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Lucas Schmidt

How much is unemployment right now in Washington - current weekly benefit amounts?

I'm thinking about filing for unemployment but want to know what the current weekly benefit amounts are in Washington. I've been working full-time making about $55,000 a year for the past 3 years. Does anyone know what the maximum weekly benefit is right now? Also wondering if there are any recent changes to how they calculate benefits. I tried looking on the Washington ESD website but it's confusing with all the different calculators and I'm not sure which one to use.

The maximum weekly benefit amount in Washington is currently $999 per week. Your actual amount depends on your earnings in your base period, which is typically the first 4 of the last 5 completed calendar quarters before you file. With your salary of $55k, you'd probably qualify for somewhere in the $400-600 range weekly, but you'd need to use the benefit calculator on the Washington ESD site to get the exact amount.

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Thanks! Is that $999 before taxes or after? And do you know if they changed the calculation recently?

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That's before taxes. They do withhold federal and state taxes if you elect to have them taken out. The calculation hasn't changed much recently, still based on your highest earning quarter in the base period.

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i think its around $800 something max but not sure. i got like $350 a week when i filed last year but i was only making like $18/hour

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The max did go up to $999 this year. Your $350 sounds about right for $18/hour depending on how many hours you worked.

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oh ok cool didnt know it went up. might be worth filing again if i lose this job

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I've been trying to get through to Washington ESD for weeks to ask about my benefit amount calculation. Every time I call I either get disconnected or sit on hold for 3+ hours. Has anyone found a way to actually reach someone there? I need to understand why my weekly amount seems lower than it should be based on my previous earnings.

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I had the same problem until I found Claimyr.com - they help you get through to Washington ESD agents. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Basically they handle the calling and waiting for you, then connect you when an agent picks up. I was able to get my benefit calculation questions answered within a few days instead of weeks of failed attempts.

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That sounds too good to be true. How much does it cost and do you have to give them your personal info?

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It's really straightforward to use, no complicated setup. The main thing is it saves you from sitting on hold for hours. I was skeptical too but it actually worked for getting my questions answered about my weekly benefit amount.

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The benefit amount is calculated as follows: they take your highest earning quarter in your base period, divide by 13, then multiply by 0.0385. The result is your weekly benefit amount, capped at the maximum. For 2025, the minimum is $295 and maximum is $999. You also need to have earned at least $7,000 total in your base period and your highest quarter needs to be at least 1.5 times your lowest quarter.

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This is super helpful! So if my highest quarter was around $14,000, that would be about $14,000/13 = $1,077, then $1,077 * 0.0385 = $41.46? That seems way too low.

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You're mixing up the formula. It's (highest quarter earnings / 13) * 0.0385 = weekly benefit. So $14,000 / 13 = $1,077, then $1,077 * 0.0385 = $415 per week. Much more reasonable!

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Oh wow, I was calculating it completely wrong! $415 would actually be pretty decent. Thanks for the correction.

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Word of warning - even if you qualify for a decent weekly amount, you might not get it right away. My claim has been stuck in adjudication for over a month because they're reviewing my separation reason. The weekly amount means nothing if you can't actually get the benefits approved and paid out.

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What's adjudication? I've never filed before so not familiar with all the terms.

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Adjudication is when they review your claim for eligibility issues. Could be questioning why you left your job, verifying your identity, or investigating if you're able and available for work. It can take weeks or months.

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I'm going through adjudication too. Been 6 weeks and counting. The worst part is you can't talk to anyone about the status - they just say 'wait for a decision letter.

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Don't forget about the job search requirements either. Even if you get approved for benefits, you have to do 3 job search activities per week and log them in WorkSourceWA. If you don't keep up with that, they'll cut off your benefits regardless of how much you qualify for weekly.

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What counts as a job search activity? Just applying for jobs?

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Job applications, networking events, career fairs, informational interviews, skills assessments - there's a whole list on the WorkSourceWA site. You need to document 3 different activities each week you claim benefits.

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The amounts seem to change every year based on the state's average weekly wage. I remember when the max was like $790 just a couple years ago. Now it's $999. If you're making $55k like the OP, you're probably looking at somewhere between $400-500 weekly depending on when you worked and how your earnings were distributed across quarters.

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That range sounds about right based on what others are saying. Is there a way to estimate it more precisely before filing?

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Yeah, there's a benefit calculator on the Washington ESD website. You'll need your wage information from the past 18 months or so to get an accurate estimate.

