Bottom line: plan for 26 weeks maximum, but don't count on getting the full amount. Start job hunting immediately and keep detailed records of your search activities. The system isn't perfect but those are the basic rules.

One thing I'd add that hasn't been mentioned yet - if you're approved for benefits, you can actually check your exact benefit duration online through your ESD account. They show you your weekly benefit amount and how many weeks you're eligible for based on your specific earnings history. This way you don't have to guess or get conflicting information from different sources. It's really helpful for planning your budget and job search timeline.

The bottom line is 26 weeks maximum, but most people get less than that based on their work history. Use the time wisely to find something good rather than just waiting for the benefits to run out.

Just want to add that timing is really important when you file your initial claim. Make sure you file as soon as possible after your last day of work because there can be delays in processing. I waited a few days thinking I needed to "get organized" first and it just pushed back when I started receiving benefits. Also, Washington ESD has online tutorials that walk you through the whole process step by step - definitely worth checking out before you file. The whole system seems overwhelming at first but once you get into the routine of filing weekly claims it becomes pretty straightforward.

One more thing - if you do set up a payment plan, make sure you stick to it religiously. Missing payments on an agreed plan can trigger immediate garnishment without further notice.

I went through something similar last year. Washington ESD can definitely garnish wages, but they have to follow due process first. The key is to act fast - you typically have 30 days from the notice date to respond. I'd recommend calling them immediately to discuss your options, but if you can't get through (which is common), consider using a callback service like Claimyr to actually reach a human. Also, don't automatically assume the overpayment amount is correct - request detailed records showing how they calculated it. Many people successfully get these amounts reduced or eliminated entirely through appeals. The worst thing you can do is ignore it and hope it goes away.

For OP and anyone else just starting - make sure you understand all the requirements upfront. Job search activities, weekly claim filing, responding to any Washington ESD requests quickly. Stay on top of everything from day one.

The 26-week limit is definitely the standard, but here's something important to keep in mind - if you do any part-time or temporary work while collecting unemployment, make sure to report it properly on your weekly claims. A lot of people get confused about how working part-time affects their benefits. You can often still collect partial unemployment if you're working reduced hours or doing gig work, but you have to report all earnings. Washington ESD will calculate how much your benefits get reduced based on what you earn. Just don't try to hide any income because they will catch it eventually and you could face penalties or have to pay money back.

Bottom line - if you made good money and worked consistently, you'll probably qualify for a decent benefit amount. The exact calculation depends on your specific wage history, but Washington's benefits are pretty fair compared to most states.

One thing I haven't seen mentioned yet is that you can also check your benefit amount estimate on the Washington ESD website before you even file your claim. They have a tool where you can input your wage information and it will give you a pretty accurate estimate of what your weekly benefit would be. Really helpful for planning purposes if you're facing a potential layoff or job loss.