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Dmitry Kuznetsov

How much money from unemployment benefits can I expect from Washington ESD?

I'm about to file for unemployment for the first time and honestly have no idea what to expect for payment amounts. My previous job paid $52,000 annually before I got laid off last week. I've been looking at the Washington ESD website but the benefit calculator seems confusing and I can't figure out if I'm using it right. Does anyone know roughly how much money from unemployment I might get weekly? Also wondering about the maximum benefit amount and how long payments last. I need to budget for rent and bills while job searching.

Your weekly benefit amount depends on your highest earning quarter from the past 18 months. Washington ESD takes your highest quarter earnings, divides by 26, then you get roughly 50% of that amount. So if your highest quarter was around $13,000, you'd get about $250 weekly. The maximum right now is $999 per week but most people don't hit that.

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That's really helpful, thank you! I think my highest quarter was probably around $14,500 so maybe I'll get closer to $275 weekly?

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Yeah that sounds about right. You'll know for sure once you file your initial claim and Washington ESD processes it.

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just filed mine last month and got $312 weekly. made about 48k last year so sounds similar to your situation. the money helps but definitely not enough to live comfortably, you'll want to find work asap

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Good to know, thanks! How long did it take for your first payment to come through?

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took about 2 weeks after filing but i had no issues with my claim. some people wait longer if there's adjudication

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The duration is typically 26 weeks of benefits, but it can be less depending on your work history. Washington ESD looks at your base period earnings to determine both your weekly amount and total duration. You'll also need to meet job search requirements - currently 3 job contacts per week and you have to log them in WorkSourceWA.

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Oh I didn't know about the job search logging requirement. Is that something I start right away or after a waiting period?

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You start the job search requirements immediately after your first week of filing. No waiting period for that part.

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WorkSourceWA is actually pretty decent for job searching too, not just for logging requirements. I found some good leads there.

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If you're having trouble getting through to Washington ESD to ask about your benefit amount, I'd suggest trying Claimyr. I used it last month when I couldn't reach anyone about my claim status. It's at claimyr.com and they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Basically gets you connected to an actual ESD agent without sitting on hold forever.

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Never heard of that before. Is it legit? I'm always skeptical of third-party services for government stuff.

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Yeah it's legitimate. They don't ask for your personal info or anything sketchy. Just helps you get through the phone queue to talk to a real person at Washington ESD.

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I've used Claimyr too and it works. Saved me hours of calling and getting disconnected. Worth checking out if you need to speak with someone.

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the benefit calculator on their website is terrible, i agree. tried using it when i filed and it gave me some weird number that was way off from what i actually got. your best bet is just filing and seeing what happens

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That's frustrating but good to know I'm not the only one confused by it.

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The calculator works but you have to enter your quarterly wages exactly right. Most people just estimate and that throws it off.

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Don't forget you'll owe taxes on unemployment benefits! They don't automatically withhold federal taxes unless you request it. I learned this the hard way last year.

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Oh wow, I had no idea about the tax situation. Can I request withholding when I file?

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Yes, you can elect to have 10% withheld for federal taxes. There's an option during the filing process.

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Washington state doesn't have income tax so you only need to worry about federal withholding.

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WASHINGTON ESD BENEFIT AMOUNTS ARE A JOKE! I made $65k and only get $380 weekly. That's barely enough for rent let alone everything else. The system is broken.

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That does seem low for your income level. Did you appeal or ask them to review the calculation?

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Filed an appeal but it's been 6 weeks and nothing. The whole system moves at a snail's pace.

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Appeals can take a while but they do process them eventually. Make sure you keep filing your weekly claims while waiting.

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i think the max is actually higher than $999 now, like $1040 or something. but you need to have made serious money to hit that level. most regular people get between $200-500 weekly

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You're right, the maximum did increase recently. It's tied to the state average weekly wage so it goes up periodically.

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Good to know it's at least keeping up with inflation somewhat.

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Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly is what you get each week, the maximum is the total you can receive over your entire claim period. Easy to confuse the two.

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That's a good point. So if I get $300 weekly for 26 weeks, my maximum would be $7,800 total?

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Exactly! Though some people qualify for fewer than 26 weeks depending on their work history.

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Whatever you do, don't work any hours without reporting it on your weekly claims. Even small amounts can mess up your benefits and create overpayment issues down the road.

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What if I do some freelance work or odd jobs while collecting? Do I report that too?

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Yes, report ALL income including freelance, cash jobs, everything. Better to be over-cautious than deal with overpayment notices later.

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You can work part-time and still collect partial benefits, but you must report the hours and wages on your weekly claim.

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my claim got stuck in adjudication for 5 weeks because of some issue with my previous employer. during that time i couldn't get through to anyone at washington esd no matter how many times i called. finally used claimyr and got connected to someone who explained what was happening. definitely recommend it if you run into issues

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What kind of issue with your employer caused the adjudication delay?

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They contested my claim saying I quit instead of being laid off. Had to provide documentation to prove it was actually a layoff.

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That's exactly the kind of situation where Claimyr is helpful. Hard to resolve those issues without talking to someone.

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The money really depends on your specific situation. I've seen people get anywhere from $150 to $600+ weekly. Your best bet is just filing and seeing what Washington ESD calculates for you.

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I guess I'll just have to file and find out. Thanks everyone for all the helpful info!

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remember you have to actively search for work and keep records. they can audit your job search activities at any time. use the worksourcewa website to log your contacts

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How detailed do the job search logs need to be?

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pretty detailed - company name, position applied for, date, method of contact. they want to see you're making genuine efforts

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I'm in a similar situation but made about $45k last year. Filed two weeks ago and still haven't heard anything back from Washington ESD. Getting worried about when payments will start.

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Have you tried checking your account online to see the status?

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It just says 'claim under review' but no other details. So frustrating.

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that's normal, mine said the same thing for about 10 days before approval came through

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For budgeting purposes, assume you'll get roughly 40-50% of your previous weekly gross pay. That's usually pretty close for most people.

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That's a good rule of thumb. Makes it easier to plan ahead.

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Yep, and remember it's temporary so use the time wisely to find your next job.

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The amount also depends on how much you made in your 'base period' which is the first 4 of the last 5 completed quarters before you filed. So recent pay raises might not count if they happened too recently.

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That's complicated. I got a raise about 3 months ago so hopefully that counts.

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It probably will count depending on when exactly you file. The base period calculation can be tricky.

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