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Dmitry Kuznetsov

Can you collect Washington ESD unemployment after long term disability runs out?

My long term disability benefits through my employer are ending next month after 2 years. I'm still dealing with some health issues but my doctor says I can work part-time or in a modified capacity. I'm wondering if I'm eligible to file for unemployment benefits with Washington ESD once my LTD stops? I haven't worked in almost 2 years so I'm not sure if I qualify or what the process would be. Has anyone been in this situation before?

The eligibility for unemployment after LTD depends on whether you're able and available for work. Washington ESD requires you to be physically able to work and actively seeking employment. If your doctor cleared you for modified work, that's a good sign. You'll need to show you have recent work history within the base period, which is typically the first 4 quarters of the last 5 completed quarters before you file.

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Thanks for the info! I worked for 8 years before going on disability, so I should have enough work history. What exactly do they mean by 'able and available'?

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Able means you're physically and mentally capable of performing work. Available means you're ready to accept suitable work immediately. Since you mentioned your doctor cleared you for modified work, document that clearance - Washington ESD may request medical documentation.

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I went through this exact situation last year. The key thing is timing - you can't collect unemployment while you're still on LTD. Once it ends, you can apply, but Washington ESD will want proof that you're actually ready to work. I had to get a letter from my doctor stating I was cleared for work with restrictions.

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How long did it take for your claim to get approved? I'm worried about the gap between when LTD ends and unemployment starts.

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Mine took about 3 weeks because they had to review my medical situation. There was definitely a gap, so try to have some savings if possible. The waiting period was stressful but they did approve it.

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I've been trying to get through to Washington ESD for weeks about a similar situation and their phone lines are impossible. Keep getting disconnected or sitting on hold for hours. It's so frustrating when you need answers about complex situations like this.

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I recently discovered Claimyr after having the same phone issues. It's a service that helps you get through to Washington ESD agents - they have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ. Might be worth checking out for your situation.

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Interesting, I'll look into that. I really need to talk to someone who understands these disability-to-unemployment transitions.

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Wait, I'm confused about something. If you haven't worked in 2 years, how would you qualify for unemployment? Don't you need recent work history? I thought there was like a time limit on when your previous work counts.

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The base period for Washington ESD looks at your earnings in the first 4 quarters of the last 5 completed quarters. So if someone files in 2025, they'd typically look at Q1 2023 through Q4 2023. Being on LTD doesn't reset this completely, but it can affect eligibility.

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Oh okay, that makes more sense. So the disability time doesn't count against you for the work history requirement?

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Not exactly. The base period is still calculated the same way, but Washington ESD may consider alternative base periods in certain circumstances. Each case is individual.

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This is exactly why the unemployment system is so messed up. People coming off legitimate disability have to jump through hoops to get benefits while others game the system. It's backwards.

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I understand the frustration, but the requirements exist to ensure benefits go to people who are actually looking for work. The system has to balance supporting people in need with preventing fraud.

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I get that, but someone transitioning from disability to work is clearly trying to get back into the workforce. The barriers shouldn't be so high.

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UPDATE: I called Washington ESD this morning and actually got through after 2 hours on hold. The representative told me I should apply as soon as my LTD ends and they'll review my case individually. She said having medical clearance for modified work is important. They might require me to register with WorkSourceWA for job search assistance too.

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That's great that you got through! Yes, the WorkSourceWA registration is standard. They have good resources for people with disabilities looking for work. The job search requirement might be modified based on your restrictions.

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Wow, you actually got through to someone? I'm still having no luck. Maybe I should try that Claimyr service someone mentioned earlier.

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Just want to add that you should start gathering all your documentation now - medical clearance, LTD paperwork, employment history, etc. Washington ESD will want everything in order when you apply.

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Good point. What specific documents should I prioritize getting ready?

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Definitely the medical clearance letter, your LTD termination notice, W-2s from your last employment, and any accommodation letters if you'll need workplace modifications. Having everything ready speeds up the process.

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I'm in a similar boat - my disability benefits are ending in a few months. This thread is really helpful. One question though - do you have to be looking for full-time work or can you search for part-time if that's all you're cleared for?

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Washington ESD allows you to search for part-time work if that's what you're medically cleared for. Your job search requirements and benefit amount will be adjusted accordingly. The key is being honest about your limitations and having medical documentation.

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That's a relief. I was worried I'd have to claim I could work full-time when I really can't.

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Does anyone know if you can collect unemployment while also doing vocational rehabilitation? My LTD is ending but I'm also enrolled in a retraining program.

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Yes, Washington ESD has provisions for people in approved training programs. You might qualify for Training Benefits or other extended benefits while in vocational rehab. Definitely mention this when you apply.

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Thanks! I'll make sure to bring up the vocational rehab program when I file my claim.

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The transition from disability to unemployment is so stressful. I went through it 3 years ago and the uncertainty about benefits was almost worse than the health issues. Just want to encourage anyone going through this - it does work out if you have your documentation in order.

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Thanks for the encouragement. It really is stressful not knowing what's going to happen financially. How long did it take you to find work after getting cleared?

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It took me about 4 months, but I was being pretty selective about accommodations I needed. The unemployment benefits helped bridge that gap. Don't rush into something that could worsen your condition.

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Quick question - if you're approved for unemployment after LTD, do you still have to do the weekly job search requirements? With health limitations, it seems like it would be harder to apply to multiple jobs per week.

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Yes, you still need to meet job search requirements, but Washington ESD may modify them based on your circumstances. For example, they might reduce the number of contacts required or accept different types of job search activities. Work with your assigned representative to clarify expectations.

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That makes sense. I'll definitely ask about modifications when I apply.

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For anyone still struggling to reach Washington ESD about these complex situations, I wanted to follow up on the Claimyr mention. I used it last week for a different issue and it really does help you get through to an actual person who can answer specific questions about disability transitions. Worth the investment when you need real answers.

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I ended up trying Claimyr after seeing your earlier comment and it worked! Finally got to speak with someone who understood my situation. Definitely recommend it for anyone dealing with complicated cases like this.

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Is this service expensive? I'm already stressed about money with my LTD ending.

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I'd rather not get into pricing details, but consider it an investment in getting the right information quickly rather than spending weeks trying to get through on your own. The peace of mind was worth it for me.

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Important reminder that if you're approved for unemployment, you'll need to keep certifying weekly and reporting any work you might do, even if it's part-time. Washington ESD is pretty strict about reporting requirements.

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Good point. I'll make sure to understand all the ongoing requirements before I start collecting benefits.

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This whole thread has been super helpful. I'm bookmarking it for when my LTD situation comes up next year. Thanks everyone for sharing your experiences and advice!

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Same here! Really glad to see people helping each other navigate these complex situations.

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Thanks to everyone who responded. This has given me so much more confidence about the process. I'll update once I actually file my claim.

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One last thing to consider - if you have any appeals or ongoing issues with your LTD carrier, make sure that's resolved before applying for unemployment. You don't want conflicting claims about your ability to work.

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Fortunately my LTD is ending cleanly without any disputes. But that's definitely good advice for others who might have complications.

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Yes, consistency is key. Washington ESD will look at all the documentation and any contradictions could delay your claim.

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For anyone reading this later, I also recommend checking with your state's vocational rehabilitation services. They often have programs that can help bridge the gap between disability and employment, and they understand the unemployment system well.

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Great suggestion! I hadn't thought about vocational rehabilitation services. I'll look into what's available in Washington.

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DVR (Division of Vocational Rehabilitation) in Washington has some great programs. They can sometimes help with job placement too.

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