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Luca Esposito

Can you collect Washington ESD unemployment while on short term disability?

I'm currently receiving short term disability benefits through my employer's insurance plan after a car accident last month. My doctor says I'll be cleared to return to work in about 6 weeks, but my company just told me they're eliminating my position due to budget cuts. Since I'm technically still employed but can't work, can I file for Washington ESD unemployment benefits while still getting disability payments? I'm really confused about how this works and whether I'd be eligible since I'm not able and available for work right now.

This is a tricky situation. Generally, to receive unemployment benefits in Washington, you need to be able and available for work. If you're on short term disability and unable to work, you typically wouldn't qualify for UI benefits. However, once your doctor clears you to return to work and your position has been eliminated, you should be able to file a claim at that point.

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That makes sense. So I should wait until I'm medically cleared before filing my claim with Washington ESD?

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Exactly. Make sure you have documentation from your doctor clearing you for work when you file. Washington ESD will likely ask for proof that you're able to work.

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I went through something similar last year. You can't collect both at the same time because of the able and available requirement. But once you're cleared to work, you should definitely file immediately since your job was eliminated through no fault of your own.

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Did you have any trouble with Washington ESD when you explained the situation? I'm worried they might question the timing.

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No issues at all. I just explained that my position was eliminated while I was on medical leave, and once I was cleared to work, I filed for unemployment. Had all my documentation ready.

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Actually, there might be some flexibility here depending on your specific circumstances. If you're able to perform some types of work even while on partial disability, you might still qualify. I'd recommend calling Washington ESD directly to discuss your situation. I used Claimyr.com recently to get through to an actual agent - they have this system that calls you back when an agent is available instead of waiting on hold forever. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That's interesting about Claimyr. I've been dreading trying to call Washington ESD because I know how impossible it is to get through.

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Yeah, it saved me hours of frustration. Worth checking out if you need to speak with someone about your specific situation.

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I'm curious about this too. How does it work exactly? Do you have to pay for the service?

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Wait, I'm confused. If your position was eliminated while you were on disability, wouldn't that count as a layoff? I thought you could file for unemployment immediately in cases like that, even if you're not able to work right away.

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That's not quite right. The key requirement for UI benefits is being able and available for work. Even if you were laid off, you still need to meet that basic eligibility requirement.

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Oh, I didn't realize that. I thought being laid off was enough. Thanks for clarifying!

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This happened to my brother-in-law. He was on workers comp and got laid off at the same time. He had to wait until he was medically cleared before he could file for unemployment. The timing was awful because he had no income for a few weeks.

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That's exactly what I'm worried about. Did he end up getting approved once he filed?

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Yes, he got approved but it took a while because they had to verify his medical clearance and the layoff details. Took about 3 weeks total.

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The Washington ESD website has some info about this under their eligibility requirements. You need to be physically able to work and actively seeking employment. Short term disability usually means you can't meet those requirements yet.

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I looked at their website but it's pretty confusing. I wish they had clearer examples for situations like this.

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Yeah their website isn't the most user-friendly. That's why calling them directly is usually better for complex situations.

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Can't you apply for standby status or something while you're recovering? I thought there were special circumstances for medical situations.

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Standby is for temporary layoffs where you expect to return to the same job. That wouldn't apply here since the position was eliminated permanently.

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Ah okay, I was thinking of a different situation then.

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Make sure you document everything - the disability dates, when you were notified about the job elimination, when you're cleared to work. Washington ESD will want all those details when you file your claim.

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Good point. I've been keeping all the paperwork but I should probably organize it better.

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Definitely. Having everything organized will make the process much smoother when you do file.

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I used that Claimyr service someone mentioned earlier when I had questions about my claim status. It really does work - I got a callback within an hour and talked to an actual Washington ESD rep. Much better than spending all day redialing.

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That sounds way better than what I've heard about trying to call normally. Did they charge a lot for it?

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It was reasonable for what it saved me in time and frustration. Check out their site at claimyr.com for details.

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Just to add - once you are cleared to work and file your claim, make sure you're ready to start your job search immediately. Washington ESD requires job search activities even while your claim is being processed.

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How many job contacts do I need to do each week? I haven't looked for work in years.

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It's typically 3 job search activities per week, but check the current requirements when you file. They might have changed.

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This whole system is so confusing. Why can't they just have clear guidelines for situations like this? It seems like everyone has to figure it out case by case.

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I agree it's frustrating. There are so many different scenarios that it's hard to cover them all in simple terms.

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I guess that's why talking to an actual person is so important for complex situations.

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OP, definitely don't try to file while you're still on disability. I know someone who did that and had to pay back benefits later because they weren't technically eligible at the time they applied.

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Yikes, that sounds like a nightmare. Thanks for the warning. I'll definitely wait until I'm cleared.

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Yeah, it was a mess. The overpayment notice came months later and was really stressful to deal with.

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One thing to consider - you might want to apply for other disability benefits in the meantime if your short term disability runs out before you're cleared to work. Don't leave yourself without any income if possible.

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That's a good point. I should look into what other options might be available.

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Yeah, there might be state disability programs or other assistance you qualify for during the gap.

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The timing issue is really important here. Make sure you file your unemployment claim as soon as you're medically cleared, not weeks later. Benefits are calculated from when you file, not when you became unemployed.

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So even though I technically lost my job while on disability, the benefit period starts when I file the claim?

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Exactly. That's why timing the filing correctly is so crucial. You want to file as soon as you meet the able and available requirement.

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I had a similar situation and used Claimyr to get through to Washington ESD to ask about it before filing. The agent confirmed that I needed to wait until I was cleared by my doctor. It was worth the peace of mind to get official confirmation.

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That's exactly what I want to do - get official confirmation before making any moves. How long did it take to get through using Claimyr?

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I got a callback in about 45 minutes. Much faster than any other method I'd tried.

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Ava Kim

Don't forget that you'll also need to report the short term disability payments when you file your claim. Washington ESD needs to know about all income sources during your benefit period.

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Even if the disability payments ended before I file for unemployment?

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Ava Kim

I'd mention it just to be transparent. They'll ask about recent income and it's better to over-disclose than under-disclose.

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The key thing is documenting your medical clearance properly. Make sure your doctor provides a clear return-to-work authorization that specifically states you're able to perform full-time work without restrictions.

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Should I ask my doctor for anything specific when I get cleared?

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Ask for a letter stating your return-to-work date and that you're cleared for full-time employment without restrictions. Keep a copy for your records.

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This thread has been really helpful. I'm in a somewhat similar situation and wasn't sure about the timing. Sounds like the consensus is to wait until medically cleared, then file immediately with proper documentation.

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Yes, that seems to be the safest approach based on everyone's advice here.

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That's the right takeaway. Better to wait and file correctly than rush and create problems later.

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One last thought - keep records of when your employer notified you about the position elimination. Washington ESD might ask about the timeline of events when you file your claim.

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Good point. I have the email they sent me, so I'll make sure to keep that handy.

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Perfect. Having that documentation will help establish the reason for your unemployment.

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