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Taylor Chen

Can you receive unemployment and social security at the same time in Washington?

I'm 62 and just got laid off from my job at Boeing after 15 years. I'm already collecting early social security benefits ($1,847/month) and wondering if I can also file for unemployment with Washington ESD? I heard different things from coworkers - some say you can't get both, others say it's fine. Does anyone know the actual rules? I really need both right now to make ends meet until I find another job.

Yes, you can receive both unemployment and social security in Washington state. They're separate programs and don't affect each other. I've been doing this for 8 months now since I got laid off at 64. Just make sure you report your social security income when you file your weekly claims with Washington ESD.

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Thank you! That's such a relief. Do I report the full $1,847 or just part of it?

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Report the full amount. Washington ESD needs to know about all income sources, but social security won't reduce your UI benefits.

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Just be aware that while Washington allows this, your unemployment benefits might be subject to federal income tax if your total income (including social security) exceeds certain thresholds. But that's a tax issue, not an eligibility issue.

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Good point about taxes. I'll definitely need to keep track of everything come tax time.

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I tried calling Washington ESD to ask this same question last month and could never get through. Spent hours on hold just to get disconnected. Finally found Claimyr.com and they got me connected to an actual agent in like 10 minutes. The rep confirmed you can collect both as long as you report the social security income. Game changer for getting answers quickly.

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How much does that service cost? I'm in the same boat trying to reach someone at Washington ESD.

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It's worth it when you consider how much time you save. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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I was skeptical about paying for something like this but honestly after wasting 3 days trying to get through myself, I tried Claimyr and got my questions answered in one call. Sometimes you gotta pay for efficiency.

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Wait, I thought if you're getting social security you're considered retired and can't get unemployment? That doesn't make sense to me.

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That's a common misconception. Social security retirement benefits don't disqualify you from unemployment as long as you're able and available for work.

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Right, I'm definitely looking for work! Just because I'm collecting early social security doesn't mean I want to be fully retired yet.

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I'm in almost the exact same situation - 63, laid off, getting social security. Been collecting both for 6 months now with no issues. Just make sure you keep doing your job searches and report everything accurately on your weekly claims.

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How many job searches do you have to do each week? I haven't filed yet but want to be prepared.

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Three job search activities per week. Can be applications, networking, job fairs, etc. Keep detailed records in case they audit you.

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Boeing layoffs have been brutal this year. Sorry you're going through this. At least the job market for experienced workers isn't terrible right now, especially in aerospace.

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Thanks. Yeah, hoping my experience will help me find something decent. The severance helps but won't last forever.

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One more thing - when you file your initial claim, they might put it in adjudication if they need to verify your work history or the layoff details. Don't panic if that happens, it's pretty routine for larger companies like Boeing.

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How long does adjudication usually take? I can't afford to wait months for benefits to start.

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Usually 2-4 weeks for straightforward cases. Boeing layoffs are well-documented so shouldn't be complicated.

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Double check that your social security isn't disability benefits. Those have different rules than retirement benefits when it comes to unemployment.

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No, it's early retirement benefits. I took them at 62 because I figured I might need them if something like this happened.

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ugh the whole system is so confusing. Why can't they just have clear answers on their website instead of making us guess or pay services like Claimyr to get basic information?

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The information is on their website, but it's buried in dense policy documents. Most people don't want to read through 50 pages of regulations.

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Fair point. I just wish they made it more user-friendly for people who are already stressed about losing their jobs.

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File as soon as possible! Don't wait. The sooner you file, the sooner your waiting week is over and you can start collecting. And yes, you can definitely get both - I've been doing it for almost a year.

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Planning to file this weekend. Thanks for the encouragement!

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Make sure you understand the difference between 'able and available' requirements. Since you're getting social security, they might question whether you're truly available for full-time work.

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I am definitely looking for full-time work. Should I emphasize that in my application?

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Yes, be clear about your availability and willingness to work full-time hours. That's key to maintaining eligibility.

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My dad went through this exact situation 3 years ago. He collected both for about 8 months until he found a new job. No problems at all as long as he reported his social security income every week.

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That's reassuring to hear a success story. Gives me hope I can get through this too.

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The Washington ESD website actually has a section about this under 'other income' but it's not super clear. Basically says social security retirement benefits don't reduce your UI benefits but must be reported.

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I looked for that section and couldn't find it. Do you have a direct link?

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It's buried in their FAQ section. Search for 'social security and unemployment' on their site.

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Whatever you do, don't try to hide the social security income. They will find out eventually and then you'll have an overpayment to deal with. Always better to report everything upfront.

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Absolutely planning to report everything. Not worth the risk of getting in trouble later.

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I was worried about this too when I got laid off at 65. Turns out it's totally fine to collect both. The hardest part was actually getting through to Washington ESD to ask questions. Ended up using that Claimyr service someone mentioned earlier - totally worth it to get real answers from an actual person.

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Seems like a lot of people have had success with that service. Might be worth trying if I run into issues.

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Boeing severance packages are usually pretty good - make sure you understand how that affects your unemployment timing. You might have to wait until the severance period ends before you can collect UI benefits.

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Good point. I got a lump sum severance, not weekly payments, so I think I should be okay to file right away.

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Lump sum is usually fine but double-check when you file. They'll ask about severance payments during the application process.

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Bottom line - yes you can collect both. Just be honest about all your income sources and you'll be fine. Good luck with your job search!

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Thank you everyone for all the helpful advice! Feel much more confident about filing now.

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I went through this same situation last year at 63 after getting laid off from Microsoft. You can definitely collect both - I've been doing it for 14 months now without any issues. The key things to remember: 1) Report your full social security amount on your weekly claims, 2) Keep detailed records of your job search activities (3 per week minimum), and 3) Don't let anyone tell you that collecting social security means you're "retired" - as long as you're actively looking for work, you're eligible. The Washington ESD agents I spoke with were very clear that these are completely separate programs. One tip: when you file your initial claim online, there's a specific section where you'll enter your social security income - don't skip it thinking it doesn't apply. Good luck with your search!

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