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Zainab Khalil

How much do you receive for unemployment benefits in Washington?

I'm thinking about filing for unemployment but want to know what to expect financially. How much do you actually receive for unemployment benefits in Washington? I've heard different numbers from different people and the Washington ESD website is confusing. I made about $48,000 last year working retail management. Can anyone give me a realistic idea of what my weekly benefit amount might be?

The weekly benefit amount depends on your earnings in your base period, which is usually the first four of the last five completed calendar quarters before you file. For someone making $48k annually, you're probably looking at somewhere between $300-500 per week, but Washington ESD calculates it based on your highest quarter earnings.

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Thanks! So they don't just use my annual salary? That's good to know.

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Yeah the base period thing confused me too when I first filed. They look at specific quarters not your whole year.

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Maximum weekly benefit in Washington is currently $999 per week, but most people don't get that much. The formula is roughly 3.85% of your total base period wages divided by 52, but there's also a minimum based on your highest quarter. I'd estimate you're looking at around $400-450 weekly based on your income level.

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That's actually better than I expected! Is that before taxes?

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Yes, that's before taxes. You can choose to have taxes withheld or pay them later when you file your return.

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Just a heads up - the application process can be really frustrating. I've been trying to get through to Washington ESD for weeks about my claim status and their phone lines are always busy. If you need to talk to someone, I recently found this service called Claimyr that actually got me through to an agent. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that service but man the phone situation is terrible. I gave up calling after getting disconnected 5 times in one day.

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Interesting, I'll check that out if I run into phone issues. Thanks for the tip!

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Don't forget you also have to meet the job search requirements to keep getting benefits. It's 3 job search activities per week now. Make sure you keep good records in your WorkSourceWA account.

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Job search requirements? I thought unemployment was just temporary help while looking for work.

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You still have to actively look for work and document it. The requirements changed after COVID ended.

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I get $385 per week and I was making about $45k. Been on UI for 2 months now. The amount seems pretty consistent with what others are saying here.

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That's really helpful to know! How long did it take for your claim to get approved?

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About 3 weeks, but I know some people wait longer if their claim goes into adjudication.

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The benefit calculator on the Washington ESD website is pretty accurate if you can figure out your base period wages. I used it before filing and it was within $20 of my actual weekly amount.

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I tried using that calculator but got confused about which quarters to use. Do you remember how you figured that out?

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I had to look at my pay stubs from last year. If you file now, your base period would be January-December 2024.

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Whatever you do, make sure you file your weekly claims on time every week. I missed one week and it was a nightmare trying to get it backdated. Had to call Washington ESD multiple times.

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Good to know! When do you file the weekly claims?

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Every Sunday for the previous week. Don't wait - file it right away.

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This whole system is so confusing. Why can't they just tell you upfront what you'll get instead of making you calculate base periods and quarters?

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Because everyone's work history is different. The base period system is actually designed to be fair based on recent earnings.

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Fair maybe, but definitely not user-friendly!

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One thing to keep in mind - if you had any periods of unemployment or reduced hours in 2024, that could affect your base period calculation. Washington ESD might use an alternate base period if it results in a higher benefit amount.

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I was laid off for about 6 weeks in early 2024. Would that help or hurt my calculation?

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It depends on your earnings in other quarters. The system will automatically calculate which base period gives you the higher benefit.

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Just remember that unemployment benefits are taxable income. Don't spend it all thinking it's free money - you'll owe taxes on it next year unless you have them withhold it upfront.

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Thanks for the reminder! I definitely want to have taxes withheld.

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Smart move. Learned that lesson the hard way myself a few years ago.

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Update on that Claimyr service I mentioned - I used it again yesterday to check on my benefit year ending and got through to an agent in about 20 minutes. Way better than spending hours trying to call on my own.

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How much does that cost though? I'm already tight on money which is why I need unemployment.

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It's worth it when you need to actually talk to someone at Washington ESD. The time saved alone makes it worthwhile.

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Has anyone else had issues with their benefit amount changing randomly? Mine went from $392 to $356 one week with no explanation.

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That could be due to partial earnings if you worked any hours that week, or they might have recalculated your base period wages.

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I didn't work at all that week. Guess I need to call and ask what happened.

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The whole UI system in Washington is so much better than other states I've heard about. At least we get decent benefit amounts and the online system usually works.

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Better than other states maybe, but that's not saying much!

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True, but I'll take functional over completely broken any day.

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Thanks everyone for all the helpful information! I feel much more confident about filing now. Sounds like I should expect somewhere around $400 per week based on my earnings.

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Good luck with your claim! Remember to file as soon as possible since there's usually a one-week waiting period.

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Will do! I'll probably file this weekend.

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Don't forget about the work search requirements I mentioned earlier. You need to log into WorkSourceWA and document your job search activities every week. It's not optional!

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I'll make sure to set up that account right after I file my claim. Thanks for the reminder!

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Smart thinking. Better to get it set up early than scramble later.

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The benefit amount also depends on how many dependents you have. If you have kids, you might qualify for additional dependency allowances on top of your base weekly benefit amount.

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I don't have any dependents, but good to know for others reading this thread.

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Yeah, it can add up to quite a bit extra for families with multiple kids.

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One more thing about that phone service - claimyr.com really saved me when I had an adjudication issue that needed immediate attention. Sometimes you just can't wait for a callback or email response from Washington ESD.

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Good point. I had an adjudication that took 6 weeks to resolve because I couldn't get through to explain my situation.

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I'll definitely keep that service in mind if I run into any issues. Better to know about it ahead of time.

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Just want to confirm what others said - maximum is $999/week but most people get way less than that. You'd need to be making over $125k annually to hit the maximum benefit amount.

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Yeah, definitely not in that income bracket! The $400-450 estimate sounds much more realistic for my situation.

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Exactly. That range sounds right for someone in your income level.

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly is what you get each week, but the maximum is the total you can receive during your benefit year.

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I didn't realize there was a maximum total amount! How do they calculate that?

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It's usually 26 times your weekly benefit amount, so if you get $400/week, your max would be around $10,400 for the year.

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The timing of when you file can actually affect your benefit calculation if you're close to a quarter boundary. Something to keep in mind if you're right at the end/beginning of a quarter.

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Interesting point. I'm planning to file this weekend, so I think I'm okay timing-wise.

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Yeah, you should be fine. It's more of an issue for people filing right around quarter changes.

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