ESD denied my benefits because I'm still working 40 hours at one job after losing my second job - Is this right?
I'm completely frustrated with ESD and wondering if anyone else is dealing with this weird situation. I recently lost my second job where I was working 20-30 hours every other week. My main job (40 hours/week) is still intact, but I've lost about 35% of my total income from being laid off from the second position. I filed for partial unemployment thinking I'd qualify since I lost a significant chunk of my income. My claim was initially accepted, but every single weekly claim gets rejected with a message saying I'm over the income limit. The ESD agent I finally reached told me that as long as I'm working 40 hours at any job, I automatically don't qualify regardless of how much income I've lost. This doesn't make sense to me because for the past 3+ years I've been working 70+ hours between both jobs to make ends meet. Now I'm suddenly expected to survive on just my primary job's income? Has anyone successfully gotten partial benefits after losing a second job while keeping your main one? Or is the 40-hour rule really that strict?
20 comments
Ava Rodriguez
Unfortunately, the agent is correct. Washington's unemployment system doesn't really account well for people with multiple jobs who lose one of them. The 40-hour rule is strictly enforced - if you're working full-time hours (40) at any job, you're considered fully employed regardless of income loss. It's frustrating but that's how the system works. The unemployment system wasn't designed for people who work multiple jobs to make ends meet, it was designed for people who are completely or significantly unemployed.
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Dmitry Smirnov
•That's so unfair though! My bills were based on BOTH incomes. I've paid into the unemployment system for years with both jobs. So basically people who work extra to try to get ahead are penalized?
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Miguel Diaz
yea same happened to me in 2024 when i lost my weekend job but kept my weekday one. esd told me since im still at 40 hrs im not eligible even tho i lost like $2200/month. system is messed up for ppl who hustle with multiple jobs
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Zainab Ahmed
•That's ridiculous! So the system basically punishes people who work harder? Makes no sense - if you lose significant income you should get SOME help!
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Connor Gallagher
The issue is that eligibility is primarily based on hours worked rather than income lost. This is because Washington uses a specific definition of "unemployed" that focuses on available hours rather than just income reduction. It feels unfair, but from ESD's perspective, if you're working 40 hours, you're at "full employment capacity" regardless of what you were earning before. You might want to look into whether your second employer offered any severance options, or check with WorkSource about other assistance programs since unemployment won't be available to you in this situation.
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Dmitry Smirnov
•Thanks for explaining. I had no idea that hours matter more than actual income loss. My second job didn't offer any severance - it was a small business that had to downsize. I'll check with WorkSource though, good suggestion.
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AstroAlpha
This is why I HATE the ESD system!!! They don't care about real people's situations AT ALL. I worked 2 jobs for 5 years and when I lost the evening one they told me the exact same thing. Meanwhile I almost lost my apartment because I couldn't make rent!!! The whole system is designed to DENY benefits not help people!!!
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Yara Khoury
•While I understand your frustration, it's important to note that this isn't an ESD-specific policy but rather how unemployment insurance was fundamentally designed. The program was created to help people who have lost significant work hours, not necessarily those who have lost secondary income sources. It's a limitation of the system design rather than ESD trying to deny benefits.
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Keisha Taylor
Have you tried appealing the decision? Sometimes if you can demonstrate severe financial hardship despite working 40 hours, there might be exceptions. My cousin was in a similar situation last year and spent weeks getting nowhere until she appealed.
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Dmitry Smirnov
•I didn't know appeals were possible for this type of situation. Did your cousin actually win her appeal? What kind of documentation did she need to provide?
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Yara Khoury
I've worked with many clients in similar situations. Here's what you need to understand about partial unemployment in Washington: 1. Hours are indeed the primary factor, not income loss 2. If you work 40+ hours in a week, you're considered fully employed 3. Even if you work less than 40 hours but earn more than your weekly benefit amount + $5, you won't receive benefits One option you might consider is reducing hours at your primary job temporarily (if possible) to below 40 hours, which could then potentially qualify you for partial benefits. However, this is a complex strategy with risks, so carefully calculate if it would actually benefit you financially. Another consideration: check if you qualify for any other assistance programs like Basic Food or temporary assistance programs that don't use the same hours-worked criteria.
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Dmitry Smirnov
•Thank you for the detailed explanation. Unfortunately, reducing hours at my primary job isn't an option - they need me full-time and I can't risk losing that job too. I'll look into those other assistance programs you mentioned.
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Paolo Longo
guys i dont get why everyones so confused about this??? unemployment is for when your UNEMPLOYED. if ur working full time ur not unemployed lol. doesnt matter if u had 2 or 3 or 10 jobs before
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AstroAlpha
•Maybe because some of us NEED multiple jobs to SURVIVE??? Not everyone can live on one income these days. The system should recognize partial income loss too!
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Zainab Ahmed
This happened to my roommate last month! He kept calling ESD to explain his situation but could never get through to anyone. He spent HOURS on hold only to get disconnected. So frustrating when you're already stressed about money!
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Miguel Diaz
•I had the same problem trying to reach ESD. I finally used this service called Claimyr (claimyr.com) that got me through to an actual person in like 20 minutes instead of waiting forever. They have a video showing how it works here: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. It was worth it just to get a definite answer even though it wasn't what I wanted to hear about my situation.
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Ava Rodriguez
One thing to note is that in Washington, if your hours at your main job ever drop below 40 in any week (even temporarily due to holidays, business slowdowns, etc.), you should file for that specific week. The system evaluates eligibility weekly, not based on your regular schedule. So keep that in mind going forward - there may be occasional weeks where you could qualify.
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Dmitry Smirnov
•That's actually really helpful to know! My main job sometimes has reduced hours around holidays or inventory periods. I'll make sure to file during those weeks. At least that might provide some occasional relief.
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Keisha Taylor
Have you considered looking for a replacement second job? The job market is actually pretty good in some sectors right now. Maybe WorkSource could help with job placement to replace the lost income?
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Dmitry Smirnov
•Yes, I'm definitely job hunting for a replacement second job. It's just taking time to find something with flexible hours that works around my main job schedule. In the meantime, I was hoping for some temporary support from unemployment, but I guess that's not happening. I'll check with WorkSource though - thanks!
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