Can I collect Washington ESD unemployment while on short term disability?
I'm currently receiving short-term disability benefits through my employer's insurance plan due to a back injury. My doctor says I'll be out for at least another 6-8 weeks. I'm wondering if I can also file for unemployment benefits with Washington ESD during this time? I've heard conflicting information and want to make sure I understand the rules before I potentially mess something up. Has anyone been in a similar situation?
57 comments


Charlotte Jones
Unfortunately, you generally can't collect both at the same time. To be eligible for UI benefits in Washington, you have to be able and available for work. If you're on disability, that typically means you're not able to work, which would disqualify you from unemployment benefits.
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Logan Greenburg
•That makes sense, but what if I'm cleared to do light duty work? Would that change anything?
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Charlotte Jones
•That's where it gets tricky. If your doctor clears you for light duty and you're actively seeking work that accommodates your restrictions, you might qualify. But you'd need to document everything carefully.
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Lucas Bey
I went through this exact situation last year. Washington ESD is pretty strict about the 'able and available' requirement. Even if you think you could do some types of work, if you're receiving disability payments, they usually consider that proof you're not available for work.
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Logan Greenburg
•Did you try to apply anyway or just wait until your disability ended?
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Lucas Bey
•I waited until I was fully cleared to return to work. Didn't want to risk having to pay back benefits later if they determined I wasn't eligible.
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Harper Thompson
The key issue is that Washington ESD requires you to be physically able to work and actively seeking employment. If you're on short-term disability, that's essentially stating you're unable to perform work duties. However, I'd recommend calling Washington ESD directly to discuss your specific situation since there might be nuances based on your particular circumstances.
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Logan Greenburg
•I've been trying to call them but can't get through. The phone lines are always busy or I get disconnected.
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Caleb Stark
•Have you tried using Claimyr? I found out about it from someone on Reddit. It's a service that helps you actually get through to Washington ESD agents. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.
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Logan Greenburg
•Never heard of that before. Is it legit? I'm desperate enough to try anything at this point.
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Jade O'Malley
Be very careful about applying for both. Washington ESD can and will audit your claims. If they find you were collecting both simultaneously without proper authorization, you could face penalties and have to repay everything with interest.
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Hunter Edmunds
•This is so important! I know someone who got hit with a huge overpayment notice because of this exact situation.
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Logan Greenburg
•Yikes, definitely don't want that. Thanks for the warning.
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Ella Lewis
wait, what if your employer laid you off while you were on disability? would that change anything?
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Charlotte Jones
•That's actually a different scenario. If you're laid off while on disability, you might be able to collect UI once you're medically cleared to return to work, even if the layoff happened while you were disabled.
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Ella Lewis
•ok that's what i thought but wasn't sure. thanks!
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Andrew Pinnock
I'm dealing with something similar right now. My FMLA is ending soon but I'm still not 100%. My doctor might clear me for light duty but I don't know if my employer will accommodate that. If they don't, would I qualify for unemployment then?
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Harper Thompson
•If your employer can't provide reasonable accommodations for your work restrictions and you're otherwise able to work within those restrictions, you might have a case for UI benefits. But this gets into complex territory involving both unemployment law and disability accommodations.
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Andrew Pinnock
•This is so confusing. I wish there was clearer guidance on these edge cases.
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Brianna Schmidt
The Washington ESD website has some information about this under their eligibility requirements, but it's pretty basic. You really need to talk to someone who can review your specific medical restrictions and work availability.
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Caleb Stark
•That's exactly why I used Claimyr when I had questions about my claim. You can actually speak to real Washington ESD staff instead of trying to figure it out from their website alone.
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Alexis Renard
•How much does that cost though? I'm already financially stressed.
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Caleb Stark
•It's worth checking out their site. The time I would have spent calling over and over was worth it to me.
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Camila Jordan
Just want to add that if you do get cleared for work while still receiving some disability benefits, make sure to report that income when you file your weekly claims. Washington ESD needs to know about all income sources.
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Logan Greenburg
•Good point. I hadn't thought about the reporting requirements if the situations overlap.
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Tyler Lefleur
ugh the whole system is so frustrating. i was on workers comp last year and couldn't get a straight answer about anything. ended up just waiting until everything was settled before applying for ui.
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Madeline Blaze
•Workers comp is different from regular short-term disability though. The rules might be slightly different.
