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Lily Young

How much does unemployment pay in Washington state right now?

I'm thinking about filing for unemployment but need to know how much Washington ESD actually pays these days. I was making about $52,000 a year at my last job and got laid off two weeks ago. Can anyone tell me what the weekly benefit amount would be? I've heard it's around 60% of your wages but not sure if that's accurate or if there's a cap on how much you can get.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the last 18 months. It's not exactly 60% - they use a formula. The maximum weekly benefit for 2025 is $999 per week, but most people get way less than that. You'll need to look at your base year wages to get an exact number.

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Thanks! Do you know how I can find out what my base year wages were? I don't have all my old pay stubs.

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When you file your initial claim on the Washington ESD website, they'll show you your wage history automatically. It pulls from employer reports so you don't need your pay stubs.

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i think its like half your pay or something but theres def a limit, my friend was making good money and only got like $700 a week

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It's actually more complex than that. Washington uses your highest quarter wages divided by 26, then applies a percentage based on your total base year earnings. The formula can result in anywhere from about $295 minimum to $999 maximum per week.

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oh wow thats way more complicated than i thought lol

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I just went through this process last month. Making $52k annually, you're probably looking at somewhere around $650-750 per week, but it really depends on how your wages were distributed throughout your base year. The Washington ESD monetary determination letter will give you the exact amount once you file your claim.

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That would actually help a lot with my bills. How long did it take to get your first payment after filing?

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Took about 3 weeks for me, but I had a simple case with no issues. If your claim goes into adjudication for any reason, it can take much longer.

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Honestly the hardest part isn't figuring out how much you'll get, it's actually getting through to someone at Washington ESD when you have questions or problems. I've been trying to call for weeks about an issue with my claim and can never get past the busy signal. Someone mentioned this service called Claimyr that helps you get through to ESD agents - has anyone tried it? They have a website at claimyr.com and apparently there's a demo video at https://youtu.be/7DieNd3C7zQ

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Wait what? There's a service that helps you get through to Washington ESD? How does that even work?

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From what I understand, they handle the calling process and wait on hold for you, then connect you when an agent becomes available. Seems legit but I haven't tried it yet.

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I actually used Claimyr a few weeks ago when I couldn't get through about my adjudication issue. It really works - saved me hours of trying to call myself. Worth checking out if you're stuck.

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The weekly benefit amount also depends on whether you qualify for any dependents allowance. If you have kids under 18, you can get additional money on top of your base weekly amount.

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I don't have kids but that's good to know for others reading this.

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Yeah the dependent allowance is like $25 per child I think, up to 5 kids maximum.

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Just remember that whatever you get from Washington ESD is taxable income. You can choose to have taxes withheld or pay them later, but don't forget about it come tax time!

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Good point, I hadn't thought about taxes. Is it better to have them withheld or pay later?

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Personally I always have them withhold 10% so I don't get hit with a big tax bill. But it's up to you.

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washington esd payments are way better than most states but still not enough to live on if you had a decent job, just saying

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True, but it's meant to be temporary assistance while you look for work, not a permanent replacement for your salary.

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yeah i know but still sucks when you go from 4k a month to like 2.5k

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The calculation is actually: (High Quarter wages ÷ 26) × percentage factor based on total base year wages. The percentage ranges from about 47% to 67% depending on your earnings pattern. For someone making $52k consistently, you'd probably be in the middle range.

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This is super helpful! So it's not just a flat percentage of your salary.

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Exactly. It's designed to replace a higher percentage of wages for lower earners and a lower percentage for higher earners, but with that $999 maximum cap.

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Don't forget you also have to meet the work search requirements to keep getting paid. You need to apply for jobs and document your search activities every week.

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How many jobs do you have to apply for each week?

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It's typically 3 job search activities per week, but activities can include more than just applications - networking, attending job fairs, etc.

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Make sure you keep good records of your job search activities. Washington ESD can audit your work search log at any time.

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I'm in a similar situation as OP but my claim has been stuck in adjudication for 6 weeks now. Getting really frustrated trying to reach someone at Washington ESD to find out what's going on. Might try that Claimyr thing someone mentioned earlier.

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6 weeks in adjudication is rough. Definitely worth trying Claimyr if regular calling isn't working. I had good luck with them when I had an overpayment issue to resolve.

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Thanks, I'll check out that video demo they mentioned and see if it's worth it.

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For what it's worth, Washington has one of the more generous unemployment systems in the country. The $999 maximum is pretty high compared to other states, and the duration can go up to 26 weeks normally.

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Yeah we're lucky here. My cousin in Florida only gets like $275 a week maximum there.

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Wow that's a huge difference. Makes me feel better about filing here in Washington.

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OP if you file soon you should get your monetary determination within a week or two that tells you exactly what your weekly benefit will be. Then you just have to hope your claim doesn't get flagged for any issues.

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What kind of things cause claims to get flagged?

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Lots of things - if you quit vs were laid off, if there are questions about your availability for work, wage discrepancies, stuff like that. Most people don't have issues though.

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The payment timing is also important to know - Washington ESD pays weekly but there's usually a one week waiting period before you get your first payment, even after your claim is approved.

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So even if everything goes smoothly, I wouldn't see money for like 3-4 weeks total?

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Pretty much, yeah. That's if there are no complications. Plan accordingly for your budget.

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Just want to add that if you do part-time work while collecting unemployment, they'll reduce your weekly benefit amount. But you can still earn some money without losing all your benefits.

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Good to know! What's the limit before they start reducing benefits?

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I think you can earn up to your weekly benefit amount minus $5 before they start deducting. So if your benefit is $700, you could earn up to $695 and still get some unemployment.

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Bottom line - file your claim as soon as possible. Even if you're not sure about the amount, you can't get benefits for weeks you don't claim. The sooner you start the process, the sooner you'll know exactly what you qualify for.

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You're right, I should just go ahead and file instead of trying to calculate everything first. Thanks everyone for all the helpful info!

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