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Ryan Kim

How long can I stay on unemployment benefits in Washington?

I just got laid off from my warehouse job after 8 years and I'm wondering how long I can receive unemployment benefits in Washington. I've heard different things from people - some say 26 weeks, others say it depends on your work history. I'm 34 and this is my first time filing for unemployment. My last job paid pretty well so I want to make sure I understand the timeline before I start looking for something new. Does anyone know the exact rules for how long benefits last?

In Washington, regular unemployment benefits last up to 26 weeks maximum. But the actual number of weeks you get depends on your base period wages and how much you earned. Washington ESD calculates your benefit year when you file your initial claim.

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Thanks! So it's not automatically 26 weeks for everyone? How do they calculate the exact number of weeks I'd get?

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Right, it's based on your earnings during your base period (usually the first 4 of the last 5 completed quarters before you filed). Higher earnings = more weeks, up to the 26 week maximum.

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I got 23 weeks when I filed last year. Had to file weekly claims every week and do the job search thing. Make sure you keep track of everything because they audit people randomly.

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What happens if you don't find a job by the time your benefits run out? Is there any extension available?

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Nope, once your benefit year ends that's it for regular UI. You'd have to wait and requalify with new work history if you want to file again.

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Just went through this whole process myself. The 26 weeks is the absolute maximum but most people don't get the full amount. I had trouble reaching Washington ESD to ask questions about my specific situation - kept getting busy signals and long hold times. Finally used a service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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Never heard of that service before. Did they charge you a lot to help you get through?

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They focus on getting you connected to the right department rather than pricing. Honestly saved me hours of trying to call myself.

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That's good to know. I'll probably have questions once I start filing my weekly claims.

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The job search requirements are what really matter more than the time limit. You have to apply for jobs every week and keep a log. If you don't meet the requirements they can disqualify you even if you still have weeks left on your claim.

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How many jobs do you have to apply for each week? I keep hearing different numbers.

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It's 3 job search activities per week in Washington. Can be applications, networking, interviews, job fairs, etc. You have to log everything in your WorkSourceWA account.

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been on unemployment twice and never got close to 26 weeks either time. think it was like 16 weeks first time and 20 weeks second time. depends on how much you made before getting laid off

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Did you find work before your benefits ran out both times?

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yeah found something both times but took a while. job market is tough right now

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I'm confused about the benefit year vs. the number of weeks. Are they the same thing? My claim shows I have a benefit year that lasts 52 weeks but I thought benefits only lasted 26 weeks max?

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The benefit year is 52 weeks - that's how long your claim is valid. But you can only receive benefits for a maximum of 26 weeks within that year. If you go back to work and get laid off again within the same benefit year, you might be able to reopen your claim.

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Oh that makes sense! So the benefit year is like the window when the claim is active, but the actual payments are limited to 26 weeks. Got it.

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Make sure you understand the difference between regular UI and other programs. There used to be extended benefits during COVID but those are gone now. Regular Washington unemployment is all that's available for most people.

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What about people who are self-employed or gig workers? Do they get different benefits?

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Self-employed people can't get regular UI but there might be other programs. You'd need to check with Washington ESD about specific eligibility requirements.

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The system is so confusing! I tried calling Washington ESD like 50 times last month and could never get through. Finally someone told me about Claimyr and they got me connected to an agent in like 20 minutes. Wish I had known about it earlier.

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Is that service legit? Seems too good to be true that they can actually get you through to Washington ESD.

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Yeah it's real. They just help you navigate the phone system and get to the right department. Check out their demo video if you're curious.

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Don't forget about the waiting week! Your first week of unemployment doesn't get paid, so if you get 26 weeks of benefits, you're actually unemployed for 27 weeks total.

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Wait, so the first week I file I don't get paid at all? That seems unfair.

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Yep, it's called the waiting week. You still have to file your weekly claim but you don't get paid for that first week. It's just how the system works.

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The real question is can you survive on unemployment benefits for 26 weeks? The maximum weekly benefit in Washington is like $844 but most people get way less than that. You need to budget carefully.

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Yeah the amount is based on your previous wages too. I was making $25/hour and only getting like $340/week on unemployment.

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That sounds about right. The formula is complicated but it's roughly 50% of your average weekly wage, up to the maximum.

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Just remember that you have to be actively looking for work the whole time. You can't just sit back and collect benefits for 26 weeks without job searching. Washington ESD will audit your job search activities.

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What happens if they audit you and you didn't do enough job searching?

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They can disqualify you and make you pay back benefits. Plus you might not be eligible for future claims. It's not worth the risk.

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I maxed out my 26 weeks last year and it was stressful knowing the end was coming. Started getting really anxious around week 20 and applying for anything I could find. Finally got hired at week 24 thank god.

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That must have been really stressful! Did you have a backup plan if you didn't find anything by week 26?

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Honestly no, I was just hoping something would work out. Looking back I should have started applying more aggressively earlier in the process.

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The whole system is designed to be temporary assistance, not long-term support. 26 weeks is supposed to give you time to find a new job, not replace your income permanently. Most people find work before they run out of benefits.

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True but some industries are harder to find work in than others. 26 weeks might not be enough for everyone.

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That's fair, but the system has to have limits somewhere. At least Washington's 26 weeks is more generous than some other states.

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Pro tip: start networking and applying for jobs immediately, don't wait. The job search process takes longer than most people think, especially if you're picky about what kind of work you want.

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Good advice. I was thinking about taking a week or two to decompress after getting laid off but maybe I should start looking right away.

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Yeah don't wait. File your claim immediately and start job searching. You can always turn down offers if they're not right, but it's better to have options.

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Also keep in mind that if you do find work but it doesn't last long, you might be able to reopen your original claim if it's still within your benefit year. You don't always have to file a completely new claim.

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That's good to know. How long do you have to work before you can't reopen the old claim anymore?

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It depends on your specific situation. Best to call Washington ESD or use one of those services that helps you get through to ask about your specific case.

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One more thing - if you're thinking about going back to school while on unemployment, there are specific rules about that. You can't just decide to become a full-time student and keep collecting benefits.

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What if you're just taking a class or two to improve your skills? Is that allowed?

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Part-time education is usually okay as long as you're still available for work and meeting job search requirements. But check with Washington ESD to be sure.

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The bottom line is 26 weeks maximum, but most people get less than that based on their work history. Use the time wisely to find something good rather than just waiting for the benefits to run out.

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Thanks everyone for all the info! This has been really helpful. I feel like I understand the system much better now.

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Good luck with your job search! The Washington job market is competitive but there are opportunities out there if you're persistent.

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Just want to add that timing is really important when you file your initial claim. Make sure you file as soon as possible after your last day of work because there can be delays in processing. I waited a few days thinking I needed to "get organized" first and it just pushed back when I started receiving benefits. Also, Washington ESD has online tutorials that walk you through the whole process step by step - definitely worth checking out before you file. The whole system seems overwhelming at first but once you get into the routine of filing weekly claims it becomes pretty straightforward.

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