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glad this thread helped people figure out the payment schedule. unemployment is stressful enough without having to guess when money will show up. good luck everyone!
Thank you! And thanks to everyone who contributed - this has been incredibly helpful.
Seriously, this community is great for helping each other navigate the Washington ESD system.
This is such valuable information! As someone who just started receiving unemployment benefits last month, I was constantly refreshing my bank account not knowing when to expect payments. The Wednesday morning timeline makes perfect sense now - I can see that pattern in my own deposits. It's really helpful to know about potential holiday delays too since I was completely unaware that could affect the schedule. Thanks to everyone for sharing their experiences and making this less stressful for newcomers like me!
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Thanks everyone for the helpful responses! I'm going to proceed with my application and answer "yes" to the disability question, providing my exact LTD dates. I'll gather all my documentation from Prudential now so I'm ready when ESD requests it. It's a relief to know that they can look at my work history from before my disability period, as I definitely had more than 680 hours in those quarters. I'll update this thread once I hear back from ESD about my claim status.
Good decision! Make sure to file your weekly claims on time while waiting for the determination. If you run into any issues with the online system, remember you can always request a phone appointment for more personalized help with your specific situation.
I went through something very similar! I was on disability for about 8 months, then worked for just 3 months before getting laid off. The key thing to remember is that ESD will look at your "alternative base year" - the 4 quarters BEFORE you went on disability, not the most recent ones. When you answer "yes" to the 13+ weeks disability question, don't worry if the system says they don't have records - that's normal. Just provide your exact dates and continue with the application. They'll manually review your case. Make sure you have your Prudential documentation ready (approval letter, benefit statements, etc.) because they'll definitely ask for it during adjudication. The process took about 5-6 weeks for me, but I was approved because I had plenty of work hours in the years before my disability. The 2 months you worked after returning won't hurt your case at all - if anything, it shows you were actively trying to return to the workforce. Don't give up on the application!
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One last tip - make sure you reopen as soon as you become unemployed again. Every week you wait is a potential week of benefits you're missing out on, and you can't get back pay for weeks you didn't file.
Good point! I need to do mine this week then.
Exactly. Even if it takes time to process, at least you'll have filed for those weeks.
I went through this exact same situation last year! The 8-week inactive rule caught me off guard too. Just wanted to add that when you reopen, double-check that your direct deposit info is still current - mine had somehow gotten cleared out during the inactive period and I had to wait for a paper check the first week. Also, if you worked even part-time during those two months, make sure you have your pay stubs handy when reopening since they'll ask about any wages earned. The whole process really is much easier than the initial application though!
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The key is to file your claim as soon as possible after your last day of work, even if you're getting severance. The effective date of your claim is important for your benefit year.
Thanks everyone for all the advice. I'm going to file my claim this week and get the process started.
Good plan. Better to get it started and deal with the severance timing than to wait and potentially miss out.
Just went through this exact situation last year. Filed my claim immediately after my layoff even though I had 10 weeks of severance. Washington ESD put my claim on hold until the severance period ended, but having that early filing date saved me weeks of processing time. The transition was seamless - my first unemployment payment came just 3 days after my final severance check. Don't wait to file, and make sure you keep doing your weekly certifications even during the severance period. Also keep all your severance paperwork handy because they'll likely ask for it multiple times during the process.
Mateo Silva
Thanks everyone for the helpful information about Washington ESD payment timing. This thread answered all my questions and more!
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Victoria Jones
•This is why I love this forum - real people sharing real experiences with the unemployment system
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Cameron Black
•Agreed, much better than trying to decipher the official Washington ESD website which isn't always clear about practical details like this
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Esteban Tate
I've been on Washington ESD unemployment for about 6 months now and can confirm the Wednesday payment schedule is very reliable. I file my weekly claim every Saturday morning, and without fail, the money hits my checking account by Wednesday around 8 AM. The only time I experienced a delay was during Memorial Day week when it came Thursday instead due to the holiday. One tip - if you're anxious about timing like I used to be, set up text alerts with your bank so you get notified the moment the deposit clears. It really helps with peace of mind when you're budgeting tight!
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