Does Washington ESD unemployment count as income for Medicaid eligibility?
I'm getting ready to apply for Medicaid through Washington Healthplanfinder and I'm not sure if I need to report my unemployment benefits as income. I've been receiving UI payments from Washington ESD for about 2 months now, getting around $580 per week. Does this count toward the income limits for Medicaid? I don't want to mess up my application by reporting it wrong or leaving it out if I'm supposed to include it.
49 comments


Chloe Davis
Yes, unemployment benefits from Washington ESD definitely count as income for Medicaid purposes. You'll need to report the full amount you're receiving when you apply through Washington Healthplanfinder.
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Omar Farouk
•Thanks for confirming! Do I report just the weekly amount or do I need to calculate it monthly?
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Chloe Davis
•Report it as monthly income. So if you're getting $580 weekly, that's about $2,507 per month. Make sure to use your gross UI amount before any taxes are withheld.
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AstroAlpha
I had the same question when I applied last year. UI benefits are considered taxable income by the IRS so they definitely count for Medicaid income calculations too.
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Omar Farouk
•That makes sense. I wasn't sure since it's not wages from a job but it is still income I'm receiving.
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Diego Chavez
When I was going through this process, I had trouble getting through to someone at DSHS to verify my Medicaid application status. I ended up using Claimyr.com to get connected to the right person - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling and getting busy signals.
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Anastasia Smirnova
•Never heard of that service but might be worth checking out. I've been trying to call DSHS for days about my application.
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Diego Chavez
•Yeah it's pretty straightforward to use. Just helps you get through to an actual person instead of sitting on hold forever.
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Sean O'Brien
Make sure you also report any part-time work income if you're doing that while on UI. Washington ESD requires you to report all earnings on your weekly claims and Medicaid needs to know about that income too.
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Omar Farouk
•I'm not working right now, just collecting UI while job searching. But good to know for the future.
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Zara Shah
•Yeah the job search requirements are pretty strict now. I have to document at least 3 job contacts per week for my weekly claims.
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Luca Bianchi
wait so if i'm getting like $400 a week from unemployment does that put me over the income limit for medicaid?? i thought medicaid was for people with no income
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Chloe Davis
•No, Medicaid income limits are actually pretty generous. For a single person in Washington, you can earn up to about $1,677 per month and still qualify. $400/week is only about $1,733/month so you might still be eligible.
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Luca Bianchi
•oh ok thats good to know. i was worried i'd have to choose between UI and medicaid
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GalacticGuardian
The income limits change every year so make sure you're looking at current numbers. Also remember that Washington expanded Medicaid so more people qualify now than before.
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Omar Farouk
•Where can I find the most current income limits? I want to make sure I'm using the right numbers.
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GalacticGuardian
•Check the Washington Healthplanfinder website or call them directly. They'll have the most up-to-date eligibility requirements.
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Nia Harris
I'm in a similar situation. Been on UI for 3 months now and need to apply for Medicaid. My biggest concern is what happens if my unemployment runs out while I'm still on Medicaid?
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Chloe Davis
•You'll need to report the income change to Medicaid when your UI benefits end. Your eligibility might actually improve since you'll have lower income.
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Nia Harris
•That's a relief. I was worried I'd lose coverage right when I need it most during job searching.
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Mateo Gonzalez
Don't forget that if you're receiving UI benefits, you might also be eligible for food assistance (SNAP). The income limits are different but worth checking into since you're already applying for benefits.
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Omar Farouk
•Good point. I should probably look into that too since money's tight right now.
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Aisha Ali
•Yeah I got approved for both Medicaid and SNAP while on unemployment. Every little bit helps when you're job hunting.
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Ethan Moore
Be prepared for them to ask for documentation of your UI benefits. I had to provide copies of my payment history from the Washington ESD website to verify my income.
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Omar Farouk
•Thanks for the heads up! How far back did they want the payment history?
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Ethan Moore
•They wanted the last 3 months of payments. You can print that right from your SecureAccess Washington account.
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Yuki Nakamura
This is all really helpful info. I was putting off applying for Medicaid because I wasn't sure how to handle the UI income reporting. Sounds like it's pretty straightforward though.
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Chloe Davis
•Yeah don't overthink it. Just report your UI benefits as monthly income and let them do the eligibility calculation. Better to apply and see if you qualify than to assume you don't.
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StarSurfer
One thing to watch out for - if you're married, they'll count your spouse's income too even if they're not applying for Medicaid. Make sure you have all household income information ready.
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Omar Farouk
•I'm single so that's not an issue for me, but good to know for others reading this.
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Carmen Reyes
•Yeah the household income thing caught me off guard when I applied. Had to get my husband's pay stubs too.
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Andre Moreau
If you're having trouble getting through to anyone about your Medicaid application, I used Claimyr recently and it actually worked pretty well. They help you get connected to the right department without sitting on hold forever.
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Zoe Christodoulou
•Is that the same service someone mentioned earlier? Might be worth trying if I run into issues.
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Andre Moreau
•Yeah same one. I was skeptical at first but it beat spending hours on hold trying to get through myself.
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Jamal Thompson
Just wanted to add that if you're getting close to the income limit, remember that UI benefits are temporary. Your Medicaid eligibility will be reevaluated periodically, so if your income drops when benefits end, you should still maintain coverage.
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Omar Farouk
•That's reassuring. I was worried about losing health coverage right when I need it most during unemployment.
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Mei Chen
•Exactly. The whole point of these programs is to help people during tough times like job loss.
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CosmicCadet
Make sure to apply as soon as possible. Medicaid coverage can be retroactive up to 3 months, so even if you've had medical expenses while uninsured, they might be covered once you're approved.
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Omar Farouk
•Wow, I didn't know about the retroactive coverage. That's really good to know since I've been putting off a doctor visit.
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Liam O'Connor
•Yeah keep your receipts and documentation. I had some medical bills covered retroactively when I got approved.
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Amara Adeyemi
The application process through Washington Healthplanfinder is pretty user-friendly. It walks you through everything step by step and tells you exactly what documentation you need.
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Omar Farouk
•Good to hear. I've been putting it off because I thought it would be really complicated.
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Giovanni Gallo
•Nah it's not bad. Just have your UI payment info ready and it goes pretty smoothly.
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Fatima Al-Mazrouei
If anyone's still having trouble reaching the right people about their applications, I also had success with that Claimyr service. Worth checking out if you're stuck on hold - the video demo at https://youtu.be/7DieNd3C7zQ shows exactly how it works.
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Dylan Wright
•Third recommendation for that service in this thread. Must actually work if people keep mentioning it.
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Fatima Al-Mazrouei
•Yeah I was surprised how well it worked. Saved me a lot of frustration trying to get through to someone.
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NebulaKnight
Thanks everyone for all the helpful info! I'm going to get my UI payment history together and apply for Medicaid this week. Sounds like I shouldn't have been putting it off.
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Omar Farouk
•Same here. This thread answered all my questions. Time to stop procrastinating and just apply.
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Sofia Ramirez
•Good luck to both of you! The peace of mind from having health coverage is worth the application hassle.
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