


Ask the community...
The application process isn't too complicated once you get through to someone at Washington ESD who can walk you through it. Just make sure you have your business tax records ready.
That's where Claimyr comes in handy. I've recommended it to several other business owners who were having trouble reaching Washington ESD.
One thing to keep in mind is that if you elect coverage, you'll need to file quarterly reports even if you're not making much money. It's an ongoing commitment, not just a one-time thing.
Just be prepared for the process to take longer than you expect. Even straightforward claims can take a few weeks, and if anything goes wrong it stretches out even more.
One last tip - keep records of everything. Screenshots of your online account, confirmation numbers, notes from phone calls. If something goes wrong you'll want documentation of what happened and when.
Thanks everyone for all the helpful info in this thread. I learned a lot just from reading through all the responses. The Washington ESD system is confusing but at least there are people willing to share their experiences.
One last tip - if you do start collecting both, keep really good records of everything. Dates, amounts, job searches, everything. Makes life easier if Washington ESD ever has questions later.
Last tip - if you need to talk to someone at Washington ESD about your claim, I had good luck with Claimyr helping me get through their phone system. Way better than the endless busy signals and dropped calls.
Bottom line: being fired for performance issues is NOT the same as being fired for misconduct. File your claim and let Washington ESD make the determination. You've got nothing to lose and potentially benefits to gain.
Diego Vargas
Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly amount is what you get each week, but there's also a total maximum you can collect during your entire benefit year.
0 coins
QuantumQuest
•I hadn't thought about that distinction. How do they calculate the maximum total?
0 coins
Diego Vargas
•It's typically 26 times your weekly benefit amount, assuming you're eligible for the full 26 weeks. So if you get $400/week, your maximum total would be $10,400.
0 coins
CosmicCruiser
One more thing - make sure you report any income you receive while collecting benefits, even small amounts. Washington ESD is pretty strict about this and penalties for not reporting can be severe.
0 coins
CosmicCruiser
•Yes, any income needs to be reported when you file your weekly claim. They'll reduce your benefit amount based on what you earned, but you might still get a partial payment.
0 coins
Anastasia Fedorov
•I learned this the hard way - got an overpayment notice for not reporting some cash work I did. Had to pay it all back plus penalties.
0 coins