How much to expect from unemployment benefits in Washington - need realistic numbers
I'm trying to figure out how much I can realistically expect from Washington ESD unemployment benefits. I've been working as a retail manager for the past 2 years making about $52,000 annually. My hours got cut to almost nothing and I'm thinking about filing for UI benefits. I know it's based on your earnings but I can't find clear info on exactly how much that translates to weekly. Does anyone know the current formula Washington ESD uses? I need to plan my budget and see if it's even worth filing or if I should just look for another job immediately.
56 comments


StarGazer101
Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period. For someone making $52k annually, you're probably looking at somewhere between $450-650 per week, depending on how your earnings were distributed. The maximum weekly benefit amount in Washington is currently $999 per week.
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Yara Nassar
•That's actually higher than I expected! I was thinking it would be way less. How do they determine which quarter to use?
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StarGazer101
•They look at the four quarters before you file your claim and use whichever quarter had your highest earnings. So if you've been consistent at your job, it should be a recent quarter.
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Keisha Jackson
you should definitely file, even if the amount seems low. took me forever to get through to washington esd on the phone to ask questions about my claim though. kept getting busy signals or hung up on.
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Yara Nassar
•Yeah I've heard the phone system is terrible. How long did it take you to actually talk to someone?
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Keisha Jackson
•literally took me 3 weeks of calling every day before i got through. was so frustrating
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Paolo Romano
I was in a similar situation last year - retail supervisor making around $48k. My weekly benefit ended up being $542. The key thing is they use your gross wages, not what you take home. Also make sure you have all your employment history ready when you apply because they'll verify everything.
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Yara Nassar
•Good to know about the gross wages part. Did you have any issues with the verification process?
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Paolo Romano
•Actually yes, my claim went into adjudication for almost a month because my previous employer took forever to respond to Washington ESD's request for information.
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Amina Diop
If you're having trouble reaching Washington ESD by phone, I recently discovered this service called Claimyr (claimyr.com) that helps you get through to agents. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling and redialing.
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Yara Nassar
•Interesting, never heard of that. Is it expensive?
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Amina Diop
•They focus on getting you connected rather than charging high fees. Worth checking out if you need to talk to someone about your specific situation.
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Oliver Schmidt
•sounds kinda sketchy to me tbh. why would you need a service to call unemployment?
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Natasha Volkov
The Washington ESD website has a benefit calculator but it's not super accurate in my experience. You're better off just filing and seeing what they give you. The worst that happens is you get denied, but with reduced hours you should qualify.
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Yara Nassar
•I tried the calculator but got confused about which dates to use for the base period. It seems like it changes depending on when you file?
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Natasha Volkov
•Yeah exactly, that's why it's confusing. The base period is always the first four of the last five completed quarters before you file your claim.
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Javier Torres
just a heads up - even if you qualify for benefits, you still have to do the job search requirements. 3 job contacts per week minimum in washington. make sure you're prepared for that.
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Yara Nassar
•Good point, I forgot about that part. Do they actually check the job contacts?
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Javier Torres
•they can audit you anytime and ask for proof, so keep good records
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Emma Wilson
Don't forget about taxes! UI benefits are taxable income. You can have them withhold 10% federal tax when you certify each week, or you'll owe it all at tax time.
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Yara Nassar
•Oh wow I didn't think about taxes at all. Is the 10% usually enough or do people end up owing more?
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Emma Wilson
•Depends on your total income for the year, but 10% federal plus whatever your state tax situation is usually covers most people.
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StarGazer101
One more thing - since you mentioned your hours got cut rather than being laid off completely, make sure you report any wages you do earn when you file your weekly claims. You can still collect partial benefits as long as you're under certain thresholds.
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Yara Nassar
•That's actually really helpful. I wasn't sure if working even a few hours would disqualify me completely.
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StarGazer101
•Nope, Washington has partial benefit provisions. Just be honest about what you earn each week.
