< Back to Washington Unemployment

Omar Farouk

Does Washington ESD unemployment count as income for Medicaid eligibility?

I'm getting ready to apply for Medicaid through Washington Healthplanfinder and I'm not sure if I need to report my unemployment benefits as income. I've been receiving UI payments from Washington ESD for about 2 months now, getting around $580 per week. Does this count toward the income limits for Medicaid? I don't want to mess up my application by reporting it wrong or leaving it out if I'm supposed to include it.

Yes, unemployment benefits from Washington ESD definitely count as income for Medicaid purposes. You'll need to report the full amount you're receiving when you apply through Washington Healthplanfinder.

0 coins

Thanks for confirming! Do I report just the weekly amount or do I need to calculate it monthly?

0 coins

Report it as monthly income. So if you're getting $580 weekly, that's about $2,507 per month. Make sure to use your gross UI amount before any taxes are withheld.

0 coins

I had the same question when I applied last year. UI benefits are considered taxable income by the IRS so they definitely count for Medicaid income calculations too.

0 coins

That makes sense. I wasn't sure since it's not wages from a job but it is still income I'm receiving.

0 coins

When I was going through this process, I had trouble getting through to someone at DSHS to verify my Medicaid application status. I ended up using Claimyr.com to get connected to the right person - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling and getting busy signals.

0 coins

Never heard of that service but might be worth checking out. I've been trying to call DSHS for days about my application.

0 coins

Yeah it's pretty straightforward to use. Just helps you get through to an actual person instead of sitting on hold forever.

0 coins

Make sure you also report any part-time work income if you're doing that while on UI. Washington ESD requires you to report all earnings on your weekly claims and Medicaid needs to know about that income too.

0 coins

I'm not working right now, just collecting UI while job searching. But good to know for the future.

0 coins

Yeah the job search requirements are pretty strict now. I have to document at least 3 job contacts per week for my weekly claims.

0 coins

wait so if i'm getting like $400 a week from unemployment does that put me over the income limit for medicaid?? i thought medicaid was for people with no income

0 coins

No, Medicaid income limits are actually pretty generous. For a single person in Washington, you can earn up to about $1,677 per month and still qualify. $400/week is only about $1,733/month so you might still be eligible.

0 coins

oh ok thats good to know. i was worried i'd have to choose between UI and medicaid

0 coins

The income limits change every year so make sure you're looking at current numbers. Also remember that Washington expanded Medicaid so more people qualify now than before.

0 coins

Where can I find the most current income limits? I want to make sure I'm using the right numbers.

0 coins

Check the Washington Healthplanfinder website or call them directly. They'll have the most up-to-date eligibility requirements.

0 coins

I'm in a similar situation. Been on UI for 3 months now and need to apply for Medicaid. My biggest concern is what happens if my unemployment runs out while I'm still on Medicaid?

0 coins

You'll need to report the income change to Medicaid when your UI benefits end. Your eligibility might actually improve since you'll have lower income.

0 coins

That's a relief. I was worried I'd lose coverage right when I need it most during job searching.

0 coins

Don't forget that if you're receiving UI benefits, you might also be eligible for food assistance (SNAP). The income limits are different but worth checking into since you're already applying for benefits.

0 coins

Good point. I should probably look into that too since money's tight right now.

0 coins

Yeah I got approved for both Medicaid and SNAP while on unemployment. Every little bit helps when you're job hunting.

0 coins

Be prepared for them to ask for documentation of your UI benefits. I had to provide copies of my payment history from the Washington ESD website to verify my income.

0 coins

Thanks for the heads up! How far back did they want the payment history?

0 coins

They wanted the last 3 months of payments. You can print that right from your SecureAccess Washington account.

0 coins

This is all really helpful info. I was putting off applying for Medicaid because I wasn't sure how to handle the UI income reporting. Sounds like it's pretty straightforward though.

0 coins

Yeah don't overthink it. Just report your UI benefits as monthly income and let them do the eligibility calculation. Better to apply and see if you qualify than to assume you don't.

0 coins

One thing to watch out for - if you're married, they'll count your spouse's income too even if they're not applying for Medicaid. Make sure you have all household income information ready.

0 coins

I'm single so that's not an issue for me, but good to know for others reading this.

0 coins

Yeah the household income thing caught me off guard when I applied. Had to get my husband's pay stubs too.

0 coins

If you're having trouble getting through to anyone about your Medicaid application, I used Claimyr recently and it actually worked pretty well. They help you get connected to the right department without sitting on hold forever.

0 coins

Is that the same service someone mentioned earlier? Might be worth trying if I run into issues.

0 coins

Yeah same one. I was skeptical at first but it beat spending hours on hold trying to get through myself.

0 coins

Just wanted to add that if you're getting close to the income limit, remember that UI benefits are temporary. Your Medicaid eligibility will be reevaluated periodically, so if your income drops when benefits end, you should still maintain coverage.

0 coins

That's reassuring. I was worried about losing health coverage right when I need it most during unemployment.

0 coins

Exactly. The whole point of these programs is to help people during tough times like job loss.

0 coins

Make sure to apply as soon as possible. Medicaid coverage can be retroactive up to 3 months, so even if you've had medical expenses while uninsured, they might be covered once you're approved.

0 coins

Wow, I didn't know about the retroactive coverage. That's really good to know since I've been putting off a doctor visit.

0 coins

Yeah keep your receipts and documentation. I had some medical bills covered retroactively when I got approved.

0 coins

The application process through Washington Healthplanfinder is pretty user-friendly. It walks you through everything step by step and tells you exactly what documentation you need.

0 coins

Good to hear. I've been putting it off because I thought it would be really complicated.

0 coins

Nah it's not bad. Just have your UI payment info ready and it goes pretty smoothly.

0 coins

If anyone's still having trouble reaching the right people about their applications, I also had success with that Claimyr service. Worth checking out if you're stuck on hold - the video demo at https://youtu.be/7DieNd3C7zQ shows exactly how it works.

0 coins

Third recommendation for that service in this thread. Must actually work if people keep mentioning it.

0 coins

Yeah I was surprised how well it worked. Saved me a lot of frustration trying to get through to someone.

0 coins

Thanks everyone for all the helpful info! I'm going to get my UI payment history together and apply for Medicaid this week. Sounds like I shouldn't have been putting it off.

0 coins

Same here. This thread answered all my questions. Time to stop procrastinating and just apply.

0 coins

Good luck to both of you! The peace of mind from having health coverage is worth the application hassle.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
21,732 users helped today