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Tyler Lefleur
•true but the confusion is the same. wish they made this stuff clearer.
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Max Knight
I work in HR and deal with these questions regularly. The general rule is that you can't collect both simultaneously because the eligibility requirements contradict each other. However, there are some edge cases where it might be possible, particularly if you're cleared for limited work. Always best to get official guidance from Washington ESD rather than assuming.
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Logan Greenburg
•Thanks for the professional perspective. That confirms what I was thinking - I need to get official guidance rather than guessing.
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Emma Swift
•As someone who went through adjudication hell last year, definitely get everything in writing if you do speak to Washington ESD. Phone conversations don't always protect you later.
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Isabella Tucker
My sister was in a similar situation and she waited until her disability ended before applying for UI. She said it was cleaner that way and didn't want to risk any complications.
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Logan Greenburg
•That's probably the safest approach. I'm just worried about the financial gap between when disability ends and when UI benefits start.
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Jayden Hill
•You can apply for UI benefits before your disability officially ends, as long as you'll be able and available to work by the time benefits would start. Just make sure your dates align properly.
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LordCommander
Does anyone know if the type of disability matters? Like, would mental health disability be treated differently than physical injury?
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Harper Thompson
•The type of disability doesn't change the basic eligibility requirements for unemployment. You still need to be able and available for work regardless of whether it's physical or mental health related.
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LordCommander
•That makes sense. Thanks for clarifying.
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Lucy Lam
I actually tried to collect both a few years ago when I didn't know better. Washington ESD caught it during an audit and I had to pay back about $2,800 in benefits plus penalties. Not worth the risk.
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Logan Greenburg
•Ouch, that's exactly what I'm trying to avoid. Thanks for sharing your experience.
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Aidan Hudson
•Did they give you a payment plan at least or did you have to pay it all back at once?
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Lucy Lam
•They offered a payment plan which helped, but it was still a huge financial hit. Lesson learned the hard way.
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Zoe Wang
Just to add another perspective - some people are able to work part-time while on disability depending on their restrictions. If that's your situation and you're laid off from your main job, the UI eligibility might be different. But again, you'd need to verify this with Washington ESD directly.
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Logan Greenburg
•I'm not cleared for any work right now, so that doesn't apply to my situation. But good to know for others who might be reading this.
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Connor Richards
The timing of when you apply matters too. If your disability is ending soon and you know you'll be cleared to work by a specific date, you might want to file your UI claim to coincide with that date rather than trying to collect both.
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Logan Greenburg
•That's a good strategy. I have a follow-up appointment with my doctor in two weeks, so maybe I should wait until then to see what the timeline looks like.
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Grace Durand
•Definitely wait for that appointment. Having a clear return-to-work date will make the UI application much smoother.
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Steven Adams
has anyone here actually gotten approved for both at the same time? or is it pretty much impossible?
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Alice Fleming
•I've never seen it happen personally. The requirements are just too contradictory - you can't be unable to work (disability) and able to work (UI) at the same time.
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Steven Adams
•yeah that's what i figured. just wanted to check if there were any exceptions.
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Hassan Khoury
One thing to consider is that if you're planning to apply for UI after your disability ends, you should start gathering your employment documentation now. You'll need pay stubs, your separation notice, and other paperwork ready to go.
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Logan Greenburg
•Good advice. I should probably organize all that stuff while I have time to recover.
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Victoria Stark
I used Claimyr a few months ago when I had questions about my claim status and it was really helpful. Sometimes you just need to talk to an actual person at Washington ESD to get clarity on these complex situations. The automated systems and website can only tell you so much.
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Logan Greenburg
•I'm definitely going to look into that. I need to understand my options before making any decisions.
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Benjamin Kim
•Let us know what you find out! I'm sure other people have similar questions.
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Samantha Howard
The bottom line is that Washington ESD takes the 'able and available' requirement seriously. If you're on disability, they're going to assume you're not available for work unless you can prove otherwise with medical documentation. Better to be safe than sorry with overpayments.
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Logan Greenburg
•Agreed. I think I'm going to wait until I'm fully cleared and then apply for UI benefits. The risk isn't worth it.
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Megan D'Acosta
•Smart choice. The peace of mind is worth more than trying to squeeze a few extra weeks of benefits.
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