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The bottom line is: be honest, report everything, and you'll be fine. Washington ESD isn't trying to trick you - they just want accurate information.
I went through this exact situation last year! Washington ESD definitely tracks gig work income through their data matching systems, so hiding it isn't worth the risk. I started with just weekend Lyft driving while job searching and it worked out fine. Just make sure to report your gross earnings (before expenses) on your weekly claims, and keep detailed records of when you worked versus when you got paid. The partial benefit system actually lets you supplement your income without losing all your UI benefits, which was a lifesaver for me during my job search.
Thanks everyone for all the helpful advice! I'm going to set up the 10% withholding and also use the IRS calculator to see if I need to make any estimated payments. Really appreciate all the guidance.
Just wanted to add that if you're collecting unemployment benefits and also have a spouse who's working, you might want to have them adjust their W-4 withholding at work too. We found out the hard way that my unemployment income pushed us into a higher tax bracket, and my husband's regular paycheck withholding wasn't enough to cover the extra tax liability from both incomes combined. It's another option to consider if changing your unemployment withholding percentage doesn't feel like enough.
Also remember that even if you get denied initially, you can appeal the decision. A lot of people give up after the first denial but the appeals process exists for a reason.
You have 30 days from the date of the determination letter to file an appeal. Don't wait - the deadline is strict.
This is another situation where being able to talk to a Washington ESD representative through Claimyr really helps. They can explain the appeals process and what documentation you need.
Just to add another perspective - if you're working multiple part-time jobs and one of them cuts your hours or lets you go, you can still file for partial unemployment benefits even if you're still working the other job(s). Washington ESD will calculate your benefits based on the reduced income. A lot of people don't realize this and think you have to be completely unemployed to file a claim.
Pro tip from someone who used to work in banking - when a direct deposit is sent to the wrong account number, there's a whole return process that has to happen. The receiving bank has to return the funds as unclaimable, then ESD has to reprocess once they receive that return. Each step can take 2-3 business days. So realistically you're looking at minimum a week, often 10 days total.
Update: Payment just hit my account this morning! So it took exactly 7 business days from when I corrected the banking info. Thanks everyone for the help and reassurance that this was normal. I was really starting to worry.
That's great news! Glad it came through. For future reference, this 5-7 business day timeframe is pretty standard for banking corrections with ESD. Make sure to double-check your banking info on your next weekly claim just to be certain everything is set correctly going forward.
So relieved to see this update! I'm actually going through the exact same situation right now - wrong routing number and waiting for reprocessing. Your timeline gives me hope that mine should come through soon too. Thanks for posting the follow-up, it really helps others who are stressing about the same thing.
Oliver Weber
Has anyone tried uploading from a different browser? Sometimes these government websites work better with Internet Explorer or Edge instead of Chrome.
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Liam McConnell
•I've been using Chrome, maybe I should try a different browser. Worth a shot I guess.
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Oliver Weber
•Yeah, older government systems sometimes have compatibility issues with newer browsers.
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Natasha Romanova
Just wanted to follow up and say thanks to everyone for the advice. I ended up using Claimyr to talk to someone at Washington ESD and they confirmed the upload feature is having issues. They walked me through the manual entry process and it's actually not that bad. Also learned about some other features in the system I didn't know about.
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Liam McConnell
•Thanks for the update! I'm going to stick with manual entry for now and maybe try the upload feature again once they fix it.
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Natasha Romanova
•Sounds like a good plan. The rep said they're hoping to have the upload issues resolved soon.
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