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good luck with whatever you decide to do. the unemployment system is frustrating but sometimes you get lucky and everything works out
I just went through this exact situation last month! After my 26 weeks ended, I was able to file a new claim and got approved. The key is making sure you have enough wages in the new base period - they look at the first 4 of the last 5 completed quarters before you file. Since you worked 8 months before getting laid off, you might have a good chance depending on your earnings. I'd recommend using the online system to file rather than trying to call. It took about 3 weeks to get my first payment on the new claim. Keep all your employment records handy when you apply!
The benefit year rule is frustrating but at least now you know what to expect. Use this time to build your skills and network. When you can refile, you'll be in a better position.
Thanks for the encouragement. I'll try to stay positive and use this time productively.
I'm in a similar situation and just want to add that while you're waiting for your benefit year to expire, document everything - all your job applications, gig work earnings, and any skills training you do. When you finally can refile, having that documentation will help show you've been actively seeking work and may help with qualifying for a new claim. Also, don't forget to check if you qualify for any local assistance programs through your county - they sometimes have emergency rent/utility help that can bridge the gap while you're waiting. The marketing field is brutal right now but hang in there!
Actually just went thru this last month. My advice - call US Bank directly (not ESD) at 855-279-1270. They can tell you exactly when your card was mailed. Mine took 9 business days to arrive. If it's been more than 10 business days, they can cancel that one and expedite a new card to you in 3 days.
Thank you! I'll try calling US Bank tomorrow. That's such a relief to have a direct number to check on this.
I went through the exact same thing last year! The waiting is absolutely brutal, especially when you can see the money sitting there but can't access it. In my case, the ReliaCard took about 12 business days to arrive, which was longer than the 7-10 days they usually quote. What really helped was calling US Bank (the number Connor mentioned is correct) because they could actually track the card and confirm it was mailed. Also, just as a backup plan, you might want to contact your landlord and explain the situation - many are understanding about unemployment delays since it's so common. Some will accept a screenshot of your ESD account showing the pending payment as proof that money is coming. Hang in there, it should arrive soon!
Good luck with your application! The first time filing can seem overwhelming but Washington ESD's online system is pretty user-friendly once you get started. You've got this!
Thank you everyone for all the helpful advice! I feel much more prepared to file my application now.
One thing I didn't see mentioned - make sure you have your mailing address correct and up to date. Washington ESD will send important documents by mail including your monetary determination letter that shows your benefit amount. If you've moved recently or your mail delivery is unreliable, consider using a PO box or trusted address where you know you'll receive mail consistently.
Olivia Garcia
Last thing - make sure you report ANY work you do while collecting benefits, even if it's just a few hours. They cross-reference with employers and if they catch unreported work, they'll make you pay back benefits plus penalties. Your weekly benefit amount gets reduced dollar-for-dollar after you earn more than your weekly benefit amount minus $5.
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Lucas Schmidt
•So if I get $400/week in benefits and earn $200 from part-time work, I'd still get some benefits?
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Olivia Garcia
•Yes, you'd get $205 in benefits that week ($400 - $200 + $5). But you have to report the $200 earnings when you file your weekly claim.
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Aliyah Debovski
Thanks for all this detailed info everyone! I'm in a similar situation - been working steadily for the past few years and might need to file soon. One question I haven't seen addressed yet: does the timing of when you file during the year affect your base period calculation? Like if I file in March vs June, would that change which quarters they look at for determining my benefit amount?
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