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QuantumQuasar

Do you get paid for unemployment benefits with Washington ESD?

I'm really confused about how Washington ESD unemployment actually works. Like do you actually get money from filing for unemployment? My friend said you get weekly payments but I don't understand how much or when. I just lost my job at a restaurant and need to know if this is worth doing. Can someone explain if you actually get paid and how it works?

Yes, you definitely get paid! Washington ESD unemployment benefits are weekly payments based on your past wages. You'll get a percentage of what you were earning, up to the state maximum. Right now the max is around $999 per week. You have to file weekly claims to keep getting paid.

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That's way more than I expected! How do I know how much I'll get exactly?

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It's calculated from your highest earning quarter in the base period. Washington ESD will tell you the exact amount when your claim is processed.

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Just to add - you only get paid if you're approved. Sometimes claims go into adjudication and that can take weeks. I've been waiting 3 weeks for mine to clear adjudication.

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What's adjudication? That sounds scary.

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It's when they review your claim for any issues. Could be about why you left your job, wage verification, stuff like that.

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If you're having trouble getting through to Washington ESD to check on payments or resolve issues, I found Claimyr really helpful. It's at claimyr.com and they help you actually reach a live agent. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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How much does that cost? I'm already broke from losing my job.

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It's worth checking out their site for details, but when you're stuck in the system it can really help get things moving.

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The payments come on a debit card called ReliaCard. Don't throw it away when it arrives! That's how you access your money each week.

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Do they mail it to you automatically?

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Yes, once your first payment is approved they'll send the card. Takes about a week to arrive.

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Make sure you understand the job search requirements too. You have to look for work and report it on your weekly claims or you won't get paid. It's 3 job contacts per week minimum.

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What counts as a job contact?

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Applying for jobs, talking to employers, going to job fairs, networking events. You need to keep a log with details.

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And register with WorkSourceWA! That's required now too.

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The whole system is a nightmare honestly. I've been trying to get through to someone at Washington ESD for days. The phone lines are always busy.

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That's exactly why I mentioned Claimyr earlier. The regular Washington ESD phone system is completely overwhelmed.

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I might have to try that. This is ridiculous.

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One thing nobody mentioned - there's a waiting week. Your first week of unemployment doesn't get paid. So even if everything goes smoothly, your first payment is for week 2.

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Seriously? That's horrible when you need money right away.

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Yeah it sucks but that's how it works. Plan accordingly.

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Also want to mention - if you quit your job you might not be eligible. You usually have to be laid off or fired for reasons not related to misconduct. If you quit, you need good cause.

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I was laid off due to slow business so I should be okay right?

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That sounds like it should qualify, but Washington ESD will verify with your employer.

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My employer lied about why I was fired and it took months to straighten out. Document everything!

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Don't forget you have to file your weekly claim every week, even if you worked part time. If you earned money that week, report it. They'll reduce your benefit amount but you might still get something.

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What if I forget to file one week?

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You can usually file late but you might not get paid for that week. Don't skip weeks.

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The maximum benefit period is 26 weeks in Washington. That's about 6 months of payments if you qualify for the full time. Extensions are rare now.

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Is there any way to get more than 26 weeks?

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Only if the state unemployment rate triggers extended benefits, which hasn't happened in a while.

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I finally got through using that Claimyr service someone mentioned. Took 2 minutes to connect to an agent instead of 2 hours of busy signals. Worth every penny.

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That's amazing! I might need to try that if I have problems.

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I'm skeptical of paying for something that should be free but if it works...

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Pro tip: file your initial claim online at esd.wa.gov late at night or early morning. The system is less bogged down then.

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Good to know! I was going to try during lunch break.

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Lunch time is peak usage. Try like 6am or 11pm.

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Just be prepared for the process to take time. Even straightforward claims can take 2-3 weeks to get your first payment. Have a backup plan for bills.

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That's terrifying. I need money for rent next week.

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Contact your landlord, see if you can work out a payment plan. Most people understand job loss situations.

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Make sure you have all your documents ready before you start: Social Security card, driver's license, employment history for the last 18 months with dates and wages.

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What if I don't remember exact dates from previous jobs?

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Do your best to estimate. Washington ESD will verify with employers anyway.

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Update on my adjudication - finally cleared after 4 weeks! Got a big back payment for all the weeks I was waiting. Don't give up if yours takes time.

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That's great news! Did they pay interest on the delayed payment?

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No interest but I got the full amount for each week I was eligible. Better than nothing!

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Final advice - keep records of everything. Save all emails, letters, keep your job search log updated, document all contact with Washington ESD. You might need it later.

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This all seems so complicated but I really need the money. Thanks everyone for all the help!

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It is complicated but you'll figure it out. Just take it step by step and don't hesitate to ask for help.

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One more thing - if you move to another state while collecting, you need to notify Washington ESD immediately. Interstate claims have special rules.

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Good to know, not planning to move but I'll remember that.

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Since you mentioned needing help potentially, that Claimyr service I used earlier really does work well for getting through to Washington ESD agents when you have questions about your claim or payments.

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I bookmarked their site just in case. Hopefully I won't need it but good to have options.

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Good luck with your claim! The restaurant industry has been hit hard so you should definitely qualify. Just stay on top of your weekly claims and job search requirements.

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Thank you! This thread has been incredibly helpful. I feel much more prepared now.

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File as soon as possible! Benefits start from when you file, not when you lost your job. Every day you wait is money you're leaving on the table.

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Filing tonight! Thanks for the push I needed.

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Perfect! The sooner you start the process, the sooner you'll get your first payment.

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