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Zoe Papanikolaou

How much unemployment can I receive from Washington ESD - benefit calculation questions

I'm trying to figure out how much my weekly unemployment benefit will be if I file a claim with Washington ESD. I've been working as a retail manager for the past 18 months making about $52,000 annually, but my hours got cut to basically nothing and I need to file for UI benefits. Does anyone know how Washington ESD calculates the benefit amount? I've heard different numbers from coworkers and I'm getting confused about what to expect.

Washington ESD uses your highest earning quarter from your base period (first 4 of the last 5 completed quarters) to calculate your weekly benefit amount. The maximum weekly benefit for 2025 is $999, but most people get significantly less. Your benefit is roughly 3.85% of your highest quarter earnings divided by 13 weeks.

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So if I made around $13,000 in my best quarter, that would be about $385 per week? That's actually better than I thought it would be.

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That sounds about right for your earnings level. You can also use the benefit calculator on the Washington ESD website to get a more precise estimate before you file your claim.

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Mei Lin

be careful though because they look at your base period wages, not your current wages. if you just started that job 18 months ago your base period might not include all of your current earnings

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Oh wow I didn't think about that. So they're looking at what I earned over a year ago, not my recent pay?

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Exactly - the base period is the first 4 quarters of the last 5 completed quarters. So if you file now in early 2025, they'd look at your earnings from early 2023 through early 2024, not your most recent quarters.

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I had a similar situation last year and couldn't get through to Washington ESD for weeks to get my benefit amount clarified. I ended up using Claimyr.com to actually reach an agent who walked me through the calculation. They have this video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Way easier than trying to call ESD directly.

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How much does that service cost? I'm already stressed about money and don't want to pay extra fees just to talk to someone.

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It's worth checking out their site for the details, but honestly getting through to ESD to understand your benefit calculation is so important that it's worth it. Plus they guarantee you'll reach an agent.

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I might try that if I can't figure this out on my own. The whole base period thing is confusing me now.

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Also remember you need to have earned at least $3,400 in your base period total to qualify for benefits at all. And you need earnings in at least two quarters of your base period.

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I definitely meet those requirements since I've been working steadily. Just trying to figure out the actual dollar amount I'd get.

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THE WHOLE SYSTEM IS SO CONFUSING! Why can't they just tell you upfront what you'll get instead of making you guess with all these quarters and calculations?? I've been trying to understand this for weeks

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I understand the frustration, but the calculation is actually pretty straightforward once you know which quarters they're looking at. The confusion usually comes from not understanding the base period concept.

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Mei Lin

yeah the base period thing trips everyone up at first. took me forever to figure out why my benefit was lower than expected

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Don't forget you can also work part-time while collecting benefits, but they reduce your weekly amount if you earn more than about $200 in a week. Might be relevant if you're still getting some hours.

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I am still working maybe 8-10 hours a week. So they'd subtract that from my unemployment amount?

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They have a formula - you can earn up to your weekly benefit amount plus $5 before they start reducing your UI payment. So if your benefit is $385, you could earn up to $390 in a week and still get your full UI amount.

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Mei Lin

also make sure you're reporting those part time earnings correctly on your weekly claims or you'll end up with an overpayment later

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Good point. I definitely don't want any overpayment issues down the road.

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I went through this exact same thing last year. Started at a new job, got my hours cut, filed for unemployment and was shocked how low my benefit amount was because of the base period. Ended up having to take a second part-time job just to make ends meet.

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That's exactly what I'm worried about. My rent hasn't changed but my income is about to drop significantly.

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Yeah it's rough. The good news is if you keep working even part-time, you'll build up better wages for a future claim if you ever need one again. The system just has this lag time built in.

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Just want to mention again - if you need to talk to someone at Washington ESD about your specific situation, Claimyr really does work. I was skeptical at first but after spending days trying to get through on my own, it was such a relief to actually speak with an agent who could look at my account.

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I used them too when I had questions about my benefit calculation. Much easier than the endless busy signals from calling ESD directly.

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One more thing to keep in mind - your benefit duration is also based on your base period earnings. You can potentially receive up to 26 weeks of benefits, but the exact number depends on how much you earned during your base period.

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So even the number of weeks I can collect depends on my old earnings? This is more complicated than I realized.

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Yes, but with your work history you'll likely qualify for close to the maximum 26 weeks. The calculation looks at your total base period wages compared to your weekly benefit amount.

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honestly just file your claim and see what they give you. you can always call and ask questions after you get your monetary determination letter

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That's probably what I'll end up doing. At least then I'll have actual numbers to work with instead of trying to guess.

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Make sure you file as soon as possible too - benefits don't start until you actually file the claim, even if you've been out of work for a while already.

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Good reminder. I've been putting it off because I wasn't sure about the amounts, but I should just get the process started.

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Also remember you'll need to do job searches once you start collecting - 3 job search activities per week unless you're on standby with your current employer.

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My manager said they might bring me back to full hours eventually, but nothing definite. Would that count as standby status?

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Standby status has specific requirements - your employer has to give you a definite return date within 6 weeks. If it's just 'maybe eventually' that probably wouldn't qualify.

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ugh the job search requirements are so annoying when you're hoping to get called back to your regular job

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I understand it's frustrating, but the job search requirement exists to help people find new employment if their previous job doesn't come back. It's actually helpful for keeping your options open.

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Just to add - if you do get called back to work before you use up all your benefits, any remaining balance stays available for a year in case you need it again.

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Oh that's good to know. So if I go back to work after 10 weeks, I'd still have 16 weeks available if something else happened?

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Exactly, as long as it's within the benefit year. The benefit year runs for 52 weeks from when you first filed your claim.

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Mei Lin

definitely check that benefit calculator on the esd website before you get your hopes up about the amount though. better to know what to expect

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Will do. Thanks everyone for all the helpful info. This thread has been way more useful than trying to navigate the ESD website on my own.

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Good luck with your claim! The process can be overwhelming at first but once you get through the initial filing it gets easier.

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Thanks! I'm feeling much more prepared now to actually file and see what happens.

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And remember if you run into any issues or need to talk to someone at ESD about your specific calculation, Claimyr is there as an option. Sometimes having an actual person explain your individual situation makes all the difference.

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I'll keep that in mind. Hopefully the online process goes smoothly but good to know there's a backup plan for getting help.

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The whole base period system is so outdated. Why can't they just use your most recent earnings like every other program?

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The base period system exists to ensure there's enough time for employers to report wages and for the state to verify earnings. Using more recent wages would actually create more delays and errors in the system.

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At least Washington's benefits are decent compared to some states. $999 max is pretty good.

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True, I've heard some states have much lower maximums. Even if I don't get the full amount, it should help cover basic expenses.

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