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CosmicCowboy

Washington ESD unemployment benefits - how much is unemployment 2024 weekly payment amounts?

I'm trying to figure out what I'll actually get if I file for unemployment in Washington. I've been working as a retail manager for 3 years making about $52k annually but my store is closing next month. I know Washington ESD calculates benefits based on your wages but I can't find clear info on the actual dollar amounts for 2024. Does anyone know what the current weekly benefit amounts are? I need to budget for rent and bills while I look for another job.

Washington ESD uses your highest earning quarter from your base period to calculate benefits. For 2024, the maximum weekly benefit is $999 and minimum is $295. Your benefit amount is roughly 3.85% of your total base period wages divided by 52 weeks, but there's also a formula based on your highest quarter earnings.

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That's helpful! So if I made around $52k last year, what would that roughly translate to per week?

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With $52k annual, you're probably looking at somewhere between $650-750 per week depending on how your earnings were distributed across quarters. The exact amount depends on your specific wage history in Washington ESD's system.

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Don't forget you can get up to 26 weeks of regular UI benefits in Washington, and the 2024 rates did go up from last year. I was getting $712 per week when I was laid off in March. You'll need to file your weekly claims every week to keep getting paid.

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How long did it take for your first payment to come through? I filed 2 weeks ago and still haven't seen anything.

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Mine took about 3 weeks because they had to verify my employment. If yours is taking longer you might want to call Washington ESD to check on the status.

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I've been trying to call for days but can never get through! The phone lines are always busy.

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Is that legit? I'm getting desperate to talk to someone about my claim status.

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Yeah it's real, I was skeptical too but it actually worked. They handle the calling and waiting so you don't have to sit there hitting redial all day.

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The benefit calculator on Washington ESD website is pretty accurate if you want to estimate before filing. Just need your quarterly wages from the last 5 quarters. Also remember unemployment is taxable income so plan for that.

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Good point about taxes! I forgot unemployment benefits count as income. Should I have them withhold taxes or just pay at the end of the year?

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You can elect to have 10% federal taxes withheld when you file your weekly claims. Easier than getting hit with a big bill at tax time.

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just lost my job too and the washington esd website says max is $999/week but that seems really high?? are they sure thats right

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Yes that's correct for 2024. The maximum is for people who had very high earnings. Most people get somewhere in the $400-700 range depending on their work history.

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ok good to know thanks

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Keep in mind you have to meet job search requirements too - I think it's 3 job contacts per week minimum. Washington ESD tracks this through WorkSourceWA and they can audit your job search log anytime.

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What counts as a valid job contact? Just applying online or do you need to actually talk to someone?

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Online applications count, but you need to keep detailed records. Date, employer name, position, how you applied. I keep a spreadsheet to be safe.

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I got in trouble for not logging my job searches properly. They made me go to a WorkSourceWA workshop before they'd release my benefits again.

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Washington unemployment system is so broken honestly. Takes forever to get through, website crashes, payments delayed. At least the benefit amounts went up this year but the service is still terrible.

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Tell me about it! I've been dealing with an overpayment notice for 2 months and can't get anyone on the phone to explain it.

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That's exactly why I ended up using Claimyr - couldn't waste any more time trying to get through on my own. Sometimes you just need to talk to an actual person at Washington ESD.

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For anyone calculating benefits, remember they use a 'base period' which is usually the first 4 of the last 5 completed quarters before you file. So if you file in December 2024, they look at your wages from July 2023 through June 2024.

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That's really helpful context! I was wondering why they needed such old wage information.

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What if you didn't work during that base period? Like if you were in school or something?

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Then you probably wouldn't qualify for regular UI benefits. You need sufficient work history and earnings during the base period to establish a claim.

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I'm on standby status with my union job and getting $885/week. Standby is different from regular unemployment - you don't have to do job searches since you're expecting to be called back to work.

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How does standby work exactly? My retail job doesn't have a union but wondering if there's something similar.

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Standby is usually for union workers or people with a definite return-to-work date. Since your store is closing permanently, you'd probably file regular UI and need to do the job search requirements.

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Anyone else notice the Washington ESD online system is super slow lately? Takes forever to file weekly claims and half the time it times out.

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Yes! I thought it was just my internet but apparently it's a widespread issue. Really frustrating when you're trying to certify by the deadline.

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I usually file mine super early in the week to avoid the weekend rush. Sunday mornings seem to work better than Sunday evenings.

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Pro tip: if you're unsure about your benefit amount, you can create an account on the Washington ESD website and use their benefit calculator before actually filing a claim. Gives you a good estimate based on your reported wages.

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That's exactly what I needed! I'll check that out before I file next month.

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The calculator is pretty accurate. Mine was within $20 of what I actually got approved for.

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Don't forget about the waiting week! Your first week of unemployment is a waiting week where you file but don't get paid. So factor that into your budgeting.

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Wait, so I have to wait two weeks total before getting my first payment? One week waiting period plus one week processing?

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Kind of - you file for the waiting week but don't get paid for it. Then you file for week 2 and if everything's approved, you get paid for week 2. The waiting week payment comes at the end of your claim period.

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Actually I think they might have eliminated the waiting week during covid and never brought it back? I got paid for my first week when I filed in 2024.

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Whatever you do, make sure you report ANY work or income when you file your weekly claims. Even if it's just a few hours or small amount. Washington ESD will find out eventually and if you don't report it, they'll call it fraud and make you pay everything back plus penalties.

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Good to know! What if I do some freelance work while collecting? Do I need to report that too?

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Yes, any income needs to be reported. They'll reduce your weekly benefit based on how much you earned, but it's better than getting hit with an overpayment later.

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I was getting around $675/week when I was on unemployment earlier this year. Had to appeal initially because they said I was fired for misconduct but I proved it was actually a layoff. The appeal process took 6 weeks but I got all my back pay.

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How did you prove it was a layoff and not misconduct? That's one of my worries about filing.

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I had emails and documentation showing the store closure was a business decision, not related to my performance. Keep any paperwork about your termination - you might need it.

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The whole adjudication process is such a nightmare. Been waiting 5 weeks for them to review my claim and still no word. Can't get through on the phone to check status either.

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That's exactly the situation where Claimyr helped me out. Was able to get through to Washington ESD and find out my adjudication was stuck because they needed additional documentation I didn't know about.

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Really? Maybe I should try that. This waiting is killing me financially.

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For budgeting purposes, remember that unemployment is temporary. Even if you get the maximum 26 weeks, that's only about 6 months. Start looking for work immediately even if the job search requirement is only 3 contacts per week.

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Yeah, I'm definitely not planning to rely on it long-term. Just need something to bridge the gap while I find another management position.

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Smart approach. The longer you're out of work, the harder it gets to find something at the same level. Use the unemployment time to network and keep your skills sharp.

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