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QuantumLeap
file asap! there's usually a waiting week before benefits start, so the sooner you apply the sooner you'll start getting payments. even if you're not sure about the amounts, at least get the process started.
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Yara Nassar
•Good advice. I keep putting it off because I'm not sure if it's worth the hassle, but sounds like I should just do it.
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Malik Johnson
I work in HR and deal with unemployment claims regularly. Your benefit amount will be roughly 60-70% of your average weekly wage, up to the state maximum. For retail management at your salary level, you should expect somewhere in the $500-600 range weekly.
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Yara Nassar
•That percentage range is really helpful, thank you. Makes it easier to estimate.
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Isabella Santos
•that seems high to me? i thought unemployment was way less than that
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Malik Johnson
•Washington has some of the higher benefit amounts in the country. Some states cap out much lower.
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Ravi Sharma
Whatever you do, don't wait too long to file. I made that mistake and lost out on several weeks of benefits because I thought I might get more hours again. File as soon as you're eligible.
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Yara Nassar
•How do you know when you're eligible exactly? Is it based on hours worked or earnings or what?
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Ravi Sharma
•Generally if your hours are reduced significantly or you're laid off through no fault of your own. The Washington ESD website has the specific criteria.
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Freya Larsen
WASHINGTON ESD IS SO SLOW TO PROCESS EVERYTHING!!! My claim took 6 weeks to get approved and then another 2 weeks for first payment. Budget accordingly because it's not fast money.
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Yara Nassar
•Yikes, that's a long time to wait. Did you have complications or is that normal?
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Freya Larsen
•Apparently normal during busy periods. They're understaffed and overwhelmed.
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Omar Hassan
Check if your employer offers any kind of supplemental unemployment insurance too. Some retail chains have additional benefits that can help bridge the gap.
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Yara Nassar
•I'll have to look into that. Never heard of supplemental UI benefits from employers.
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Chloe Taylor
btw that claimyr service someone mentioned earlier actually works. used it last month when my claim got stuck in adjudication and needed to talk to someone urgently. got through same day instead of waiting weeks.
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Yara Nassar
•Good to hear from someone who actually used it. I might need that if I run into problems.
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ShadowHunter
•how much did it cost though?
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Chloe Taylor
•way less than i expected for what you get. check their site for current info
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Diego Ramirez
Pro tip: when you do file, create your SecureAccess Washington (SAW) account first before starting your claim. Makes the whole process smoother.
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Yara Nassar
•Thanks for the tip! I'll do that first.
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Anastasia Sokolov
The benefit amount depends on your base period wages, but also remember you have to be able and available for work. If you're still employed part-time, make sure you're available for full-time work or it could affect your eligibility.
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Yara Nassar
•That's a good point about availability. I am looking for full-time work so that shouldn't be an issue.
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Sean O'Connor
just go ahead and file already! you're overthinking it. worst case they say no, best case you get several hundred dollars a week while you look for better work. seems like a no-brainer to me.
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Yara Nassar
•You're right, I've been overthinking this way too much. Going to file tomorrow morning.
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Zara Ahmed
•exactly! nothing to lose by trying
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Luca Conti
One last thing - if you do get approved, set up direct deposit immediately. The debit card option they give you has fees for ATM withdrawals and stuff. Direct deposit is free and faster.
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Yara Nassar
•Great advice, I hate dealing with those prepaid debit cards and their fees.
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Nia Johnson
Good luck with your claim! Sounds like you have a solid work history so you should be fine. The process can be frustrating but it's worth it if you qualify.
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Yara Nassar
•Thanks everyone for all the helpful info! Feeling much more confident about filing now.
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CyberNinja
Make sure to keep records of everything - your application, correspondence from Washington ESD, job search activities, everything. You never know when you might need to reference something later.
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Yara Nassar
•Will do. I'm usually pretty good about keeping paperwork organized anyway.
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