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Just want to echo what others have said - be completely honest about your income. I reported everything, even small odd jobs, and never had any problems with Washington ESD. The system actually works pretty well if you follow the rules.
For what it's worth, I think the $5 deduction they give you is supposed to cover work-related expenses like gas or tools. So if you make $100 in a week, they only count $95 against your benefits. It's a small thing but every bit helps.
This whole discussion has been super informative. Bookmarking for future reference just in case. Hope everyone here stays employed and doesn't need to use any of this info!
Thread has been really comprehensive. Just want to echo what others said about filing immediately if you do lose your job - every week you wait is money you can't get back. And seriously consider that Claimyr service if you need to reach Washington ESD by phone.
Last thing - once you start receiving benefits, you'll need to keep filing those weekly claims every week and continue your job search. It becomes routine but don't skip weeks or you won't get paid for those weeks.
Just remember that if you can't reach Washington ESD when you need help, services like Claimyr can be a lifesaver. I wish I'd known about it sooner when I was struggling to get through their phone lines.
One last thing - if you're married, the unemployment income will affect your joint tax return too. Make sure to factor that in when deciding about withholding.
Isabella Silva
Make sure you report any income you earn while receiving benefits, even if it's just a few hours of work. Not reporting income is considered fraud and they will make you pay back any overpayment with penalties.
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ElectricDreamer
•What if I do some freelance work or odd jobs?
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Isabella Silva
•Report all income, doesn't matter if it's W-2 or 1099 work. Be honest about everything to avoid problems later.
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Ravi Choudhury
The whole process is intimidating at first but you got this! Just take it one step at a time and don't be afraid to ask questions if you get stuck.
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ElectricDreamer
•Thanks everyone for all the helpful advice! I feel much more confident about filing now.
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Ravi Choudhury
•You're welcome! We've all been there and it gets easier once you get into the routine of filing weekly claims.
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