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Jamal Wilson

How does unemployment work in Washington state - complete breakdown needed

I'm completely new to this whole unemployment system and need to understand how it works in Washington. Just got laid off from my tech job in Seattle and everyone keeps throwing around terms like Washington ESD, weekly claims, job search requirements, etc. Can someone break down the basics? Like how do I even start the process, what's this adjudication thing I keep hearing about, and how much can I expect to get? I'm totally lost and stressed about paying my bills.

Mei Lin

Start by filing your initial claim at esd.wa.gov. You'll need your SSN, employment history for the past 18 months, and banking info for direct deposit. Washington ESD calculates your weekly benefit amount based on your highest earning quarter. The maximum weekly benefit is currently around $999 but most people get between $300-600 depending on their wages.

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Thanks! Do I need to wait until my last day of work or can I file ahead of time?

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Mei Lin

File as soon as possible after your last day. Don't file before your employment actually ends or it can cause issues with your claim.

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The whole process is pretty straightforward once you get started. After you file your initial claim, you'll need to file weekly claims every week to get paid. Each week you report if you worked, how much you earned, and if you were available for work. You also have to do job search activities - 3 per week minimum.

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What counts as job search activities? Just applying for jobs?

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Applying for jobs, networking events, career fairs, updating your resume, taking online courses related to your field. Keep a log of everything you do.

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One thing to watch out for - sometimes your claim goes into adjudication which means they need to verify something about your employment or eligibility. This can delay your payments for weeks. If you can't get through to Washington ESD by phone to check on it, there's actually a service called Claimyr that can help you reach them. Check out claimyr.com - they have this video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of Claimyr before. Is it legit or just another scam?

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It's legitimate. I used it when my claim was stuck in adjudication for 3 weeks and couldn't get through on the phone. They connected me with an actual Washington ESD rep who resolved my issue same day.

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The Washington ESD phone system is absolutely terrible. I've been trying to reach them for 2 weeks about my claim status and can never get through. The automated system just hangs up on you after 30 minutes of holding.

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Try calling right at 8am when they open. That's usually the best time to get through.

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I've tried that multiple times. Still can't get through. It's so frustrating when you need answers about your benefits.

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You'll also need to register with WorkSourceWA which is the state's job search website. They sometimes require you to attend workshops or meetings there as part of your job search requirements. Don't skip this or they can stop your benefits.

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Is that separate from the regular job search activities? This is getting complicated.

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It's part of the overall job search requirement. They'll let you know if you need to do specific WorkSourceWA activities beyond the basic 3 job searches per week.

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Don't forget about taxes! Unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them later. I'd recommend having them withheld so you don't get hit with a big tax bill next year.

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Good point! How much should I have withheld?

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Washington ESD will withhold 10% for federal taxes if you request it. You might want to consult a tax professional depending on your situation.

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The whole system is a mess tbh. I've been on unemployment twice and both times had major issues. First time they said I was overpaid and demanded money back. Second time my claim was in adjudication for 6 weeks with no explanation.

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Mei Lin

Overpayment notices are usually due to reporting errors. Did you report all your work and earnings correctly?

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I thought I did but apparently I made some mistake. The appeals process is a nightmare too.

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OP, make sure you understand the difference between being laid off vs fired. If you were fired for misconduct, you might not be eligible for benefits. But if you were laid off due to lack of work, you should be fine.

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I was definitely laid off, not fired. Company downsized and eliminated my position.

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Perfect, that should make your claim straightforward then. Just be honest about everything on your application.

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I'm going through this process right now too. Filed my claim 2 weeks ago and it's been pending ever since. Super stressful not knowing when I'll get my first payment. Has anyone else experienced long delays?

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2 weeks isn't too unusual, especially if they need to verify your employment. You should get a determination letter explaining any delays.

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I haven't received any letters yet. Should I be worried?

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The key is to be consistent and accurate with everything. Keep detailed records of your job search activities, report all earnings even if it's just $20 from a side gig, and file your weekly claims on time every week. Missing even one weekly claim can mess up your payments.

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What happens if I forget to file a weekly claim one week?

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You can usually file it late but you won't get paid for that week. They don't allow backdating very often.

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Pro tip: set up direct deposit immediately. Getting paper checks takes forever and they can get lost in the mail. With direct deposit you usually get your money within 2-3 business days of filing your weekly claim.

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Good advice! I'll make sure to set that up when I file.

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Anyone know what happens if you find part-time work while on unemployment? Can you still collect benefits?

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Mei Lin

Yes, you can work part-time and still collect partial benefits. Just report all your earnings when you file your weekly claim. They'll reduce your benefit amount based on how much you earned.

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Thanks! I was worried I'd lose benefits completely if I took any work.

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The waiting week is gone now right? I remember having to wait a week before getting any payments but I think they eliminated that.

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Correct, Washington eliminated the waiting week during COVID and it's still gone. You can get paid for your first week of unemployment.

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Make sure you understand what 'able and available' means. You have to be physically able to work and available for work during normal business hours. If you're sick or on vacation, you can't claim benefits for those weeks.

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What if I have a doctor's appointment or something? Do I need to report that?

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A doctor's appointment is fine as long as you're generally available for work that week. They're talking about extended absences.

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I had to use that Claimyr service someone mentioned earlier when my claim got stuck. Honestly was skeptical at first but it actually worked. Got connected to a Washington ESD agent within an hour and they fixed my adjudication issue right away. Would definitely recommend if you can't get through on your own.

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How much does it cost? I'm already broke from being unemployed.

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It's not free but was worth it for me since I was losing weeks of benefits. Check their website for current pricing.

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The maximum you can collect is 26 weeks of benefits in a year, but that can be extended during high unemployment periods. Right now I think it's just the standard 26 weeks.

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Hopefully I won't need anywhere near 26 weeks! Planning to find something soon.

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Don't forget about the work search requirements! You need to make at least 3 job search contacts per week and keep a log. They can audit you anytime and ask for proof of your job search activities.

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What kind of proof do they want?

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Company names, contact info, dates, method of contact, position applied for. Keep it detailed and organized.

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Overall the system works but it's definitely bureaucratic and can be slow. Just be patient, follow all the rules, and keep detailed records of everything. Most people get through the process fine once they understand how it works.

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Thanks everyone! This has been super helpful. I feel much more confident about filing my claim now.

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Mei Lin

Good luck! Don't hesitate to ask if you run into any issues during the process.

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One last thing - if you disagree with any decision Washington ESD makes about your claim, you have the right to appeal. Don't just accept it if you think they made a mistake. The appeals process exists for a reason.

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How long do you have to file an appeal?

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Usually 30 days from the date of the decision. Don't wait - file as soon as possible if you want to appeal.

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