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QuantumQuasar

How long can you wait before applying for unemployment in Washington - missed deadline concerns

I got laid off from my retail job about 6 weeks ago and have been trying to find work on my own without filing for unemployment. Things aren't going well and I'm starting to panic about bills. I keep hearing different things about deadlines for applying - some people say you have to file right away, others say you can wait months. How long can you actually wait before applying for Washington ESD unemployment benefits? Did I already miss my chance by waiting this long?

You haven't missed your deadline! In Washington state, you can file for unemployment benefits up to one year after you become unemployed. However, you won't get paid for the weeks between when you became unemployed and when you actually file your claim - those weeks are lost forever.

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Oh thank god, I was so worried I completely screwed myself over. So I can still file now but I just won't get paid for those 6 weeks?

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Exactly right. File as soon as possible though because your weekly benefit amount is calculated based on wages from your base period, which could change depending on when you file.

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File immediately! Every week you wait is money you're leaving on the table. Washington ESD benefits are retroactive to your separation date ONLY if you file within a reasonable timeframe, and 6 weeks might already be pushing it.

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Actually that's not correct - benefits are only paid from the week you file your initial claim, not retroactively to separation. The one-year rule is just about eligibility to file.

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You're right, I misspoke. Benefits start the week you file, not when you were laid off. Thanks for the correction.

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I made the same mistake last year - waited 2 months thinking I'd find something quickly. Finally filed when my savings ran out. The process was pretty straightforward but I was kicking myself for all that lost money. At least you're only at 6 weeks!

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Did you have any issues with the application since you waited so long? I'm worried they'll ask why I didn't file sooner.

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Nope, they don't really care why you waited. They just process your claim based on when you file it. The online application asks for your last day of work but that's just for their records.

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If you're having trouble getting through to Washington ESD to ask questions about your claim, I found this service called Claimyr that helps you actually reach a human agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting busy signals.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone at Washington ESD.

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Yeah I was skeptical too but it actually worked. They somehow get you connected to an actual person instead of the endless phone tree.

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The important thing is filing NOW rather than waiting any longer. You'll need to do weekly claims every week after you file, and there's job search requirements you'll need to meet. Don't let more time slip by!

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What are the job search requirements? I've been looking for work already but not keeping detailed records.

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You need to complete 3 job search activities per week and keep records in your WorkSourceWA account. Applications, networking, job fairs all count.

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Actually I think it's different depending on your situation. Some people only need to do 2 activities per week.

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Just to clarify the timeline rules since there's some confusion here: You have up to 12 months from your separation date to FILE for benefits. But benefits only start the week you actually file your initial claim. So if you were laid off in January and file in June, your benefits start in June, not January.

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That makes sense. So basically I'm losing out on 6 weeks of potential benefits but I can still file now for going forward?

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Correct. And depending on your wages, you might still have plenty of benefit weeks available even starting now.

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Why did you wait so long anyway? Most people file right away when they get laid off.

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I guess I was embarrassed and thought I'd find something quickly. Also wasn't sure if I qualified since I'd only been at the job for 8 months.

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8 months should be fine for qualifying as long as you earned enough wages. The base period looks at your earnings over 4 quarters.

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Another thing to consider - if your employer contests your claim saying you quit instead of were laid off, having waited 6 weeks might complicate things. They could argue that if you were really laid off, you would have filed immediately.

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Oh no, I didn't think about that. I have my termination paperwork though that shows I was laid off due to reduced business.

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Having the paperwork should be fine. Plenty of people wait to file for various reasons and it doesn't automatically disqualify you.

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I waited 3 months to file because I was caring for my sick mom and couldn't do job searches. Washington ESD approved my claim no problem when I explained the situation. Don't stress too much about the timing.

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That's reassuring to hear. I've just been beating myself up thinking I ruined everything.

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Nah you're fine. Life happens and they understand that. Just get your application in soon.

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Make sure when you file that you put your actual last day of work, not the date you're filing. And be prepared for them to ask why you're filing now instead of 6 weeks ago during any phone interviews.

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What should I say if they ask? Just be honest that I thought I'd find work quickly?

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Yeah honesty is the best policy. Lots of people try to find work on their own first before filing for benefits.

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Speaking of phone interviews, if you need to talk to someone at Washington ESD about your claim situation, that Claimyr service I mentioned earlier really does work. I used it twice when I had questions about my claim status and got through both times within an hour instead of days of trying.

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How much does something like that cost? Seems like you'd pay a lot just to make a phone call.

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It's worth it when you actually need to reach someone. Way better than the endless busy signals and disconnected calls I was getting before.

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The Washington ESD website has a tool where you can estimate your weekly benefit amount before you file. Might be worth checking to see what you'd be eligible for.

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Good idea, I'll look for that. Do you remember what it's called?

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I think it's called the benefit calculator or something like that. Should be on the main Washington ESD unemployment page.

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Just file already! Stop overthinking it. The worst they can do is deny your claim and then you appeal if needed. But you'll never know unless you try.

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You're right, I'm definitely overthinking this. Going to file tonight.

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Good luck! The online application is pretty straightforward, just have your employer info and Social Security card ready.

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One year deadline is correct but practically speaking, the longer you wait the more suspicious it looks. 6 weeks isn't terrible but I wouldn't wait any longer if I were you.

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Suspicious how? Like they think you're trying to game the system somehow?

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Not necessarily, but they might wonder if you were actually available for work during those weeks you didn't file. It's just better to file sooner rather than later.

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I think people get confused because some states have different rules about retroactive benefits. In Washington, you only get paid from when you file forward, not backwards to when you were laid off.

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Exactly, every state is different. In Washington it's pretty clear - benefits start the week you file your initial claim.

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Thanks for clarifying that. I was getting mixed information from friends in other states.

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Are you sure you were actually laid off and not fired? Because if there was any performance issues or misconduct, waiting 6 weeks to file could make it look like you knew you weren't eligible.

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No it was definitely a layoff. The whole department got eliminated due to budget cuts. I have the paperwork showing reduction in force.

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Okay good, that should be fine then. RIF layoffs are usually pretty straightforward for unemployment approval.

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Bottom line: File now, don't wait any longer. You've already lost 6 weeks of benefits, don't lose more. The application takes like 20 minutes online.

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Definitely filing tonight. Thanks everyone for the advice and reassurance!

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Good luck! Come back and update us on how it goes.

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I had a friend who waited 4 months and still got approved. The key is being honest about why you waited and having your documentation ready.

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That's encouraging. I've got all my paperwork organized so hopefully it goes smoothly.

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Sounds like you're prepared. The online system will walk you through everything step by step.

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For what it's worth, when I had issues reaching Washington ESD customer service about my claim, someone here recommended Claimyr and it actually worked great. Got connected to a real person who answered all my questions about the process.

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I keep seeing people mention that service. Might be worth trying if you run into any issues with your claim.

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Good to know there's a backup option if I can't get through the regular way. Thanks!

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Just remember after you file you'll need to do your weekly claims every week and keep up with the job search requirements. Don't let those slide or you'll have more problems.

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Yeah I've been reading about that. Seems like you have to log everything in WorkSourceWA?

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Yep, they check that stuff during audits so make sure you're keeping good records of your job search activities.

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