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ESD claim switched from 'pending' to 'processing' - how many days until payment hits?

After what felt like FOREVER my unemployment claim finally changed from 'pending' to 'processing' yesterday morning! I'm honestly getting desperate since rent is due in 5 days and my account is basically empty. Does anyone know how long it typically takes to go from 'processing' to actually getting paid? Will the money be in my account by Friday? I've got direct deposit set up already. This is my first time on unemployment so I have no idea what to expect with the timing. Thanks in advance for any help!

congrats on getting to processing! mine took 3 days to go from processing to paid, then another day for the $$ to hit my bank account. but i hear it can vary

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That's actually really helpful to hear! 3-4 days would be perfect timing for rent. Did they notify you when it changed to paid or did you just have to keep checking?

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Processing to paid typically takes 2-3 business days in the ESD system. After that, it depends on your bank's processing time which can add 1-2 more business days. Important to note that weekends don't count as business days. So if your status changed yesterday (assuming it was a weekday), you might see it change to paid by mid-week, and the money might hit your account by Thursday or Friday if all goes smoothly.

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Thank you for the breakdown! That timeline sounds doable. I've been checking the portal obsessively but it still says processing as of this morning.

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Just dont count on it 100% for rent. ESD can be unpredictable. My last claim said processing for almost 2 weeks before it moved to paid!!! No explanation why

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Oh no, that's really concerning! Did you ever find out what caused the delay? I really can't afford to wait 2 weeks...

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That's unusual but can happen if there's an unresolved issue with your claim that didn't get flagged properly. Did you try calling ESD to ask about the delay?

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i tried calling like 50 times but couldnt get thru to anyone. just kept getting the busy signal or disconnected. eventually it just switched to paid randomly

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I've been through this rodeo a few times with ESD. If you need to speak with someone about your claim (especially if it gets stuck in processing), try using Claimyr.com. I wasted days trying to get through the normal phone lines, then found this service that actually got me connected to an ESD agent in under 30 minutes. They have a demo video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 In my experience, once it hits processing without any issues flagged, payment usually comes through fairly quickly - but having a way to reach someone if there's a problem is crucial.

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Thank you for the tip! I'll bookmark that site in case things get stuck. Fingers crossed everything processes normally.

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I can second this recommendation. I needed to talk to someone when my payment got stuck in processing back in January, and Claimyr got me through when I couldn't get past the busy signals for days. Saved me a ton of stress.

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This happened to me last month! Processing is a good sign, but there's still stuff happening behind the scenes. Mine went: Pending → Processing (2 days) → Paid (1 day) → Money in account! But my sister's took way longer for some reason??? Like 10 days from processing to paid. ESD moves in mysterious ways lol

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The inconsistency is what's making me so nervous! Did your sister ever find out why hers took 10 days?

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She said they told her something about needing to manually verify her last employer's response? idk exactly but seemed like just random bureaucracy stuff

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THE ESD SYSTEM IS COMPLETELY BROKEN!! Been on unemployment twice and both times they've messed up payments. First time took 5 weeks to get paid, second time was 3 weeks. They say 2-3 days but DONT BELIEVE IT!! Their website shows these statuses but the people working there don't even know what they mean half the time. The left hand doesn't know what the right is doing. DOCUMENT EVERYTHING and be prepared to fight for your money!!!

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While delays can certainly happen, most claims that are in processing without additional issues generally do complete in 2-5 business days. If your claim took 3-5 weeks, there was likely an adjudication issue or information verification needed that wasn't immediately apparent in your status.

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That's what they ALWAYS say but nobody ever tells you there's a problem until you finally reach someone! The system is designed to be confusing and difficult. If they need more info they should EMAIL or CALL but they just let claims sit there!

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That sounds absolutely nightmarish. I really hope my experience isn't like that. Did you have any obvious issues with your claim that might have caused the delays?

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Just to add some additional context: If your claim has any potential issues (like if you reported partial work, had vacation pay, or if your employer contests anything), it can extend the processing time. But for straightforward claims where everything is verified and there are no discrepancies, the 2-3 business day timeline for processing to paid is generally accurate in my experience. Then add 1-2 days for bank processing. The good news is that seeing it move from pending to processing means the initial verification steps have been completed successfully.

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That's reassuring! My case should be pretty straightforward - I was laid off, my employer isn't contesting anything, and I haven't had any income since the layoff. Hoping that means smooth sailing.

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hey just wondering did ur money come through yet? im in the same boat (processing since friday) and getting anxious

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It just switched to paid this morning! So that was about 2.5 days in processing. Now waiting for it to hit my bank account. Hope yours changes soon too!

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thx for update! gives me hope mine will change tomorrow 🤞

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