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Just remember that unemployment is taxable income. A lot of people forget this and then get hit with a big tax bill. You can elect to have taxes withheld from your weekly benefits, which I'd recommend unless you're setting aside money for taxes yourself.

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Good point! What percentage do they typically withhold for taxes?

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10% for federal and whatever your state rate is. In Washington there's no state income tax, so just the 10% federal withholding.

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idk why everyone makes this so complicated. just file and see what you get. took me like 20 minutes online and i found out my weekly amount right away

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Not everyone has it that easy. Some of us have complications with our work history or separation reasons that make the process way more complex.

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fair enough. guess i got lucky with a straightforward layoff situation

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The benefit amounts in Washington are actually pretty generous compared to other states. I moved here from Texas where the max was only like $500 something. The $999 max here plus the longer duration of benefits makes a real difference when you're unemployed.

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How long can you collect benefits in Washington?

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Up to 26 weeks typically, though it can be extended during high unemployment periods. Depends on your work history and earnings too.

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Pro tip: if you're thinking about filing, don't wait. Benefits are calculated based on when you file, not when you actually became unemployed. So if you wait months to file, you might miss out on higher earnings quarters that would increase your weekly benefit amount.

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That's really good to know! I didn't realize timing could affect the calculation.

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Yeah, the base period is fixed based on when you file, so delaying your application could mean your highest earnings fall outside the calculation window.

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I tried calling Washington ESD to ask about benefit amounts last month and it was impossible. After reading about Claimyr here, I decided to try it. Got connected to an agent within 2 days and was able to get all my questions answered about my weekly benefit calculation. Definitely worth it if you need to actually talk to someone instead of just guessing.

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How does Claimyr work exactly? Do they just call for you?

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They handle the calling and waiting, then connect you when an agent picks up. Check out their demo video to see how it works - way better than trying to get through yourself.

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WASHINGTON ESD IS A NIGHTMARE. I've been trying to get my benefit amount sorted for WEEKS. The online calculator gives me one number, my determination letter shows a different amount, and when I finally got through to someone they told me a third number! Nobody knows what's going on over there.

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That's so frustrating! Did you ever get it resolved?

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Still working on it. Might have to file an appeal just to get a straight answer about my weekly benefit amount.

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For what it's worth, I filed in January and my benefit amount was exactly what the online calculator predicted. $347 per week based on my previous job at a retail store. The system worked fine for me, got my first payment within 2 weeks.

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That's encouraging! Maybe I'm overthinking this. I'll just use the calculator and file.

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Yeah, don't let the horror stories scare you off. Most claims go through without major issues.

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One thing to keep in mind is that your benefit year lasts 52 weeks from when you file, but you can only collect up to 26 weeks of benefits (or your benefit year balance, whichever is less). So even if you qualify for $500/week, you won't get $26,000 total unless you actually claim benefits for the full 26 weeks.

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What's a benefit year balance?

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It's the total amount you can collect during your benefit year, calculated as 30% of your base period wages. So if you earned $50,000 in your base period, your benefit year balance would be $15,000 total.

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Just wanted to add that if you're seasonal or have irregular work, your benefit calculation might be different. I work in landscaping and my earnings vary a lot by season, so my weekly benefit amount was lower than I expected even though I made decent money overall.

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That makes sense. The quarterly calculation probably doesn't work as well for seasonal work.

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Exactly. My highest quarter was great but my lowest was basically zero, so the formula didn't capture my actual earning potential.

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This thread has been super helpful! I was also wondering about current benefit amounts. Sounds like with my salary I should expect around $400-500 weekly, which would definitely help cover my basic expenses while job hunting. Thanks everyone for all the detailed info.

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Same here! I feel much more confident about filing now that I understand how the amounts are calculated.

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Yeah, the more you know going in, the smoother the process should be. Good luck with your claim!

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Last thing - make sure you report ANY work you do while collecting benefits, even if it's just a few hours. They cross-reference with employers and if they catch unreported work, they'll make you pay back benefits plus penalties. Your weekly benefit amount gets reduced dollar-for-dollar after you earn more than your weekly benefit amount minus $5.

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So if I get $400/week in benefits and earn $200 from part-time work, I'd still get some benefits?

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Yes, you'd get $205 in benefits that week ($400 - $200 + $5). But you have to report the $200 earnings when you file your weekly claim.

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Thanks for all this detailed info everyone! I'm in a similar situation - been working steadily for the past few years and might need to file soon. One question I haven't seen addressed yet: does the timing of when you file during the year affect your base period calculation? Like if I file in March vs June, would that change which quarters they look at for determining my benefit amount?

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