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Ravi Sharma

How much get unemployment benefits in Washington ESD 2025?

I'm trying to figure out how much I'll get from Washington ESD for unemployment. I made about $45k last year working retail management but got laid off three weeks ago. I know they calculate it based on your wages but I can't find clear info on the exact amount. Does anyone know how much unemployment pays in Washington? Also heard there's a maximum weekly benefit amount but not sure what it is for 2025.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from the base period. They take that quarter's wages, divide by 26, then you get about 60% of that amount. The maximum weekly benefit for 2025 is $999 per week. So if you made $45k last year, depending on how your wages were distributed across quarters, you're probably looking at somewhere between $400-600 per week.

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Thanks! That's actually higher than I expected. How do I know which quarter was my highest earning one?

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When you file your initial claim, Washington ESD will show you your base period wages by quarter. You can also check your wage history in your SecureAccess Washington account.

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the calculation is confusing but basically take your best quarter wages and divide by 26 weeks then multiply by 0.6 or something like that. i think the minimum is around $295 and max is $999 for this year

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Close but not exactly right. It's actually your highest quarter wages divided by 26, then that becomes your weekly benefit amount (not multiplied by 0.6). The 60% calculation is used differently in the eligibility determination.

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oh okay thanks for the correction, the whole thing is pretty confusing tbh

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I've been trying to get through to Washington ESD for two weeks to ask about my benefit amount calculation because something seems off on my claim. The phone lines are always busy and I keep getting disconnected. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents by phone. I used it last month when I had questions about my weekly benefit amount and it worked perfectly. Check out claimyr.com - they even have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Interesting, I've never heard of that. Does it actually work? I'm desperate at this point.

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Yeah it really does work. I was skeptical too but got connected to an agent within like 20 minutes instead of calling for hours. They were able to explain my benefit calculation and fix an issue with my claim.

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The Washington ESD benefit calculator is based on your base period which is usually the first four of the last five completed calendar quarters before you filed. If you made $45k evenly throughout the year, your highest quarter would be around $11,250, so your weekly benefit would be about $432 ($11,250 ÷ 26 weeks).

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That makes sense! So it's really dependent on how my wages were distributed. I think I had some overtime in Q4 last year so that might be my highest quarter.

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Just remember you also have to meet the minimum wage requirements in your base period to qualify. You need at least $5,265 in your highest quarter and total wages of at least $7,897 in your base period.

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WASHINGTON ESD IS SO SLOW WITH EVERYTHING! I filed 6 weeks ago and still don't know my exact benefit amount because my claim is stuck in adjudication. They send these vague letters that don't explain anything clearly. The whole system is broken.

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Adjudication can definitely be frustrating. While you're waiting, you should still file your weekly claims to preserve your eligibility. The payments will be retroactive once the adjudication is resolved.

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Yeah I'm filing weekly but it's stressful not knowing if I'll actually get paid or how much

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For anyone still confused about the calculation, here's the simple version: Washington ESD looks at your wages from the last 18 months, finds your highest earning quarter, divides that by 26. That's your weekly benefit amount (up to the $999 maximum for 2025). You can receive benefits for up to 26 weeks in most cases.

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What if someone worked multiple jobs? Do they combine all the wages from different employers?

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Yes, they combine wages from all employers during your base period. Washington ESD gets wage reports from all your employers automatically.

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Update: I was able to check my wage history and my highest quarter was Q4 2024 with about $13,200 thanks to holiday overtime. So my weekly benefit should be around $507. Thanks everyone for explaining how this works!

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That sounds about right! Make sure to file your weekly claims on time and keep track of your job search activities.

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nice! that's a decent amount, should help while you're looking for new work

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I'm dealing with a similar situation but my claim got denied initially. Apparently I didn't earn enough in my base period even though I worked most of the year. Has anyone successfully appealed a monetary determination?

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Yes, you can appeal if you think the wage information is wrong. You have 30 days from the determination date to file an appeal. Make sure you have documentation of all your employment and wages.

