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Can I get an extension after my 26 weeks of ESD benefits run out? Single mom transitioning to insurance/real estate jobs

I'm freaking out a little because my regular unemployment benefits are about to expire next week (used all 26 weeks). I've been applying EVERYWHERE - retail stores, restaurants, office jobs, you name it. As a single mom, I'm really starting to panic about how I'll cover rent and groceries when my benefits stop. I recently got two potential opportunities in life insurance and real estate, but both require me to study and pass state licensing exams before I can actually start earning. Does anyone know if I qualify for any kind of extension while I'm preparing for these exams? Is there some kind of training benefit extension through ESD? These are legitimate job offers, but I need a few more weeks of support to bridge the gap. Any advice would be so appreciated!

Amelia Dietrich

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Sorry to hear ur stressed. Regular UI benefits r limited to 26 weeks max in WA state. There's no automatic extension right now since we're not in a high unemployment period. U might want to check if u qualify for Training Benefits Program but I think u had to apply for that before ur claim started. Maybe check with WorkSource about rapid reemployment programs?

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KhalilStar

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Thanks for responding! I didn't know about the Training Benefits Program before I started my claim. Ugh, I wish someone had told me. Do you know if I could still apply for it retroactively? And what exactly are rapid reemployment programs?

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Kaiya Rivera

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The Training Benefits Program would have been ideal for your situation, but unfortunately it requires approval before you begin the training program. However, you do have a few options to consider: 1. WorkSource offers job search assistance and can sometimes connect you with temporary work while you complete your licensing requirements. 2. Check if you qualify for other assistance programs like TANF (Temporary Assistance for Needy Families) or SNAP benefits to help with essentials. 3. Some real estate and insurance firms offer stipends or advances to new agents in training - have you asked the companies that made you offers if they have any financial bridge programs? 4. If you've worked in multiple states in the past 18 months, you might be eligible to file an interstate claim. I'd recommend calling ESD directly to explain your situation and see if there are any extensions available in your specific case. Sometimes there are special circumstances they can consider.

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KhalilStar

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Thank you for these ideas! I'll definitely reach out to the companies to see if they offer any stipends during training. I hadn't thought about TANF either - going to look into that today. I've only worked in Washington though. The ESD phone lines are so frustrating... I've been calling every day this week and can't get through.

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My sister had almost EXACT same situation last year!!! She was getting into real estate too and ran out of benefits. She ended up doing Doordash and Instacart while studying for her license. Not ideal but it helped pay bills til she got her first commission check. Just sharing in case it helps. Good luck mama!!!

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KhalilStar

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That's actually a really good idea. I have a reliable car, so I could probably do some delivery gigs while studying. Not what I hoped for, but better than nothing. How long did it take your sister to start making decent money in real estate?

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Noah Irving

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I'm in a similar boat right now, single parent and everything. The ESD system is completely BROKEN. They expect us to magically find jobs that pay enough to support our families with ZERO support once benefits run out. I applied for extended benefits last month and got denied for no reason. Called 23 TIMES and never got through. The whole system is designed to fail us!!! Let me know if you find anything that works.

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Vanessa Chang

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I understand your frustration with the system, but there actually aren't any extended benefits available right now in Washington. Extended benefits only become available during periods of high unemployment as determined by federal guidelines. The last extension program ended when the pandemic emergency provisions expired. That's likely why your application was denied - not because the system is broken but because the program doesn't currently exist.

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Madison King

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Have you tried calling ESD to ask about your options? Sometimes they have special programs or can guide you to other resources based on your specific situation. I know calling ESD can be a nightmare though - I struggled for weeks trying to get through when I had an issue with my claim last year. I finally used a service called Claimyr that got me connected to an ESD agent within about 30 minutes after I'd spent days trying on my own. They have a video that shows how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 Their website is claimyr.com - might be worth checking out if you're desperate to talk to someone at ESD about potential extensions or programs. At least then you'd know for sure what options you have.

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KhalilStar

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Thank you! I've been trying to get through to ESD for days with no luck. I'll check out that service - at this point I'm willing to try anything to get some answers before my benefits run out completely.

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Julian Paolo

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You should definitely contact DSHS immediately!!! They can help with emergency assistance, food benefits, childcare subsidies, etc while you're transitioning careers. As a single mom you'll probably qualify for quite a bit of help. Also check with your local community action agency - they sometimes have emergency rent assistance. Don't wait until your benefits actually run out to apply!

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KhalilStar

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This is really helpful, thank you. I didn't even think about DSHS and community action agencies. I'll start applying for those programs right away. Do you know how long it typically takes for DSHS applications to be processed?

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Julian Paolo

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In my experience they can process emergency applications pretty quickly - sometimes within a week. Make sure you tell them it's urgent because your UI is ending. They can expedite food benefits especially. The rent assistance programs might take a bit longer but worth applying ASAP. Good luck with everything!

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Vanessa Chang

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I work with career transitions, and I'd recommend reaching out to the companies that offered you positions in insurance and real estate. Many agencies understand the licensing process takes time and might have programs to support new agents during this phase. Some offer advances against future commissions or part-time administrative work while you study. Additionally, contact the WorkSource office nearest you. They offer: 1. Rapid Response services for dislocated workers 2. Possible training assistance funds 3. Connections to community resources 4. Workshops on interviewing and resume building You might also qualify for childcare assistance through Working Connections while you're job searching and training. Don't give up - there are resources available to bridge this gap!

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KhalilStar

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Thank you for these suggestions! I reached out to both companies today. The insurance agency actually does have a small stipend program during training that I didn't know about. And I have an appointment with WorkSource next Tuesday. Feeling a little less panicked now with some concrete steps to take.

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have u looked into amazon flex? my cousin does that and says its decent pay while u figure things out. just need a car

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KhalilStar

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I hadn't heard of Amazon Flex before! Just looked it up and it seems like another good option for flexible work while studying. Thanks for the suggestion!

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Kaiya Rivera

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I'm glad to see you're finding some paths forward! For anyone else reading this thread in a similar situation, here's a quick summary of potential resources when your UI benefits are ending: 1. WorkSource Washington - job search assistance, training programs, rapid reemployment services 2. DSHS - emergency assistance, food benefits (SNAP), TANF, childcare subsidies 3. Community Action Agencies - emergency rent and utility assistance 4. Gig work options - delivery services, Amazon Flex, etc. for flexible income 5. Training Benefits Program - must apply before beginning training 6. Ask potential employers about stipends or advances during licensing/training periods Also, always verify your UI benefit end date in your ESD account. Sometimes the calculated end date is different from what you might expect, and occasionally people have remaining benefits they didn't realize were available.

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Amelia Dietrich

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This is super helpful info! Wish they would just tell ppl all this stuff when u first apply for benefits instead of everyone having to figure it out the hard way.

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