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Aliyah Debovski

How much do you get paid when you file for unemployment in Washington?

I'm about to file for unemployment benefits for the first time and honestly have no idea what to expect for payment amounts. I worked retail management for the last 2 years making about $48,000 annually. Does anyone know how Washington ESD calculates weekly benefit amounts? I've heard different things from coworkers but want to get accurate info before I file my claim.

Washington ESD uses your highest earning quarter from the last 18 months as the base. For weekly benefit amount, they take that quarter's earnings and divide by 26. So if your highest quarter was $12,000, you'd get around $460 per week. There's also a maximum weekly benefit of $999 for 2025.

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That's helpful, thanks! Do you know if they count bonuses or just base salary?

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They count all wages reported on your W-2, including bonuses and overtime. Just make sure your employer reported everything correctly to Washington ESD.

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been on unemployment twice in the past 5 years and the amount varies a lot depending on when you worked and how much you made. retail can be tricky because hours fluctuate so much

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Yeah that's what I'm worried about. My hours were all over the place especially during the holidays.

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The Washington ESD website has a benefit calculator that's pretty accurate. You enter your quarterly wages and it estimates your weekly benefit amount. I used it before filing and was only off by like $20 from the actual amount they approved me for.

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Perfect, I'll check that out! Is it on the main esd.wa.gov site?

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Yes, it's under the 'Unemployment Benefits' section. Just search for 'benefit calculator' and it should pop up.

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If you're having trouble getting through to Washington ESD to ask questions about your benefit amount, I found this service called Claimyr that helps you actually reach a live agent. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling and getting disconnected.

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Is that legit? Seems too good to be true with how impossible it is to reach anyone at Washington ESD these days.

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I was skeptical too but it worked for me. Check out claimyr.com if you want to see for yourself. Way better than sitting on hold for hours.

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Your benefit amount also depends on whether you qualify for the maximum duration. In Washington you can get up to 26 weeks of regular unemployment benefits, but that's only if you worked enough quarters and earned enough wages.

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How do they determine if you worked enough? I was at my job for 2 full years.

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They look at your base year which is the first 4 of the last 5 completed quarters before you file. If you have wages in at least 2 quarters and meet the minimum wage requirements, you should qualify for the full 26 weeks.

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WHATEVER YOU DO make sure you file your weekly claims on time every week or you'll lose benefits for those weeks. Washington ESD is super strict about this and won't backdate claims easily.

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Good to know! When do you have to file the weekly claims?

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Every Sunday for the previous week. You can file online or by phone but online is way faster. Just don't miss the deadline!

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Actually you have until Saturday night to file for that week, but Sunday is when the new claim week opens. I always file on Sunday mornings to stay on schedule.

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the payment amounts also get reduced if you do any part time work while collecting. they have this formula where they subtract your earnings from your weekly benefit but I never understood how it worked exactly

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Washington ESD allows you to earn up to your weekly benefit amount minus $5 before they start reducing your benefits. So if your weekly benefit is $400, you can earn up to $395 without any reduction.

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oh that's way more generous than I thought! good to know for when I'm looking for part time work

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Just a heads up that your first payment usually takes 2-3 weeks after filing if there are no issues with your claim. If Washington ESD needs to verify anything or if your claim goes into adjudication, it can take much longer.

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What kind of things cause adjudication? I'm hoping my claim will be straightforward.

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Common reasons are if you were fired vs laid off, if there are questions about your availability for work, or if your employer contests the claim. Most get resolved but it adds weeks to the process.

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The whole system is so confusing. I filed 3 months ago and I'm still not 100% sure I'm getting the right amount. Washington ESD never explains anything clearly.

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You can always call and ask them to explain your benefit calculation. They should be able to break down exactly how they got your weekly amount.

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Good luck getting through on the phone! I've been trying for weeks.

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Don't forget you'll owe taxes on unemployment benefits! Washington doesn't have state income tax but you'll still owe federal taxes. You can have them withhold 10% when you certify each week.

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Oh wow I didn't even think about taxes. Is it better to have them withhold or just pay at the end of the year?

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I always have them withhold so I don't get hit with a big tax bill in April. It's optional but worth considering depending on your tax situation.

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For anyone struggling to get through to Washington ESD about benefit amounts or other questions, that Claimyr service I mentioned earlier really works. I used it twice now when I needed to speak with an actual person instead of dealing with the automated system.

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How much does something like that cost? Seems like we shouldn't have to pay extra just to talk to our own unemployment office.

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I agree it's frustrating that we need third party help, but sometimes you just need answers. Check their site at claimyr.com for details on how it works.

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The benefit calculator mentioned earlier is definitely the way to go for estimates. Just remember the actual amount might be slightly different based on how Washington ESD rounds the numbers or if there are any special circumstances with your work history.

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I'll definitely use the calculator. Thanks everyone for all the helpful info!

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One more thing - if you think Washington ESD calculated your benefit amount wrong, you can appeal the decision. You have 30 days from when they mail you the determination letter to file an appeal if you disagree with the amount.

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Good to know there's an appeal process. Hopefully I won't need it but that's reassuring.

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Appeals can take months to resolve though, so make sure you really have a case before going that route. Most benefit calculations are correct.

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just filed last week and got approved for $445/week which seems about right based on what I was making. the process was actually smoother than I expected once I got all my paperwork together

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That's encouraging! What paperwork did you need besides your basic info?

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mainly just employment dates and reason for separation. they pull your wage info from employers automatically so you don't need paystubs or anything like that

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The weekly benefit amount is just part of it - you also need to meet the job search requirements to keep getting paid. In Washington you need to make 3 job search contacts per week and keep a log of your activities.

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What counts as a job search contact? Is it just applying for jobs or other things too?

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Job applications, networking events, career fairs, informational interviews, even some online training courses can count. Washington ESD has a list of approved activities on their website.

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly is what you get each week, but the maximum is the total you can receive over the entire claim period.

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So if my weekly is $400 and I can collect for 26 weeks, my maximum would be $10,400?

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Exactly! Though the actual maximum might be slightly different based on your specific wage history and how Washington ESD calculates it.

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been collecting for 8 weeks now and the payments are pretty consistent. they direct deposit every Tuesday if you file your weekly claim on Sunday. timing is really predictable once you get into the routine

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That's good to hear about the timing. Do you get any notice when the payment is deposited?

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you can set up alerts through your bank or check your claim status online. I just got used to checking Tuesday afternoons

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If your employer contests your claim it can really mess up your benefit amount timeline. Mine got contested and it took 6 weeks to resolve, but I did get all the back pay once they approved it.

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Why would an employer contest a claim? I was laid off due to budget cuts so hopefully that won't be an issue.

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Layoffs due to budget cuts are usually pretty straightforward. Contests happen more when there are questions about whether someone was fired for misconduct vs laid off.

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The Washington ESD system has gotten better over the years but it's still frustrating when you need help. That's why services like Claimyr are so valuable - sometimes you just need to talk to a real person to get your questions answered about benefit amounts or claim issues.

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Yeah I can see how that would be helpful. The automated systems never seem to have answers for specific situations.

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I've used similar services for other government agencies and they're usually worth it when you're stuck. Better than wasting days trying to get through on your own.

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Bottom line - use the benefit calculator for a good estimate, file as soon as you're eligible, and make sure you understand all the requirements to keep getting paid. The amount you get depends on your work history but Washington's benefits are pretty reasonable compared to other states.

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Thanks everyone! This has been super helpful. I feel much more prepared to file now.

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Good luck with your claim! The first time can be nerve-wracking but it's usually pretty straightforward if you have all your info ready.

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