Thanks everyone for all the advice! I think I'm going to try the Claimyr service to get through to Washington ESD and discuss both appealing and payment plan options. At least now I know I have choices instead of just panicking about owing money I don't have.

I went through something similar last year with a $3,200 overpayment. The key thing I learned is to act fast - that 1% monthly interest really adds up. I ended up doing a combination approach: I appealed the portion I genuinely disagreed with (about $800 worth) and set up a payment plan for the rest while the appeal was pending. The appeal took 4 months but I won on part of it, which saved me money in the long run. Even if you're not 100% sure about appealing, it's worth reviewing your records carefully - sometimes their calculations are off or they double-count things.

One more thing - if you do end up getting any kind of assistance, keep detailed records of everything. The paperwork requirements can be overwhelming but it's worth staying organized from the start.

I'm in a similar situation and just wanted to share what I learned from talking to a case worker at DSHS. When your regular UI benefits end, you won't automatically get extended benefits unless the state unemployment rate triggers them (which is rare). However, you can apply for Temporary Assistance for Needy Families (TANF) if you have kids, or State Family Assistance if you don't. There's also the Basic Food program (food stamps) which has different eligibility rules than cash assistance. The key thing I found out is that you need to apply for these programs BEFORE your UI runs out because there can be processing delays. Also, if you're able to do any part-time or gig work, report it honestly - some programs allow you to keep a portion of your earnings. Don't let pride stop you from accessing these safety nets - that's exactly what they're designed for.

The waiting is the worst part of this whole process. Took almost 3 months to hear back about my waiver but it was approved. Try to be patient and don't assume no news is bad news.

Final piece of advice - if you're approved for the waiver, you'll get a notice but it might take a few more weeks for their system to update and stop showing the overpayment balance. Don't panic if you still see the debt on your account immediately after approval.

Final thoughts: most denials are for job search issues, not being available for work, or procedural problems. The good news is many of these can be successfully appealed if you have documentation and can explain your situation. Don't give up after the initial denial.

I went through something similar last year and it's really frustrating when you think you should qualify but get denied. From what I've learned, Washington ESD has gotten much stricter about enforcing all the requirements. The job search documentation requirement trips up a lot of people - you literally have to log every single application, phone call, or contact you make in your WorkSource account. Even if you're actively looking for work, if it's not properly documented in their system, they'll deny you. The appeal process does work though - I know several people who got their denials overturned once they could show they were genuinely looking for work. Make sure to file that appeal within 30 days and start documenting everything from now on. Good luck!

Update: I spoke with HR and you all were right! They've been reporting my standard 20 hours every week regardless of what I actually work. They thought that's how the Shared Work program is supposed to function - that I get the same supplement amount even if my hours fluctuate a bit. They're going to correct my hours for last week and resubmit to ESD. Thank you all for helping me figure this out!

This is such a helpful thread! I'm dealing with a similar Shared Work confusion right now. My employer has been pretty inconsistent with reporting too - sometimes they report overtime hours separately, sometimes they lump everything together. It's frustrating because the benefit amounts swing wildly and there's no transparency in how ESD actually calculates things. The fact that PTO counts as "hours worked" for benefit calculation purposes seems really counterintuitive to me. If you're using PTO, you're still not getting your full income! Has anyone found official ESD documentation that explains all these nuances clearly?