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I had to appeal mine too because they missed wages from one of my employers. Took about 6 weeks but they eventually corrected it and I got back pay.

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The amount you get also depends on whether you have any deductions. If you owe child support or have an overpayment from a previous claim, they'll deduct that from your weekly benefits. Just something to keep in mind when calculating what you'll actually receive.

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Good point, I don't think I have any deductions but I'll watch out for that when my first payment comes through.

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been on unemployment twice in the past 5 years and the benefit amount calculation never makes sense to me even after they explain it. seems like they just pick a random number sometimes lol

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It's actually very systematic, but the base period concept throws people off. The key is understanding which 12-month period they're looking at for your wages.

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yeah maybe i just dont understand it well enough, thanks for being patient with us confused folks

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For what it's worth, Washington state has one of the higher maximum weekly benefit amounts compared to other states. $999 per week is pretty generous, though obviously most people don't hit that maximum.

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True, you'd need to have made over $129,000 annually to hit the maximum weekly benefit. Most people fall somewhere in the $300-600 range.

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Just want to mention that if you're having trouble reaching Washington ESD to ask questions about your benefit amount, I've had good luck with Claimyr recently. It's a service that helps you get connected to actual agents instead of sitting on hold forever. Really saved me time when I needed to resolve a payment issue.

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Someone else mentioned that earlier - seems like it might be worth trying if I have other questions come up.

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I was skeptical about using a third-party service but honestly the Washington ESD phone system is so bad that anything that works is worth it.

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Don't forget you'll also need to pay taxes on your unemployment benefits. It's not automatically withheld unless you request it, so plan accordingly.

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Oh right, I forgot about taxes. Can I have them withhold taxes from each payment?

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Yes, you can request 10% federal tax withholding when you file your weekly claims. There's no state income tax in Washington so that's all you need to worry about.

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The timing of when you file can also affect which base period they use. If you file right at the beginning of a quarter vs the end, it might change which quarters they look at for your wage calculation.

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Exactly. Sometimes it's worth waiting a few days into a new quarter if you had high earnings in the most recent completed quarter that would then be included in your base period.

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My sister got laid off around the same time and her weekly benefit came out to $445 on a similar salary. The calculation seemed consistent with what everyone's explaining here. Just depends on how your wages were distributed throughout the year.

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Good to hear it's working out for others in similar situations. Makes me feel more confident about the whole process.

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One thing I learned is that your weekly benefit amount stays the same throughout your claim period. It doesn't change based on your job search activities or anything like that. The amount is locked in when your claim is established.

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Right, the only thing that might change your payment amount is if you earn wages from part-time work, which would reduce your weekly benefit for that week.

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That's good to know for budgeting purposes. At least I'll know exactly what to expect each week.

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I was worried about the same thing when I got laid off last year. Turns out Washington ESD has a pretty straightforward benefit calculator if you know your quarterly wages. The hardest part is just getting all the wage information organized when you first apply.

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Did you have any issues with missing wage information or employers not reporting correctly?

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No major issues, but I did have to contact one previous employer to make sure they had reported my wages correctly. Most employers are pretty good about it though.

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For anyone else reading this thread, remember that if you disagree with your monetary determination, you can always request a redetermination or file an appeal. Don't just accept it if something looks wrong with your wage history or benefit calculation.

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Absolutely. Washington ESD makes mistakes sometimes, and it's worth double-checking their calculations against your own records.

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Thanks for all the helpful info everyone! This thread has been way more useful than the Washington ESD website for understanding how benefit amounts work. Glad I found this community.

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Agreed! Really appreciate everyone taking the time to explain things clearly.

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Happy to help! Unemployment can be stressful enough without having to decode all the bureaucratic language.

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Final tip: make sure you keep copies of all your pay stubs and employment records. Even if Washington ESD has the wage information, it's good to have your own documentation in case there are any discrepancies or questions later.

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Great advice, I'll make sure to gather all that documentation just in case.

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