Does tax unemployment benefits affect my refund - Washington ESD question

Yes, unemployment benefits are taxable income at the federal level. Washington ESD should have sent you a 1099-G form showing the total amount you received. You'll need to report this on your tax return.

ugh this is so frustrating! I've been trying to get my 1099-G from Washington ESD for weeks and their phone lines are always busy. Anyone know a better way to reach them?

Important clarification: Washington state doesn't tax unemployment benefits, but the federal government does. So you'll owe federal taxes on the UI benefits but not state taxes here in Washington.

wait so do i owe taxes on ALL my unemployment or just part of it?? i got like $12k last year and im freaking out

Pro tip: If you had taxes withheld from your unemployment benefits, it will show on your 1099-G. Washington ESD gives you the option to have 10% withheld for federal taxes when you certify your weekly claims.

The whole tax thing with unemployment is such a mess. I had to pay back like $900 in taxes because I didn't realize unemployment was taxable income. Really wish Washington ESD made this clearer.

Another question - if I'm still receiving unemployment benefits now, should I have taxes withheld going forward?

Does anyone know if the CARES Act tax break for unemployment still applies? I thought there was something about the first $10,200 being tax-free?

Just want to add that if you can't get your 1099-G, you should still report your unemployment income. Keep records of your weekly benefit amounts and report the total.

This is why I always have my tax guy handle my returns now. Too confusing with all these different income sources and forms.

If you're having trouble getting through to Washington ESD about your 1099-G, I used Claimyr recently and it was super helpful. They got me connected to an agent who helped me get my form resent.

Remember that unemployment benefits count toward your adjusted gross income, so they might affect other tax credits or deductions you're eligible for.

just a heads up - if you moved to washington from another state while on unemployment, you might need to file returns in both states depending on when you received the benefits

Does anyone know if there are any deductions or credits specifically for people who received unemployment? Seems like there should be something to help offset the tax burden.

I'm in a similar situation as the OP. Got my 1099-G but it shows a different amount than what I calculated from my weekly payments. Should I be concerned?

PSA: Make sure you keep copies of all your unemployment documentation for your records. The IRS might want to see supporting documents if you get audited.

One more thing - if you had to pay back any unemployment benefits due to overpayment, that might affect your taxable amount too. Check with a tax professional about this.

Thanks everyone for all the helpful info! This thread has been really educational. I feel much more prepared to handle my taxes now.

Great discussion. Just remember that tax laws can change, so always double-check current rules or consult a tax professional if you're unsure about anything.