your work history, or investigate if there were any issues with your last job. Most resolve within a few weeks but some take longer.
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Selena Bautista
The whole benefit calculation thing is crazy complicated. I tried using their online calculator tool but it just confused me more. Ended up having to wait for my actual determination letter to see what I'd get.
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Nolan Carter
•Yeah the online tools aren't great. The monetary determination letter will show you exactly how they calculated your WBA and what quarters they used.
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Selena Bautista
•Took like 2 weeks to get that letter though. Wish they could just tell you upfront when you apply.
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Tasia Synder
For anyone struggling to reach Washington ESD about benefit calculations or claim issues, I really can't recommend Claimyr enough. They got me through to someone in like 20 minutes when I'd been trying for days on my own. Super helpful when you need actual answers from a real person.
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Teresa Boyd
•Ok you've convinced me to try it. The regular phone system is just impossible.
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Landon Morgan
•Does it work for any type of question or just certain issues?
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Tasia Synder
•Pretty much any reason you'd need to talk to Washington ESD. They just get you connected faster than calling yourself.
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Daniel White
Thanks everyone for all the help! I'm going to file my claim today and just see what happens. Sounds like the benefit amount will be what it will be based on my past earnings. At least now I have a rough idea of what to expect.
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Nolan Carter
•Good luck! Remember to file your weekly claims on time and keep up with the job search requirements.
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Mohamed Anderson
•Yeah don't let anything slide with the weekly claims. They're strict about deadlines.
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Ellie Perry
This thread was really helpful. I've been putting off applying because I didn't understand how any of it worked. The base period quarter thing finally makes sense now.
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Natalia Stone
•Don't wait too long to apply. Every week you delay is potentially money you're missing out on.
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Ellie Perry
•You're right. I'm going to do it this weekend.
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Landon Morgan
Just want to emphasize again - make sure you register with WorkSourceWA for the job search stuff. It's separate from your regular ESD account and you need both. Don't learn this the hard way like I did.
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Daniel White
•Is there a waiting period before I have to start the job searches?
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Landon Morgan
•I think you have to start right away but double check that. The requirements can be confusing and they change sometimes.
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Selena Bautista
One last tip - when you get your monetary determination letter, read it carefully. If you think they made a mistake with your wages or benefit amount, you can appeal it. But you only have like 30 days I think.
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Nolan Carter
•Exactly. And if you do need to appeal, that's definitely when you'll want to talk to someone at Washington ESD to understand the process.
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Tasia Synder
•Another good reason to have Claimyr handy - appeals can be time sensitive and you don't want to waste days trying to get through on the phone.
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Teresa Boyd
Well this has been way more informative than anything on the actual Washington ESD website. Thanks everybody for breaking it down in normal person language!
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Daniel White
•Seriously! The official info is so hard to understand. This forum is great.
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Mohamed Anderson
•We've all been through the confusion so we try to help each other out. Good luck with your claims everyone!
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